0197 UNIVERSAL 1 CREDIT UNION INC

As filed

Subsection

14

Classification

1000

Street

1 RIVER PARK DR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2023

• LENDING TO CREDIT UNION MEMBERS: WE PROVIDED 7,427 CREDIT CARD AND LINE OF CREDIT LOANS; 7,546 VEHICLE LOANS; 1,241 MORTGAGE LOANS; AND 521 OTHER LOANS TO MEMBERS IN 2023

• PROVIDING FINANCIAL SERVICES TO CREDIT UNION MEMBERS: WE PROVIDED 30,601 CHECKING ACCOUNTS; 36,258 SAVINGS ACCOUNTS; 1,038 MONEY MARKET ACCOUNTS; 1,281 RETIREMENT ACCOUNTS; 2,616 CERTIFICATES OF DEPOSIT; AND 3,116 OTHER ACCOUNTS TO MEMBERS IN 2023.

As filed on the 2023 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2023

As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2023

  Revenue

  $26,354,343

  Expenses

  $23,575,926

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $20,536,966

  Expenses

  $18,365,211

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $18,974,323

  Expenses

  $15,002,754

  Assets (EOY)

  $475,826,892

• 2020 · 990

  Revenue

  $18,399,361

  Expenses

  $17,554,896

  Assets (EOY)

  $452,632,301

• 2019 · 990

  Revenue

  $21,416,297

  Expenses

  $19,729,060

  Assets (EOY)

  $423,716,424

• 2018 · 990

  Revenue

  $21,366,208

  Expenses

  $20,528,883

  Assets (EOY)

  $416,141,862

• 2017 · 990

  Revenue

  $20,245,490

  Expenses

  $19,517,603

  Assets (EOY)

  $419,065,752

• 2016 · 990

  Revenue

  $19,919,892

  Expenses

  $19,720,875

  Assets (EOY)

  $416,366,411

• 2015 · 990

  Revenue

  $20,458,037

  Expenses

  $20,180,338

  Assets (EOY)

  $396,604,422

• 2014 · 990

  Revenue

  $21,865,688

  Expenses

  $19,620,879

  Assets (EOY)

  $379,036,533

• 2013 · 990

  Revenue

  $21,036,580

  Expenses

  $20,118,039

  Assets (EOY)

  $374,685,551

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $19,340,822

  Assets (EOY)

  $378,742,030

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2009

Tax period

1 January 2009 to 31 December 2009

Principal officer

theresa herrnstein

Mailing address

3 edgewood courtchillicothe OH 45601

Doing business as

ross co retired teachers

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files