ST MARY'S BANK CREDIT UNION

As filed

Subsection

14

Street

PO BOX 990

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

• THE CREDIT UNION HAS 100,305 MEMBERS AS OF DECEMBER 31, 2025, MEMBERS HAVE ACCESS TO A WIDE VARIETY OF LOW-COST, HIGH-QUALITY SERVICES.

• ST. MARY'S BANK GIVES BACK TO THE COMMUNITY BY SUPPORTING, PROMOTING AND FURTHERING CHARITABLE, AND EDUCATIONAL PURPOSES, ACTIVITIES AND CAUSES IN NEW HAMPSHIRE, PRIMARILY IN THE CREDIT UNION'S PRIMARY SERVICE AREA. IN 2025, THE CREDIT UNION PROVIDED SUPPORT TO NUMEROUS COMMUNITY ORGANIZATIONS AND ALSO CONTRIBUTED $200,000 TO THE ST. MARY'S BANK CHARITABLE FOUNDATION.ST. MARY'S BANK'S CHARITABLE GIVING THEME, CHILDREN, FAMILIES, AND INDIVIDUALS IN NEED, IS OUR WAY OF FOCUSING AVAILABLE RESOURCES ON ACTIVITIES MOST RELEVANT TO OUR MISSION OF SERVICE TO CREDIT UNION MEMBERS AND THE COMMUNITY. IN 2025, OVER 175 ORGANIZATIONS WERE SUPPORTED THROUGH DONATIONS AND EVENT SPONSORSHIPS, TOTALING $224,052. CAUSES INCLUDE, BUT ARE NOT LIMITED TO, CHILDREN AND FAMILY, CULTURAL, FINANCIAL LITERACY, FINANCIAL INDEPENDENCE, AND HEALTH AND WELLNESS.ST. MARY'S BANK EMPLOYEES VOLUNTEERED 5,874 HOURS OF TIME, DURING WORKTIME AND ON THEIR OWN TIME IN 2025 TO A RANGE OF NON-PROFIT ORGANIZATIONS.

• ST. MARY'S BANK PARTICIPATES WITH A NUMBER OF LENDER ORGANIZATIONS OFFERING HOMEOWNERSHIP PROGRAMS THAT ASSISTS THE UNDER-SERVED INCLUDING; NEW HAMPSHIRE HOUSING- FLEX AND PREFERRED PROGRAMS ALONG WITH FHA, INCLUDING CASH ASSISTANCE PROGRAMS, AND FNMA, HOME READY. ST. MARY'S BANK ALSO OFFERS PORTFOLIO FINANCING OPTIONS AND CONTINUES ITS "WELCOME HOME FIRST-TIME HOMEBUYER PROGRAM AND LOW TO NO DOWN PAYMENT OPTIONS.ADDITIONALLY ST. MARY'S WELCOME HOME PROGRAM IS DESIGNED TO ASSIST FIRST TIME HOME BUYERS WITH THE FOLLOWING FEATURES:-REDUCED INTERIM RATE CAPIN ADDITION TO IDENTIFYING LENDING OPPORTUNITIES FOR FIRST-TIME HOMEBUYERS, WE WILL ALSO CONTINUE TO FOCUS ON LENDING TO INCOME-ELIGIBLE FAMILIES. MORE SPECIFICALLY, LENDING TO FAMILIES WHOSE HOUSEHOLD INCOME IS AT OR BELOW 115% OF THE AREA MEDIAN FAMILY INCOME (DEFINED AND PUBLISHED BY THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT).

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $102,532,210

  Expenses

  $87,093,012

  Contributions

  $0

  Grants paid

  $477,925

• 2024

  Revenue

  $93,196,174

  Expenses

  $75,862,803

  Contributions

  $0

  Grants paid

  $729,193

• 2023

  Revenue

  $78,521,927

  Expenses

  $62,271,262

  Contributions

  $0

  Grants paid

  $461,247

• 2022

  Revenue

  $61,833,410

  Expenses

  $49,715,300

  Contributions

  $0

  Grants paid

  $1,186,252

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $59,217,128

  Expenses

  $48,495,092

  Assets (EOY)

  $1,405,116,910

• 2020 · 990

  Revenue

  $57,544,662

  Expenses

  $48,510,108

  Assets (EOY)

  $1,264,358,476

• 2019 · 990

  Revenue

  $53,141,667

  Expenses

  $45,541,873

  Assets (EOY)

  $1,045,764,638

• 2018 · 990

  Revenue

  $48,363,347

  Expenses

  $40,351,628

  Assets (EOY)

  $1,003,010,759

• 2017 · 990

  Revenue

  $44,850,318

  Expenses

  $40,601,105

  Assets (EOY)

  $988,973,237

• 2016 · 990

  Revenue

  $43,221,939

  Expenses

  $39,514,987

  Assets (EOY)

  $960,178,956

• 2015 · 990

  Revenue

  $38,804,859

  Expenses

  $35,900,040

  Assets (EOY)

  $890,680,089

• 2014 · 990

  Revenue

  $34,744,967

  Expenses

  $33,261,252

  Assets (EOY)

  $814,655,790

• 2013 · 990

  Revenue

  $35,159,913

  Expenses

  $33,651,245

  Assets (EOY)

  $772,023,761

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $35,462,086

  Assets (EOY)

  $732,946,357

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

• ST MARY'S BANK CHARITABLE FOUNDATION

  $990,000

  2022 · CHARITABLE SUPPORT

• ST MARY'S BANK CHARITABLE FOUNDATION

  $500,000

  2024 · CHARITABLE SUPPORT

• ST MARY'S BANK CHARITABLE FOUNDATION

  $250,000

  2023 · CHARITABLE SUPPORT

• SMB CHARITABLE FOUNDATION

  $200,000

  2025 · CHARITABLE SUPPORT

• PALACE THEATRE

  $32,600

  2024 · CHARITABLE SUPPORT

• PALACE THEATRE

  $32,000

  2023 · CHARITABLE SUPPORT

• PALACE THEATRE

  $32,000

  2022 · CHARITABLE SUPPORT

• PALACE THEATRE

  $32,000

  2025 · CHARITABLE SUPPORT

• GRANITE UNITED WAY

  $24,000

  2024 · CHARITABLE SUPPORT

• GRANITE UNITED WAY

  $20,000

  2025 · CHARITABLE SUPPORT

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files