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BLUE CROSS BLUE SHIELD OF MASSACHUSETTS HMO BLUE INC

EIN 04-3362283 BOSTON, MA

Revenue 2024
$5,928,518,480
Expenses 2024
$6,149,161,429

Program services were 87.5% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
04
Street
101 HUNTINGTON AVE 1300

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • DONALD SAVERY

    DIRECTOR, GENERAL COUNSEL AND SECRETARY

    Total calculated
    $1,005,841
    From this org
    $0
    From related orgs
    $972,049
    Other
    $33,792
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $480,769 related
    Bonus
    $0 + $467,700 related
    Other
    $0 + $23,580 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $33,792 related
    Filer's total
    $0 + $1,005,841 related

  • DOROTHY PUHY

    DIRECTOR & CHAIR

    Total calculated
    $150,112
    From this org
    $0
    From related orgs
    $150,112
    Other
    $0
    Hours/week
    0 + 4 related

    Schedule J breakdown matched by us

    Base
    $0 + $140,000 related
    Bonus
    $0
    Other
    $0 + $10,112 related
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $150,112 related

  • RICHARD LYNCH

    DIRECTOR, SVP & COO

    Total calculated
    $2,817,579
    From this org
    $0
    From related orgs
    $2,614,483
    Other
    $203,096
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $720,192 related
    Bonus
    $0 + $1,719,305 related
    Other
    $0 + $174,986 related
    Deferred
    $0 + $162,833 related
    Nontaxable benefits
    $0 + $40,263 related
    Filer's total
    $0 + $2,817,579 related

  • RUBY KAM

    DIRECTOR, EVP & CHIEF FINANCIAL OFFICER

    Total calculated
    $3,072,897
    From this org
    $0
    From related orgs
    $2,925,925
    Other
    $146,972
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $725,000 related
    Bonus
    $0 + $2,175,000 related
    Other
    $0 + $25,925 related
    Deferred
    $0 + $113,852 related
    Nontaxable benefits
    $0 + $33,120 related
    Filer's total
    $0 + $3,072,897 related

  • SARAH ISELIN

    DIRECTOR, PRESIDENT & CEO

    Total calculated
    $7,197,118
    From this org
    $0
    From related orgs
    $6,801,311
    Other
    $395,807
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $1,341,346 related
    Bonus
    $0 + $5,437,000 related
    Other
    $0 + $22,965 related
    Deferred
    $0 + $362,687 related
    Nontaxable benefits
    $0 + $33,120 related
    Filer's total
    $0 + $7,197,118 related

  • ALONA ABALOS

    VICE PRESIDENT & ASST. CLERK

    Total calculated
    $446,479
    From this org
    $0
    From related orgs
    $421,505
    Other
    $24,974
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $264,870 related
    Bonus
    $0 + $141,195 related
    Other
    $0 + $15,440 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $24,974 related
    Filer's total
    $0 + $446,479 related

  • ANTHONY CRISCUOLO

    VP OF TREASURY AND INVESTMENTS

    Total calculated
    $1,032,300
    From this org
    $0
    From related orgs
    $986,412
    Other
    $45,888
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $411,359 related
    Bonus
    $0 + $559,070 related
    Other
    $0 + $15,983 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $45,888 related
    Filer's total
    $0 + $1,032,300 related

  • DAWN PERRY

    SVP CHIEF RISK & AUDIT OFFICER

    Total calculated
    $865,372
    From this org
    $0
    From related orgs
    $835,856
    Other
    $29,516
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $370,000 related
    Bonus
    $0 + $449,365 related
    Other
    $0 + $16,491 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $29,516 related
    Filer's total
    $0 + $865,372 related

  • ENRICO GIAMMARCO

    ASSISTANT TREASURER

    Total calculated
    $260,035
    From this org
    $96,576
    From related orgs
    $144,864
    Other
    $18,595
    Hours/week
    15 + 22.5 related

    Schedule J breakdown matched by us

    Base
    $80,713 + $121,069 related
    Bonus
    $15,195 + $22,793 related
    Other
    $668 + $1,002 related
    Deferred
    $0
    Nontaxable benefits
    $7,438 + $11,157 related
    Filer's total
    $104,014 + $156,021 related

  • MARK COLLURA

    ASSISTANT TREASURER

    Total calculated
    $259,413
    From this org
    $96,402
    From related orgs
    $144,603
    Other
    $18,408
    Hours/week
    15 + 22.5 related

    Schedule J breakdown matched by us

    Base
    $80,694 + $121,041 related
    Bonus
    $15,108 + $22,662 related
    Other
    $600 + $900 related
    Deferred
    $0
    Nontaxable benefits
    $7,363 + $11,045 related
    Filer's total
    $103,765 + $155,648 related

