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Bellwether Community Credit Union

EIN 02-0196520 Manchester, NH

Revenue 2024
$33,425,054
Expenses 2024
$32,462,420

As filed

Subsection
14
Street
425 Hooksett Road

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Gail Garceau

    Chairwoman

    Total calculated
    $0
    Hours/week
    1

  • Nick Soggu

    Vice Chair

    Total calculated
    $0
    Hours/week
    1

  • Kate Luczko

    Secretary/Treasurer

    Total calculated
    $0
    Hours/week
    1

  • Eva L Martel

    Director/Supervisory Commi

    Total calculated
    $0
    Hours/week
    1

  • John J Gennetti

    Director

    Total calculated
    $0
    Hours/week
    1

  • Sean O'Kane

    Director

    Total calculated
    $0
    Hours/week
    1

  • Seth Wall

    Director

    Total calculated
    $0
    Hours/week
    1

  • Maura Weston

    Director

    Total calculated
    $0
    Hours/week
    1

  • Len Williams

    Director

    Total calculated
    $0
    Hours/week
    1

  • Nathan D Saller

    President & CEO

    Total calculated
    $511,243
    From this org
    $449,220
    From related orgs
    $0
    Other
    $62,023
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $367,129
    Bonus
    $73,640
    Other
    $8,451
    Deferred
    $27,637
    Nontaxable benefits
    $34,386
    Filer's total
    $511,243

  • Jonathan Oglebay

    SVP/CFO

    Total calculated
    $229,471
    From this org
    $179,594
    From related orgs
    $0
    Other
    $49,877
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $160,795
    Bonus
    $17,989
    Other
    $810
    Deferred
    $15,406
    Nontaxable benefits
    $34,471
    Filer's total
    $229,471

  • Matthew Haines

    SVP/COO

    Total calculated
    $122,877
    From this org
    $119,029
    From related orgs
    $0
    Other
    $3,848
    Hours/week
    45

  • Nancy D Nadeau

    Past SVP/CAO

    Total calculated
    $669,512
    From this org
    $654,400
    From related orgs
    $0
    Other
    $15,112
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $142,721
    Bonus
    $19,605
    Other
    $492,074
    Deferred
    $7,208
    Nontaxable benefits
    $7,904
    Filer's total
    $669,512

  • William Zafirson

    SVP/CLO

    Total calculated
    $313,654
    From this org
    $247,132
    From related orgs
    $0
    Other
    $66,522
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $200,491
    Bonus
    $21,453
    Other
    $25,188
    Deferred
    $40,788
    Nontaxable benefits
    $25,734
    Filer's total
    $313,654

  • Heather Tancreti

    VP/Consumer Lending

    Total calculated
    $211,571
    From this org
    $169,656
    From related orgs
    $0
    Other
    $41,915
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $152,305
    Bonus
    $17,030
    Other
    $321
    Deferred
    $10,580
    Nontaxable benefits
    $31,335
    Filer's total
    $211,571

  • J Michael Perrella

    VP/Business Services

    Total calculated
    $196,608
    From this org
    $162,608
    From related orgs
    $0
    Other
    $34,000
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $143,081
    Bonus
    $15,755
    Other
    $3,772
    Deferred
    $10,119
    Nontaxable benefits
    $23,881
    Filer's total
    $196,608

  • Lori Holmes

    VP/Marketing

    Total calculated
    $195,777
    From this org
    $157,352
    From related orgs
    $0
    Other
    $38,425
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $139,870
    Bonus
    $15,540
    Other
    $1,942
    Deferred
    $13,135
    Nontaxable benefits
    $25,290
    Filer's total
    $195,777

  • Suzanne Beaubien

    VP/Retail Services

    Total calculated
    $183,206
    From this org
    $156,834
    From related orgs
    $0
    Other
    $26,372
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $140,297
    Bonus
    $15,298
    Other
    $1,239
    Deferred
    $12,925
    Nontaxable benefits
    $13,447
    Filer's total
    $183,206

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $33,425,054
    Expenses
    $32,462,420
    Contributions
    $0
    Grants paid
    $100,233
  • 2023
    Revenue
    $28,724,305
    Expenses
    $28,170,924
    Contributions
    $0
    Grants paid
    $87,545
  • 2022
    Revenue
    $22,612,270
    Expenses
    $20,357,881
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $21,955,180
    Expenses
    $17,373,961
    Assets (EOY)
    $557,690,894

  • 2020 · 990

    Revenue
    $21,630,143
    Expenses
    $20,533,106
    Assets (EOY)
    $525,981,629

  • 2019 · 990

    Revenue
    $25,125,740
    Expenses
    $23,329,979
    Assets (EOY)
    $529,448,434

  • 2018 · 990

    Revenue
    $20,865,060
    Expenses
    $19,688,718
    Assets (EOY)
    $511,843,203

  • 2018 · 990

    Revenue
    $20,865,060
    Expenses
    $19,688,718
    Assets (EOY)
    $511,843,203

  • 2017 · 990

    Revenue
    $19,644,899
    Expenses
    $18,343,684
    Assets (EOY)
    $504,412,988

  • 2016 · 990

    Revenue
    $17,105,111
    Expenses
    $16,433,648
    Assets (EOY)
    $465,018,926

  • 2015 · 990

    Revenue
    $16,606,240
    Expenses
    $15,564,744
    Assets (EOY)
    $431,755,431

  • 2014 · 990

    Revenue
    $15,695,374
    Expenses
    $14,815,573
    Assets (EOY)
    $408,453,517

  • 2013 · 990

    Revenue
    $15,853,498
    Expenses
    $15,036,002
    Assets (EOY)
    $387,752,721

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2022 return

  • Bellwether Insurance Services LLC

    501(c)(14) · Financial Services · NH

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • Bellwether Insurance Services LLC

    Financial Services · NH · income $0 · assets $23,147

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 23 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.