- Revenue 2024
- $255,341,154
- Expenses 2024
- $244,056,037
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- Street
- 300 N Field Dr
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
CCU mission is: To be a trusted financial partner that empowers members to live better lives. We want to be the People in your Corner.
Activities or mission (Part I)
Consumers CU has been member owned since 1930. Currently we have 263,460 members. We provide lower loan rates, higher savings rates, lower fees and other financial services to our members to help them achieve their financial success. The People in your Corner.
-
Issued 19,502 loans to our members for $686,478,407. Issued 247 first mortgage loans for $65,008,335. Issued 33 Commercial loans for $57,306,300. Issued 767 HE and HELOC loans for $34,016,779. Issued 18,455 Consumer Loans and Indirect Loans for $530,146,993. Service $3,461,058,515 in total loans -on balance sheet, sold to Fannie Mae, Federal Home Loan Bank - Chicago, Freddie Mac and Indirect and commercial participations.
-
Provide Deposit Services to our members Products include: Savings, Checking, Money Market, Certificate of Deposits, IRA, and Commercial Accts. Members have $3,289,345,964 in total deposits. Paid members $61,506,197 in dividends during 2024.
-
We offer lower loan rates, lower fees, higher deposit rates on savings, CD's, and Checking accounts. We have lower fees-service charges on our products. We offer free Educational Seminars to members and non-members.
-
total expenses for CCU see part ix for detail
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Sean Rathjen
CEO
- Total calculated
- $1,764,043
- From this org
- $1,736,765
- From related orgs
- $0
- Other
- $27,278
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $880,200
- Bonus
- $853,001
- Other
- $3,564
- Deferred
- $15,250
- Nontaxable benefits
- $12,028
- Filer's total
- $1,764,043
-
Michael Murphy
President
- Total calculated
- $1,091,115
- From this org
- $1,061,330
- From related orgs
- $0
- Other
- $29,785
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $817,430
- Bonus
- $237,042
- Other
- $6,858
- Deferred
- $15,250
- Nontaxable benefits
- $14,535
- Filer's total
- $1,091,115
-
Sean Bowers
CFO
- Total calculated
- $552,377
- From this org
- $526,231
- From related orgs
- $0
- Other
- $26,146
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $318,608
- Bonus
- $206,381
- Other
- $1,242
- Deferred
- $11,912
- Nontaxable benefits
- $14,234
- Filer's total
- $552,377
-
Dan Nerroth
CIO/COO
- Total calculated
- $526,077
- From this org
- $498,071
- From related orgs
- $0
- Other
- $28,006
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $337,506
- Bonus
- $159,755
- Other
- $810
- Deferred
- $7,874
- Nontaxable benefits
- $20,132
- Filer's total
- $526,077
-
Dave Valentine
Chief Experience Officer/CLO
- Total calculated
- $474,790
- From this org
- $444,745
- From related orgs
- $0
- Other
- $30,045
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $310,388
- Bonus
- $133,871
- Other
- $486
- Deferred
- $8,381
- Nontaxable benefits
- $21,664
- Filer's total
- $474,790
-
Adam Saper
CLO
- Total calculated
- $440,761
- From this org
- $431,304
- From related orgs
- $0
- Other
- $9,457
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $374,400
- Bonus
- $55,662
- Other
- $1,242
- Deferred
- $7,920
- Nontaxable benefits
- $1,537
- Filer's total
- $440,761
-
Cheryl Kubas
CPO
- Total calculated
- $416,118
- From this org
- $408,581
- From related orgs
- $0
- Other
- $7,537
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $277,772
- Bonus
- $129,567
- Other
- $1,242
- Deferred
- $5,075
- Nontaxable benefits
- $2,462
- Filer's total
- $416,118
-
John Pawlowski
VP Accounting
- Total calculated
- $404,952
- From this org
- $375,137
- From related orgs
