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STATE CHARTERED CREDIT UNIONS IN FLORIDA

EIN 59-0747276 MIAMI, FL

Browse the largest nonprofits in Florida

Revenue 2024
$9,990,658
Expenses 2024
$9,118,413

As filed

Subsection
14
Classification
1000
Street
13241 SW 136TH ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO BE THE FINANCIAL INSTITUTION OF CHOICE IN THE COMMUNITIES WE SERVE WHILE EXPANDING OUR FIELD OF MEMBERSHIP AND GROWING OUR MEMBER BASE.

Activities or mission (Part I)

TO PROVIDE QUALITY FINANCIAL SERVICES FOR OUR MEMBERS TO IMPROVE THEIR FINANCIAL STATUS.

  • INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE CREDIT UNION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP. THE ORGANIZATION HAD 15,331 MEMBERS DURING 2024.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Scott Ingold

    BOARD CHAIRMAN

    Total calculated
    $0
    Hours/week
    5
  • Benjamin Salz

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    5
  • Humberto Speziani

    TREASURER

    Total calculated
    $0
    Hours/week
    5
  • Remberto Sanchez

    SECRETARY

    Total calculated
    $0
    Hours/week
    5
  • Robert Burns

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Thomas Santoro

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Alex Collins

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Nicoe Arza

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    5
  • Albert E Rose

    PRESIDENT/CEO

    Total calculated
    $552,929
    From this org
    $519,563
    From related orgs
    $0
    Other
    $33,366
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $290,576
    Bonus
    $15,861
    Other
    $213,126
    Deferred
    $6,880
    Nontaxable benefits
    $26,486
    Filer's total
    $552,929
  • Eric J Hoskins

    EVP/CIO

    Total calculated
    $183,886
    From this org
    $171,091
    From related orgs
    $0
    Other
    $12,795
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $147,202
    Bonus
    $23,000
    Other
    $889
    Deferred
    $3,969
    Nontaxable benefits
    $8,826
    Filer's total
    $183,886
  • Riccardo Francois

    AVP LENDING

    Total calculated
    $216,712
    From this org
    $206,656
    From related orgs
    $0
    Other
    $10,056
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $150,822
    Bonus
    $38,000
    Other
    $17,834
    Deferred
    $1,432
    Nontaxable benefits
    $8,624
    Filer's total
    $216,712
  • Johan Molina

    AVP ACCOUNTING

    Total calculated
    $120,185
    From this org
    $108,900
    From related orgs
    $0
    Other
    $11,285
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $9,990,658
    Expenses
    $9,118,413
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $9,626,124
    Expenses
    $8,608,806
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $8,027,074
    Expenses
    $7,256,462
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $7,623,548
    Expenses
    $6,728,018
    Assets (EOY)
    $259,434,807
  • 2020 · 990

    Revenue
    $7,581,620
    Expenses
    $7,356,576
    Assets (EOY)
    $244,482,232
  • 2019 · 990

    Revenue
    $8,331,691
    Expenses
    $7,264,185
    Assets (EOY)
    $209,679,627
  • 2018 · 990

    Revenue
    $8,047,302
    Expenses
    $7,067,061
    Assets (EOY)
    $207,089,083
  • 2017 · 990

    Revenue
    $7,425,143
    Expenses
    $7,202,850
    Assets (EOY)
    $203,946,434
  • 2016 · 990

    Revenue
    $7,281,343
    Expenses
    $7,172,947
    Assets (EOY)
    $196,221,716
  • 2015 · 990

    Revenue
    $7,283,230
    Expenses
    $8,239,517
    Assets (EOY)
    $189,737,024
  • 2014 · 990

    Revenue
    $7,751,253
    Expenses
    $7,528,862
    Assets (EOY)
    $189,784,868
  • 2013 · 990

    Revenue
    $7,582,942
    Expenses
    $8,047,883
    Assets (EOY)
    $190,386,922
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $8,331,868
    Assets (EOY)
    $188,947,776

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.