- Revenue 2025
- $12,023,741
- Expenses 2025
- $10,187,352
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 1810 MERCHANTS DR
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2025
Mission
COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST.
Activities or mission (Part I)
COOPERATIVE CREDIT UNION
-
CODE OF ALABAMA, SEC 5-17-1, STATES THAT A CREDIT UNION IS A COOPERATIVE SOCIETY INCORPORATED FOR THE TWOFOLD PURPOSE OF PROMOTING THRIFT AMONG ITS MEMBERS AND CREATING A SOURCE OF CREDIT FOR THEM AT LEGITIMATE RATES OF INTEREST. ALATRUST CREDIT UNION, AN ALABAMA STATE CHARTERED CREDIT UNION, WAS ESTABLISHED TO PROVIDE A VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS, WHO ARE EMPLOYEES OF THE PUBLIC SCHOOLS LOCATED IN JEFFERSON, CALHOUN, WALKER, AND TALLADEGA COUNTIES AND THEIR RELATIVES. THE CREDIT UNION'S FIELD OF MEMBERSHIP ALSO INCLUDES SELECTED EMPLOYEE GROUPS AND INDIVIDUALS THAT RESIDE IN THESE COUNTIES. AS OF DECEMBER 31, 2025, THE CREDIT UNION HAD MEMBERSHIP AND PROVIDED SERVICES TO APPROXIMATELY 13,306 MEMBERS.
Expenses $10,187,351
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
George S Steve NixGEORGE S STEVE NIX
CEO & BOARD TREASURER
- Total calculated
- $471,686
- From this org
- $386,640
- From related orgs
- $0
- Other
- $85,046
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $340,503
- Bonus
- $46,137
- Other
- $0
- Deferred
- $67,695
- Nontaxable benefits
- $17,351
- Filer's total
- $471,686
-
Donald DuckDONALD DUCK
CHAIRPERSON OF THE BOARD
- Total calculated
- $0
- Hours/week
- 1
-
Martha WiseMARTHA WISE
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Dr Simpson Berry JrDR SIMPSON BERRY JR
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Alvin WashingtonALVIN WASHINGTON
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
John RobertsJOHN ROBERTS
SUPERVISORY COMMITTEE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Mike LoiaconoMIKE LOIACONO
SUPERVISORY COMMITTEE MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Perry WardPERRY WARD
SUPERVISORY COMMITTEE MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Michelle CrumbleyMICHELLE CRUMBLEY
ACCOUNTING MANAGER
- Total calculated
- $132,409
- From this org
- $113,112
- From related orgs
- $0
- Other
- $19,297
- Hours/week
- 40
-
Ken WasmundKEN WASMUND
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Shelley McLaughlinSHELLEY MCLAUGHLIN
VP OF ADMINISTRATION
- Total calculated
- $225,745
- From this org
- $185,926
- From related orgs
- $0
- Other
- $39,819
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $161,135
- Bonus
- $24,791
- Other
- $0
- Deferred
- $16,831
- Nontaxable benefits
- $22,988
- Filer's total
- $225,745
-
Kevin LottKEVIN LOTT
LOAN MANAGER
- Total calculated
- $161,782
- From this org
- $127,149
- From related orgs
- $0
- Other
- $34,633
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $114,404
- Bonus
- $12,745
- Other
- $0
- Deferred
- $12,139
- Nontaxable benefits
- $22,494
- Filer's total
- $161,782
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $12,023,741
- Expenses
- $10,187,352
- Contributions
- $0
- Grants paid
- $0
-
2024
- Revenue
- $11,426,984
- Expenses
- $9,641,597
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $9,937,960
- Expenses
- $8,033,194
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $8,462,340
- Expenses
- $6,122,684
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $6,977,892
- Expenses
- $5,739,206
- Assets (EOY)
- $183,851,968
-
2020 · 990
- Revenue
- $6,665,159
- Expenses
- $5,691,968
- Assets (EOY)
- $160,346,083
-
2019 · 990
- Revenue
- $6,643,637
- Expenses
- $5,667,246
- Assets (EOY)
- $140,643,251
-
2018 · 990
- Revenue
- $6,181,928
- Expenses
- $5,159,772
- Assets (EOY)
- $135,666,611
-
2017 · 990
- Revenue
- $5,557,016
- Expenses
- $5,131,316
- Assets (EOY)
- $134,189,689
-
2016 · 990
- Revenue
- $5,642,688
- Expenses
- $5,132,157
- Assets (EOY)
- $132,941,820
-
2015 · 990
- Revenue
- $5,944,109
- Expenses
- $5,294,424
- Assets (EOY)
- $132,551,766
-
2013 · 990
- Revenue
- $6,039,338
- Expenses
- $7,695,044
- Assets (EOY)
- $130,592,656
-
2012 · 990
- Revenue
- not reported
- Expenses
- $5,789,231
- Assets (EOY)
- $124,433,709
-
2011 · 990
- Revenue
- not reported
- Expenses
- $6,172,000
- Assets (EOY)
- $117,229,806
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2025 return
-
501(C)(3) · TO HELP THOSE IN OUR COMMUNITIES BE FINANCIALLY SMART AND HEALTHY · AL · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.