- $0
- Other
- $29,815
- Hours/week
- 4
Schedule J breakdown matched by us
- Base
- $275,747
- Bonus
- $95,826
- Other
- $3,564
- Deferred
- $9,284
- Nontaxable benefits
- $20,531
- Filer's total
- $404,952
-
MaryFran Callahan
CRO
- Total calculated
- $403,687
- From this org
- $394,954
- From related orgs
- $0
- Other
- $8,733
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $261,775
- Bonus
- $129,615
- Other
- $3,564
- Deferred
- $7,268
- Nontaxable benefits
- $1,465
- Filer's total
- $403,687
-
Christine Stotland
VP Retail Sales & Service
- Total calculated
- $346,109
- From this org
- $321,874
- From related orgs
- $0
- Other
- $24,235
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $220,595
- Bonus
- $99,260
- Other
- $2,019
- Deferred
- $7,402
- Nontaxable benefits
- $16,833
- Filer's total
- $346,109
-
Matt Hancock
VP Commercial
- Total calculated
- $339,404
- From this org
- $329,988
- From related orgs
- $0
- Other
- $9,416
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $226,989
- Bonus
- $102,515
- Other
- $484
- Deferred
- $7,646
- Nontaxable benefits
- $1,770
- Filer's total
- $339,404
-
Michael Cublic
VP Loans
- Total calculated
- $289,246
- From this org
- $269,691
- From related orgs
- $0
- Other
- $19,555
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $200,507
- Bonus
- $67,377
- Other
- $1,807
- Deferred
- $6,687
- Nontaxable benefits
- $12,868
- Filer's total
- $289,246
-
Scott Drabicki
Board of Director - Chairperson
- Total calculated
- $0
- Hours/week
- 5
-
John Fiore
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
Frank Soyka
Board of Director - Treasurer
- Total calculated
- $0
- Hours/week
- 3
-
Denise Charts
Board of Director - Secretary
- Total calculated
- $0
- Hours/week
- 3
-
Spiro Giotis
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
Kenneth Robinson
Board of Director - Supervisory Committee Chairperson
- Total calculated
- $0
- Hours/week
- 2
-
John Janezic
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
Francine Frankie Masi
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
William Attea
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
Spirdoula Mavrothalastis
Board of Director - At Large
- Total calculated
- $0
- Hours/week
- 3
-
Bob Hubberts
Board of Director - Finance Committee Chairperson
- Total calculated
- $0
- Hours/week
- 2
-
Saba Shibberu
Board of Director
- Total calculated
- $0
- Hours/week
- 2
-
Demar Harris
Board of Director - Vice Chairperson
- Total calculated
- $0
- Hours/week
- 3
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $255,341,154
- Expenses
- $244,056,037
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $231,475,402
- Expenses
- $207,747,094
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $171,749,526
- Expenses
- $143,950,661
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $132,618,570
- Expenses
- $114,323,821
- Assets (EOY)
- $2,946,745,312
-
2020 · 990
- Revenue
- $113,230,664
- Expenses
- $99,091,520
- Assets (EOY)
- $2,616,679,000
-
2019 · 990
- Revenue
- $86,644,006
- Expenses
- $78,103,211
- Assets (EOY)
- $1,332,600,988
-
2018 · 990
- Revenue
- $80,250,079
- Expenses
- $72,389,679
- Assets (EOY)
- $1,231,505,462
-
2017 · 990
- Revenue
- $67,080,718
- Expenses
- $59,859,560
- Assets (EOY)
- $1,237,810,008
-
2016 · 990
- Revenue
- $56,031,309
- Expenses
- $50,381,522
- Assets (EOY)
- $1,051,735,256
-
2015 · 990
- Revenue
- $42,946,105
- Expenses
- $38,539,027
- Assets (EOY)
- $901,740,746
-
2014 · 990
- Revenue
- $37,584,351
- Expenses
- $32,554,974
- Assets (EOY)
- $627,938,292
-
2013 · 990
- Revenue
- $37,579,695
- Expenses
- $31,380,047
- Assets (EOY)
- $584,007,918
-
2012 · 990
- Revenue
- not reported
- Expenses
- $33,781,049
- Assets (EOY)
- $581,503,908
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.