- Revenue 2025
- $2,518,814
- Expenses 2025
- $2,480,262
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 1311 SHOOTING PARK ROAD
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
Illinois state chartered credit union operated for the mutual benefit of its over 3,400 members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
Activities or mission (Part I)
Illinois state chartered credit union operated for the mutual benefit of its members
-
The credit union makes and services consumer loans and real estate loans to members. The number of loans outstanding at 12/31/25 was 1,815 for a total of $27,807,787.
-
The Credit Union pays out dividends to its members' share deposit accounts at a market rate of interest. The number of share accounts at 12/31/25 was 4,154 for a total of $33,585,753.
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Linda Bertrand-Burt
Chairperson
- Total calculated
- $0
- Hours/week
- 0.5
-
Polly Ragazincky
Vice Chairperson
- Total calculated
- $0
- Hours/week
- 0.5
-
Steve Piano
Secretary
- Total calculated
- $0
- Hours/week
- 0.5
-
Chris Romagnoli
Director
- Total calculated
- $0
- Hours/week
- 0.5
-
Debbie Feeney
Director
- Total calculated
- $0
- Hours/week
- 0.5
-
David Buckley
Director
- Total calculated
- $0
- Hours/week
- 0.5
-
Tom Kist
President
- Total calculated
- $196,506
- From this org
- $168,824
- From related orgs
- $0
- Other
- $27,682
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $168,824
- Bonus
- $0
- Other
- $0
- Deferred
- $16,882
- Nontaxable benefits
- $10,800
- Filer's total
- $196,506
-
Jennifer Bunker Skerston
Director
- Total calculated
- $0
- Hours/week
- 0.5
-
Lori Siensa
Vice President
- Total calculated
- $145,043
- From this org
- $124,221
- From related orgs
- $0
- Other
- $20,822
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $2,518,814
- Expenses
- $2,480,262
- Contributions
- $0
- Grants paid
- $0
-
2024
- Revenue
- $2,513,471
- Expenses
- $2,440,474
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $2,196,495
- Expenses
- $2,096,983
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $1,872,703
- Expenses
- $1,689,095
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $1,834,209
- Expenses
- $1,584,158
- Assets (EOY)
- $35,316,623
-
2020 · 990
- Revenue
- $1,668,303
- Expenses
- $1,483,827
- Assets (EOY)
- $32,533,635
-
2019 · 990
- Revenue
- $1,647,927
- Expenses
- $1,558,885
- Assets (EOY)
- $28,279,291
-
2018 · 990
- Revenue
- $1,811,797
- Expenses
- $1,458,595
- Assets (EOY)
- $26,315,265
-
2017 · 990
- Revenue
- $1,491,398
- Expenses
- $1,313,464
- Assets (EOY)
- $26,791,474
-
2016 · 990
- Revenue
- $1,470,690
- Expenses
- $1,302,171
- Assets (EOY)
- $25,955,791
-
2015 · 990
- Revenue
- $1,360,703
- Expenses
- $1,215,231
- Assets (EOY)
- $24,991,740
-
2014 · 990
- Revenue
- $1,061,291
- Expenses
- $995,631
- Assets (EOY)
- $23,240,101
-
2013 · 990
- Revenue
- $897,050
- Expenses
- $885,123
- Assets (EOY)
- $22,565,315
-
2012 · 990
- Revenue
- not reported
- Expenses
- $1,115,339
- Assets (EOY)
- $23,347,825
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
-
2023 Grant
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.