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VERMONT HOUSING FINANCE AGENCY

EIN 03-0239902 BURLINGTON, VT

Revenue 2024
$40,403,284
Expenses 2024
$33,776,500

Program services were 98.1% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
L122
Classification
1000
Street
164 ST PAUL ST POBOX 408

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • CHRISTOPHER GOMEZ

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • FRED BASER

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • GUSTAVE SEELIG

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • JEANNE MORRISSEY

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • KAJ SAMSON

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • KATIE STUART-BUCKLEY

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • KEVIN GAFFNEY

    OUTGOING COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • LINDSAY KURRLE

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • MARIE MILORD-AJANMA

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • MICHAEL PIECIAK

    COMMISSIONER

    Total calculated
    $0
    Hours/week
    1

  • CHRIS FLANNERY

    CHIEF FINANCIAL OFFICER

    Total calculated
    $193,387
    From this org
    $166,072
    From related orgs
    $0
    Other
    $27,315
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $165,676
    Bonus
    $0
    Other
    $396
    Deferred
    $13,808
    Nontaxable benefits
    $13,507
    Filer's total
    $193,387

  • MAURA COLLINS

    EXECUTIVE DIRECTOR

    Total calculated
    $263,411
    From this org
    $217,916
    From related orgs
    $0
    Other
    $45,495
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $217,826
    Bonus
    $0
    Other
    $90
    Deferred
    $16,195
    Nontaxable benefits
    $29,300
    Filer's total
    $263,411

  • GEORGE DEMAS

    GENERAL COUNSEL

    Total calculated
    $176,759
    From this org
    $158,050
    From related orgs
    $0
    Other
    $18,709
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $157,654
    Bonus
    $0
    Other
    $396
    Deferred
    $13,055
    Nontaxable benefits
    $5,654
    Filer's total
    $176,759

  • JACKLYN SANTERRE

    MANAGING DIRECTOR OF HOMEO

    Total calculated
    $169,719
    From this org
    $134,282
    From related orgs
    $0
    Other
    $35,437
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $133,046
    Bonus
    $0
    Other
    $1,236
    Deferred
    $11,202
    Nontaxable benefits
    $24,235
    Filer's total
    $169,719

  • DEBORAH FLANNERY

    MANAGING DIRECTOR OF COMMUNITY DEVELOPMENT

    Total calculated
    $176,437
    From this org
    $159,606
    From related orgs
    $0
    Other
    $16,831
    Hours/week
    50

    Schedule J breakdown matched by us

    Base
    $159,357
    Bonus
    $0
    Other
    $249
    Deferred
    $10,715
    Nontaxable benefits
    $6,116
    Filer's total
    $176,437

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $40,403,284
    Expenses
    $33,776,500
    Contributions
    $0
    Grants paid
    $1,373,316
  • 2023
    Revenue
    $46,589,066
    Expenses
    $35,498,206
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $55,948,964
    Expenses
    $48,393,165
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

  • SAFFORD REAL ESTATE LLC

    $423,316

    2024 THE VERMONT LEGISLATURE APPROPRIATED FUNDS FOR VHFA TO ESTABLISH A MISSING MIDDLE-INCOME HOME OWNERSHIP PROGRAM TO PROVIDE SUBSIDIES FOR NEW CONSTRUCTION OR ACQUISITION AND SUBSTANTIAL REHABILITATION OF AFFORDABLE OWNER-OCCUPIED HOUSING FOR PURCHASE BY INCOME-ELIGIBLE HOMEBUYERS

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility SOUNK.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.