- Revenue 2025
- $507,368,239
- Expenses 2025
- $463,088,731
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- NTEE code
- W61
- Classification
- 1000
- Street
- 340 N MILWAUKEE AVE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to it members located throughout the US and Puerto Rico using various channels including branches, a call center, and the internet.
Activities or mission (Part I)
The organization is a full service, state-chartered credit union providing a broad range of loan and deposit products and other financial services to its members located throughout the US and Puerto Rico using various channels including branches, a call center, and the internet.
-
Provided 6,613 first mortgages for $2,192,766,876
-
Provided 232,647 member loans for $5,144,180,564
-
Offered loans, deposits, and other financial services to 368,252 members
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Michael Valentine
President, CEO and Treasurer
- Total calculated
- $1,995,776
- From this org
- $1,995,776
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $1,995,776
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $1,995,776
-
James Block
EVP/Chief Operating Officer
- Total calculated
- $948,115
- From this org
- $948,115
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $948,115
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $948,115
-
Carl Presto
EVP/CFO
- Total calculated
- $937,823
- From this org
- $937,823
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $937,823
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $937,823
-
David Blum
EVP Corporate Relationships and US Service Centers
- Total calculated
- $841,731
- From this org
- $841,731
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $841,731
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $841,731
-
Lisa Baron
EVP/CHRO
- Total calculated
- $785,721
- From this org
- $785,721
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $785,721
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $785,721
-
Edwin T Watson
Wealth Advisor
- Total calculated
- $569,567
- From this org
- $569,567
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $569,567
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $569,567
-
Scott Zulpo
EVP/CIO
- Total calculated
- $528,026
- From this org
- $528,026
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $528,026
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $528,026
-
John Anderson
Investment Advisors
- Total calculated
- $508,116
- From this org
- $508,116
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $508,116
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $508,116
-
David Brydun
SVP/Chief Lending Officer
- Total calculated
- $495,295
- From this org
- $495,295
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $495,295
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $495,295
-
Dan Parsons
SVP US Service Centers
- Total calculated
- $494,917
- From this org
- $494,917
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $494,917
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $494,917
-
Jill Sammons
SVP/Marketing and Brand Strategy
- Total calculated
- $493,277
- From this org
- $493,277
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $493,277
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $493,277
-
Kerriann Mills
EVP/Chief Legal Officer
- Total calculated
- $468,989
- From this org
- $468,989
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $468,989
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $468,989
-
Kristi Mertens
Managing Director, Wealth Advisors
- Total calculated
- $453,519
- From this org
- $453,519
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $453,519
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $453,519
-
Heather Wright
Wealth Advisors
- Total calculated
- $421,485
- From this org
- $421,485
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $421,485
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $421,485
-
Brian Farrissey
Wealth Advisor
- Total calculated
- $409,433
- From this org
- $409,433
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $409,433
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $409,433
-
Charles Smith
SVP/Controller
- Total calculated
- $405,108
- From this org
- $405,108
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $405,108
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $405,108
-
Bhavna Guglani
SVP, Chief Digital Officer
- Total calculated
- $402,655
- From this org
- $402,655
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $402,655
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $402,655
-
Stephenie Southard
SVP/CISO
- Total calculated
- $399,683
- From this org
- $399,683
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $399,683
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $399,683
-
Maria Garcia
SVP/Member Operations
- Total calculated
- $376,230
- From this org
- $376,230
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $376,230
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $376,230
-
Patty Mitchell
VP of Compensation
- Total calculated
- $352,835
- From this org
- $352,835
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $352,835
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $352,835
-
Brett Engel
VP, Finance and Risk
- Total calculated
- $342,840
- From this org
- $342,840
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $342,840
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $342,840
-
Joe McCarthy
VP, Real Estate Lending
- Total calculated
- $334,506
- From this org
- $334,506
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $334,506
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $334,506
-
Davi Allen
VP, Consumer Lending
- Total calculated
- $332,277
- From this org
- $332,277
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $332,277
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $332,277
-
Jordan Mueller
VP, Program Delivery
- Total calculated
- $321,812
- From this org
- $321,812
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $321,812
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $321,812
-
John Sahagian
VP
- Total calculated
- $319,209
- From this org
- $319,209
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $319,209
- Bonus
- $0
- Other
- $0
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $319,209
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $507,368,239
- Expenses
- $463,088,731
- Contributions
- $0
- Grants paid
- $0
-
2024
- Revenue
- $482,765,408
- Expenses
- $459,652,967
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $443,875,303
- Expenses
- $404,556,766
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $443,875,303
- Expenses
- $404,556,766
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $350,442,030
- Expenses
- $293,104,697
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $316,168,145
- Expenses
- $240,408,034
- Assets (EOY)
- $5,072,223,238
-
2020 · 990
- Revenue
- $274,030,926
- Expenses
- $239,877,914
- Assets (EOY)
- $4,476,609,953
-
2019 · 990
- Revenue
- $268,990,676
- Expenses
- $227,921,476
- Assets (EOY)
- $3,921,954,593
-
2018 · 990
- Revenue
- $238,305,161
- Expenses
- $203,333,006
- Assets (EOY)
- $3,483,954,445
-
2017 · 990
- Revenue
- $192,716,840
- Expenses
- $164,439,417
- Assets (EOY)
- $2,947,983,587
-
2016 · 990
- Revenue
- $165,334,018
- Expenses
- $136,780,152
- Assets (EOY)
- $2,629,405,006
-
2015 · 990
- Revenue
- $149,320,698
- Expenses
- $120,701,174
- Assets (EOY)
- $2,358,314,772
-
2014 · 990
- Revenue
- $133,812,942
- Expenses
- $106,360,927
- Assets (EOY)
- $2,107,750,565
-
2013 · 990
- Revenue
- $132,003,801
- Expenses
- $103,875,950
- Assets (EOY)
- $1,861,645,685
-
2012 · 990
- Revenue
- not reported
- Expenses
- $105,921,537
- Assets (EOY)
- $1,778,825,531
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2025 return
-
BCU Wealth Advisors LLC
Financial Advisors · IL · income $1,297,152 · assets $1,737,800
-
Life Money You LLC
Financial Well-Being · IL · income -$772,801 · assets -$626,680
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.