CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
EIN 38-1418001 AUBURN HILLS, MI
- Revenue 2024
- $28,282,702
- Expenses 2024
- $25,989,490
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 2955 UNIVERSITY DR
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
REVOLUTIONIZE THE SERVICE EXPERIENCE FULFILLING THE CHANGING NEEDS OF MEMBERS AND OUR COMMUNITIES.
Activities or mission (Part I)
WE ARE COMMITTED TO BEING A LEADING COMMUNITY-FOCUSED CREDIT UNION THAT IS THE CORNERSTONE TO HELPING MEMBERS ACHIEVE THEIR FINANCIAL GOALS.
-
SERVICE OVER $367 MILLION IN LOANS TO MEMBERS AS OF DECEMBER 31, 2024.
-
PROVIDE DEPOSIT SERVICES TO OVER 25,000 MEMBERS. MEMBERS DEPOSITS APPROXIMATED $323 MILLION AS OF DECEMBER 31, 2024.
-
ESTABLISHED 3,100 NEW MEMBERSHIPS IN 2024.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Leo MosesLEO MOSES
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 10
-
Chris BakerCHRIS BAKER
TREASURER
- Total calculated
- $0
- Hours/week
- 5
-
Timothy McGlincheyTIMOTHY MCGLINCHEY
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 5
-
Timothy GreenTIMOTHY GREEN
SECRETARY
- Total calculated
- $0
- Hours/week
- 5
-
John Else IIJOHN ELSE II
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
David WoodwardDAVID WOODWARD
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Lori OzdowyLORI OZDOWY
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Jackie MaconJACKIE MACON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Brian BeaumontBRIAN BEAUMONT
DIRECTOR
- Total calculated
- $0
- Hours/week
- 5
-
Heidi KassabHEIDI KASSAB
PRESIDENT/CEO
- Total calculated
- $478,650
- From this org
- $437,257
- From related orgs
- $0
- Other
- $41,393
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $382,518
- Bonus
- $54,739
- Other
- $0
- Deferred
- $18,257
- Nontaxable benefits
- $23,136
- Filer's total
- $478,650
-
Jennifer DickeyJENNIFER DICKEY
CHIEF EXPERIENCE OFFICER
- Total calculated
- $253,496
- From this org
- $213,135
- From related orgs
- $0
- Other
- $40,361
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $198,610
- Bonus
- $14,525
- Other
- $0
- Deferred
- $39,828
- Nontaxable benefits
- $533
- Filer's total
- $253,496
-
Christopher MangenoCHRISTOPHER MANGENO
CHIEF LENDING OFFICER
- Total calculated
- $261,565
- From this org
- $197,203
- From related orgs
- $0
- Other
- $64,362
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $183,040
- Bonus
- $14,163
- Other
- $0
- Deferred
- $41,589
- Nontaxable benefits
- $22,773
- Filer's total
- $261,565
-
Robert StierROBERT STIER
CFO
- Total calculated
- $190,403
- From this org
- $156,837
- From related orgs
- $0
- Other
- $33,566
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $156,837
- Bonus
- $0
- Other
- $0
- Deferred
- $10,669
- Nontaxable benefits
- $22,897
- Filer's total
- $190,403
-
Steve FloresSTEVE FLORES
CHIEF INNOVATION OFFICER
- Total calculated
- $212,909
- From this org
- $153,563
- From related orgs
- $0
- Other
- $59,346
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $145,263
- Bonus
- $8,300
- Other
- $0
- Deferred
- $38,673
- Nontaxable benefits
- $20,673
- Filer's total
- $212,909
-
Suzanne MartinSUZANNE MARTIN
VP OF RETAIL SALES
- Total calculated
- $200,264
- From this org
- $176,183
- From related orgs
- $0
- Other
- $24,081
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $166,944
- Bonus
- $9,239
- Other
- $0
- Deferred
- $13,379
- Nontaxable benefits
- $10,702
- Filer's total
- $200,264
-
Autumn NanasiAUTUMN NANASI
VP OF CULTURE AND TALENT
- Total calculated
- $184,500
- From this org
- $152,523
- From related orgs
- $0
- Other
- $31,977
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $144,294
- Bonus
- $8,229
- Other
- $0
- Deferred
- $29,513
- Nontaxable benefits
- $2,464
- Filer's total
- $184,500
-
David ShoseyDAVID SHOSEY
VP OF IT
- Total calculated
- $195,825
- From this org
- $139,938
- From related orgs
- $0
- Other
- $55,887
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $139,788
- Bonus
- $150
- Other
- $0
- Deferred
- $32,751
- Nontaxable benefits
- $23,136
- Filer's total
- $195,825
-
Gabrielle ChampineGABRIELLE CHAMPINE
VP OF BRAND & GROWTH
- Total calculated
- $126,842
- From this org
- $122,550
- From related orgs
- $0
- Other
- $4,292
- Hours/week
- 40
-
Heather HermesHEATHER HERMES
DIRECTOR OF LENDING & COLLECTIONS
- Total calculated
- $132,055
- From this org
- $113,564
- From related orgs
- $0
- Other
- $18,491
- Hours/week
- 40
-
Christopher DegenCHRISTOPHER DEGEN
LENDING MANAGER
- Total calculated
- $117,205
- From this org
- $108,824
- From related orgs
- $0
- Other
- $8,381
- Hours/week
- 40
-
Alexandra Wolf GarshottALEXANDRA WOLF GARSHOTT
DIRECTOR OF RETAIL
- Total calculated
- $119,152
- From this org
- $102,997
- From related orgs
- $0
- Other
- $16,155
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $28,282,702
- Expenses
- $25,989,490
- Contributions
- $0
- Grants paid
- $10,000
-
2023
- Revenue
- $24,864,783
- Expenses
- $22,611,791
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $21,603,999
- Expenses
- $16,880,842
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $18,739,193
- Expenses
- $14,499,595
- Assets (EOY)
- $371,170,169
-
2020 · 990
- Revenue
- $16,335,314
- Expenses
- $14,442,775
- Assets (EOY)
- $328,529,665
-
2019 · 990
- Revenue
- $16,149,680
- Expenses
- $14,650,131
- Assets (EOY)
- $288,188,015
-
2018 · 990
- Revenue
- $14,753,782
- Expenses
- $12,712,714
- Assets (EOY)
- $284,138,924
-
2017 · 990
- Revenue
- $13,102,216
- Expenses
- $11,183,779
- Assets (EOY)
- $269,342,427
-
2016 · 990
- Revenue
- $13,763,979
- Expenses
- $12,486,924
- Assets (EOY)
- $272,282,111
-
2015 · 990
- Revenue
- $15,230,939
- Expenses
- $11,741,352
- Assets (EOY)
- $262,087,430
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.