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COOPERATIVA DE CREDITO CABO ROJO

EIN 66-0270259 CABO ROJO, PR

Largest nonprofits in Puerto Rico

Revenue 2025
$23,999,125
Expenses 2025
$20,509,545

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
NTEE code
W61
Classification
1000
Street
CARR 100 KM 70 BO M

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

A non profit organization engaged primarily to received savings from its members in the form of shares and deposits.

  • The credit union keeps providing financial services to its members and to the community. The credit union is providing financing options to the members that need it.

    Grants $20,509,545 · Revenue $23,999,125

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Kerwin Morales Rivera

    Executive president

    Total calculated
    $245,438
    From this org
    $224,038
    From related orgs
    $0
    Other
    $21,400
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $224,038
    Bonus
    $69,679
    Other
    $0
    Deferred
    $16,231
    Nontaxable benefits
    $21,400
    Filer's total
    $331,348
  • Jorge I Ferrer Lopez

    VP of finance

    Total calculated
    $147,084
    From this org
    $147,084
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $147,084
    Bonus
    $0
    Other
    $0
    Deferred
    $11,409
    Nontaxable benefits
    $6,600
    Filer's total
    $165,093
  • Hector L Torres Cardona

    VP of credit

    Total calculated
    $97,586
    From this org
    $97,586
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $97,586
    Bonus
    $0
    Other
    $0
    Deferred
    $0
    Nontaxable benefits
    $6,600
    Filer's total
    $104,186
  • Mayra Figueroa Lopez

    Software system manager

    Total calculated
    $130,216
    From this org
    $130,216
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $130,216
    Bonus
    $0
    Other
    $0
    Deferred
    $10,138
    Nontaxable benefits
    $6,600
    Filer's total
    $146,954
  • Victor Mendez Zapata

    VP of Risk and Compliance

    Total calculated
    $107,463
    From this org
    $107,463
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $107,463
    Bonus
    $0
    Other
    $0
    Deferred
    $8,435
    Nontaxable benefits
    $6,600
    Filer's total
    $122,498
  • Mariangely Cruz Aquino

    VP of Operations

    Total calculated
    $121,717
    From this org
    $121,717
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $121,717
    Bonus
    $0
    Other
    $0
    Deferred
    $9,396
    Nontaxable benefits
    $6,600
    Filer's total
    $137,713
  • Nancy Ferrer Padilla

    VP of Human Resources

    Total calculated
    $132,414
    From this org
    $132,414
    From related orgs
    $0
    Other
    $0
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $132,414
    Bonus
    $0
    Other
    $0
    Deferred
    $10,214
    Nontaxable benefits
    $6,600
    Filer's total
    $149,228

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $23,999,125
    Expenses
    $20,509,545
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $22,162,963
    Expenses
    $18,679,007
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $22,910,793
    Expenses
    $17,311,095
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $17,456,223
    Expenses
    $13,566,606
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $13,105,590
    Expenses
    $10,821,405
    Assets (EOY)
    $305,759,931
  • 2020 · 990

    Revenue
    $10,914,002
    Expenses
    $9,517,369
    Assets (EOY)
    $224,012,974
  • 2015 · 990

    Revenue
    $9,060,297
    Expenses
    $7,877,173
    Assets (EOY)
    $154,733,166
  • 2014 · 990

    Revenue
    $8,997,205
    Expenses
    $7,486,297
    Assets (EOY)
    $145,424,191
  • 2013 · 990

    Revenue
    $8,686,750
    Expenses
    $6,956,184
    Assets (EOY)
    $137,750,200
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $6,894,402
    Assets (EOY)
    $140,568,383

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.