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EPB EMPLOYEES CREDIT UNION

EIN 62-0538561 CHATTANOOGA, TN

Browse the largest nonprofits in Tennessee

Revenue 2024
$1,882,921
Expenses 2024
$1,931,433

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
1500 MCCALLIE AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE (EIN 62-6074998). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 2,505 MEMBERS TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.

  • STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 2,505 MEMBERS TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. ALL OF OUR REVENUE AND EXPENDITURES ARE RELATED TO THIS PURPOSE.

    Expenses $1,931,433 · Revenue $1,882,921

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jerry B Trotter

    CEO

    Total calculated
    $105,611
    From this org
    $105,611
    From related orgs
    $0
    Other
    $0
    Hours/week
    40
  • Tyler Holister

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Bryan Betty

    SECRETARY

    Total calculated
    $0
    Hours/week
    1
  • Wendall Boring

    TREASURER

    Total calculated
    $0
    Hours/week
    1
  • James C Million

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Angela Love

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    0.5
  • Dale McLeod

    PRESIDENT

    Total calculated
    $0
    Hours/week
    1
  • Sandee Bingham

    VICE PRESIDENT

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $1,882,921
    Expenses
    $1,931,433
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $1,587,595
    Expenses
    $1,572,440
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $1,322,569
    Expenses
    $1,004,525
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,152,494
    Expenses
    $1,048,631
    Assets (EOY)
    $41,855,964
  • 2020 · 990

    Revenue
    $1,157,528
    Expenses
    $1,125,860
    Assets (EOY)
    $34,876,875
  • 2019 · 990

    Revenue
    $1,166,146
    Expenses
    $1,084,183
    Assets (EOY)
    $27,606,655
  • 2018 · 990

    Revenue
    $1,088,172
    Expenses
    $954,363
    Assets (EOY)
    $28,624,370
  • 2017 · 990

    Revenue
    $953,838
    Expenses
    $883,299
    Assets (EOY)
    $28,816,955
  • 2016 · 990

    Revenue
    $838,852
    Expenses
    $1,502,092
    Assets (EOY)
    $28,728,436
  • 2015 · 990

    Revenue
    $825,158
    Expenses
    $1,213,228
    Assets (EOY)
    $29,180,771
  • 2014 · 990

    Revenue
    $870,809
    Expenses
    $880,588
    Assets (EOY)
    $29,200,460
  • 2013 · 990

    Revenue
    $949,654
    Expenses
    $945,864
    Assets (EOY)
    $29,086,894
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $1,100,633
    Assets (EOY)
    $29,018,976

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.