Skip to content
Nonprofiteer
← All organizations

L & N CREDIT UNION

EIN 63-0371534 BIRMINGHAM, AL

Revenue 2025
$581,891
Expenses 2025
$744,069

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
4101 VANDERBILT RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Michelle Cooper

    Manager/President

    Total calculated
    $103,860
    From this org
    $103,860
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • David Honeycutt

    Director

    Total calculated
    $0
    Hours/week
    1
  • Earnest Long Sr

    Chairman

    Total calculated
    $0
    Hours/week
    1
  • Ralph Sullins

    Secretary

    Total calculated
    $0
    Hours/week
    1
  • John Pate

    Treasurer

    Total calculated
    $0
    Hours/week
    1
  • Dwight Miller

    Vice Chair

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $581,891
    Expenses
    $744,069
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $607,866
    Expenses
    $701,241
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $603,931
    Expenses
    $601,786
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $561,023
    Expenses
    $622,655
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $513,722
    Expenses
    $586,097
    Assets (EOY)
    $9,696,088
  • 2020 · 990

    Revenue
    $532,088
    Expenses
    $547,613
    Assets (EOY)
    $9,972,301
  • 2019 · 990

    Revenue
    $595,202
    Expenses
    $572,996
    Assets (EOY)
    $8,491,542
  • 2018 · 990

    Revenue
    $602,496
    Expenses
    $588,321
    Assets (EOY)
    $8,695,601
  • 2017 · 990

    Revenue
    $596,915
    Expenses
    $586,569
    Assets (EOY)
    $9,183,439
  • 2016 · 990

    Revenue
    $639,254
    Expenses
    $625,445
    Assets (EOY)
    $9,055,215
  • 2015 · 990

    Revenue
    $685,901
    Expenses
    $642,879
    Assets (EOY)
    $9,683,707
  • 2014 · 990

    Revenue
    $696,185
    Expenses
    $671,989
    Assets (EOY)
    $10,062,886
  • 2013 · 990

    Revenue
    $695,183
    Expenses
    $679,515
    Assets (EOY)
    $9,377,399
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $661,339
    Assets (EOY)
    $10,298,432

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.