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VALLEY CREDIT UNION

EIN 63-0421601 TUSCUMBIA, AL

Browse the largest nonprofits in Alabama

Revenue 2025
$5,385,062
Expenses 2025
$4,843,255

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
PO BOX 388

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 6,032 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.

Activities or mission (Part I)

CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.

  • THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.

    Expenses $3,432,824

  • THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.

    Expenses $1,410,432

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Dawn Truitt

    CEO/SEC/TREA

    Total calculated
    $231,277
    From this org
    $186,550
    From related orgs
    $0
    Other
    $44,727
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $180,012
    Bonus
    $6,538
    Other
    not reported
    Deferred
    $44,727
    Nontaxable benefits
    not reported
    Filer's total
    $231,277
  • Anthony Riley

    BOARD PRESID

    Total calculated
    $0
    Hours/week
    1
  • Sandra H James

    BOARD VICE P

    Total calculated
    $0
    Hours/week
    1
  • Doug Worley

    BOARD PRESID

    Total calculated
    $0
    Hours/week
    1
  • Robert Mullen

    BOARD VICE P

    Total calculated
    $0
    Hours/week
    1
  • Dr John Landers

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Dr Richard Gardner

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Royce Massey

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Otis Johnson

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Tim Morgan

    SUPV COMM ME

    Total calculated
    $0
    Hours/week
    1
  • Brittany Gaston

    SUPERVISORY

    Total calculated
    $0
    Hours/week
    1
  • Dr Tim Morgan

    SUPERVISOR C

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $5,385,062
    Expenses
    $4,843,255
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $4,861,176
    Expenses
    $4,421,347
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $4,170,298
    Expenses
    $3,878,663
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $3,328,227
    Expenses
    $2,821,472
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $3,024,216
    Expenses
    $2,614,213
    Assets (EOY)
    $94,382,507
  • 2020 · 990

    Revenue
    $3,029,403
    Expenses
    $2,838,207
    Assets (EOY)
    $85,610,701
  • 2019 · 990

    Revenue
    $3,217,191
    Expenses
    $2,934,793
    Assets (EOY)
    $76,954,948
  • 2018 · 990

    Revenue
    $3,165,194
    Expenses
    $2,850,364
    Assets (EOY)
    $71,773,776
  • 2017 · 990

    Revenue
    $3,080,767
    Expenses
    $2,730,277
    Assets (EOY)
    $69,690,154
  • 2016 · 990

    Revenue
    $2,908,834
    Expenses
    $2,749,867
    Assets (EOY)
    $70,756,163
  • 2015 · 990

    Revenue
    $2,909,819
    Expenses
    $2,583,177
    Assets (EOY)
    $68,868,816
  • 2014 · 990

    Revenue
    $2,950,282
    Expenses
    $2,579,732
    Assets (EOY)
    $65,155,338
  • 2013 · 990

    Revenue
    $2,927,980
    Expenses
    $2,427,929
    Assets (EOY)
    $63,233,261
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,411,727
    Assets (EOY)
    $62,845,931

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.