  • MICHAEL GURRIERE

    SVP & CHIEF ACTUARY

    Total calculated
    $1,076,336
    From this org
    $0
    From related orgs
    $1,044,943
    Other
    $31,393
    Hours/week
    0 + 37.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $425,157 related
    Bonus
    $0 + $602,363 related
    Other
    $0 + $17,423 related
    Deferred
    $0
    Nontaxable benefits
    $0 + $31,393 related
    Filer's total
    $0 + $1,076,336 related

  • BENJAMIN KRUSKAL

    ASSOCIATE MEDICAL DIRECTOR

    Total calculated
    $315,352
    From this org
    $89,835
    From related orgs
    $201,325
    Other
    $24,192
    Hours/week
    11.6 + 25.9 related

    Schedule J breakdown matched by us

    Base
    $76,024 + $170,373 related
    Bonus
    $13,430 + $30,098 related
    Other
    $381 + $854 related
    Deferred
    $0
    Nontaxable benefits
    $7,464 + $16,728 related
    Filer's total
    $97,299 + $218,053 related

  • JOSEPH SCHWARTZ

    PHYSICIAN REVIEWER

    Total calculated
    $352,085
    From this org
    $88,821
    From related orgs
    $232,543
    Other
    $30,721
    Hours/week
    10.4 + 27.1 related

    Schedule J breakdown matched by us

    Base
    $74,625 + $195,376 related
    Bonus
    $14,034 + $36,743 related
    Other
    $162 + $424 related
    Deferred
    $0
    Nontaxable benefits
    $8,491 + $22,230 related
    Filer's total
    $97,312 + $254,773 related

  • MARK IRZYK

    ASSOCIATE DIRECTOR, NATL SALES

    Total calculated
    $317,851
    From this org
    $271,558
    From related orgs
    $30,655
    Other
    $15,638
    Hours/week
    33.7 + 3.8 related

    Schedule J breakdown matched by us

    Base
    $117,820 + $13,300 related
    Bonus
    $129,368 + $14,604 related
    Other
    $24,370 + $2,751 related
    Deferred
    $0
    Nontaxable benefits
    $14,052 + $1,586 related
    Filer's total
    $285,610 + $32,241 related

  • MICHAEL CONTI

    ASSOCIATE DIRECTOR, NATL SALES

    Total calculated
    $348,928
    From this org
    $299,663
    From related orgs
    $33,827
    Other
    $15,438
    Hours/week
    33.7 + 3.8 related

    Schedule J breakdown matched by us

    Base
    $110,256 + $12,446 related
    Bonus
    $167,217 + $18,876 related
    Other
    $22,190 + $2,505 related
    Deferred
    $0
    Nontaxable benefits
    $13,872 + $1,566 related
    Filer's total
    $313,535 + $35,393 related

  • MONICA RUEHLI

    PHYSICIAN REVIEWER

    Total calculated
    $324,907
    From this org
    $83,132
    From related orgs
    $217,650
    Other
    $24,125
    Hours/week
    10.4 + 27.1 related

    Schedule J breakdown matched by us

    Base
    $69,317 + $181,479 related
    Bonus
    $13,637 + $35,704 related
    Other
    $178 + $467 related
    Deferred
    $0
    Nontaxable benefits
    $6,668 + $17,457 related
    Filer's total
    $89,800 + $235,107 related

  • ANDREANA SANTANGELO

    FORMER DIRECTOR, EVP & CFO

    Total calculated
    $2,667,315
    From this org
    $0
    From related orgs
    $2,667,315
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0 + $1,696,831 related
    Other
    $0 + $970,484 related
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $2,667,315 related

  • ANDREW DREYFUS

    FORMER DIRECTOR, PRESIDENT & CEO

    Total calculated
    $2,921,387
    From this org
    $0
    From related orgs
    $2,921,387
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0 + $2,167,745 related
    Other
    $0 + $753,642 related
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $2,921,387 related

  • LINDA WILLIAMS

    FORMER SVP & CHIEF AUDIT EXECUTIVE

    Total calculated
    $1,403,015
    From this org
    $0
    From related orgs
    $1,360,779
    Other
    $42,236
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0 + $8,203 related
    Bonus
    $0 + $496,113 related
    Other
    $0 + $856,463 related
    Deferred
    $0 + $41,580 related
    Nontaxable benefits
    $0 + $656 related
    Filer's total
    $0 + $1,403,015 related

  • STEPHANIE LOVELL

    FORMER DIRECTOR AND FORMER CHIEF LEGAL OFFICER

    Total calculated
    $599,061
    From this org
    $0
    From related orgs
    $599,061
    Other
    $0
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0 + $306,876 related
    Other
    $0 + $292,185 related
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $0 + $599,061 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $5,928,518,480
    Expenses
    $6,149,161,429
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $5,851,428,643
    Expenses
    $5,663,700,213
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $5,527,610,698
    Expenses
    $5,325,549,852
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.