Skip to content
Nonprofiteer
← All organizations

HAMDEN ASSURANCE RISK RETENTION GROUP INC

EIN 20-8530788 BURLINGTON, VT

Revenue 2024
$958,672
Expenses 2024
$1,009,626

Program services were 90.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
Y20
Classification
1000
Street
30 MAIN ST STE 330

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

TO BENEFIT, TO PERFORM THE FUNCTIONS OF, AND TO CARRY OUT THE PURPOSES OF THE CHARITABLE CLASS OF BENEFICIARIES, THROUGH THE PROVISION OF SELF-INSURANCE COVERAGE AND OTHER SERVICES THAT RISK RETENTION GROUPS ARE PERMITTED TO PROVIDE UNDER THE APPLICABLE FEDERAL AND STATE LAW; TO ACQUIRE, ESTABLISH, RETAIN AND MAINTAIN A FUND OR FUNDS TO BE HELD, INVESTED AND USED EXCLUSIVELY FOR THE FOREGOING PURPOSES.

  • HAMDEN ASSURANCE RISK RETENTION GROUP, INC. (HAMDEN) WAS INCORPORATED ON FEBRUARY 28, 2007 UNDER THE LAWS OF THE STATE OF VERMONT BY ITS CLASS A MEMBERS: DARTMOUTH-HITCHCOCK MEDICAL CENTER, DARTMOUTH-HITCHCOCK CLINIC, MARY HITCHCOCK MEMORIAL HOSPITAL, AND THE TRUSTEES OF DARTMOUTH COLLEGE. COMMENCING OPERATIONS ON OCTOBER 1, 2007, HAMDEN WRITES MEDICAL, PROFESSIONAL, AND GENERAL LIABILITY COVERAGE FOR ITS MEMBERS (INSUREDS) WHICH ARE ALSO THE OWNERS. INSURANCE COVERAGE IS PROVIDED THROUGH A PRIMARY AND AN EXCESS POLICY. THE EXCESS (UMBRELLA) POLICY ALSO INCLUDES COVERAGE FOR UNDERLYING AUTO, EMPLOYMENT PRACTICES AND AVIATION POLICIES. LIMITED D&O AND EPL COVERAGE FOR MEMBERS IS ALSO UNDERWRITTEN BY HAMDEN.

    Expenses $917,055 · Revenue $956,717

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Carol Barsky MD

    Board Vice President

    Total calculated
    $669,999
    From this org
    $0
    From related orgs
    $646,575
    Other
    $23,424
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $560,577 related
    Bonus
    $0 + $67,320 related
    Other
    $0 + $18,678 related
    Deferred
    $0 + $20,700 related
    Nontaxable benefits
    $0 + $2,724 related
    Filer's total
    $0 + $669,999 related

  • Daniel P Jantzen

    VICE PRESIDENT

    Total calculated
    $1,240,442
    From this org
    $0
    From related orgs
    $1,184,287
    Other
    $56,155
    Hours/week
    1 + 42 related

    Schedule J breakdown matched by us

    Base
    $0 + $859,350 related
    Bonus
    $0 + $180,000 related
    Other
    $0 + $144,937 related
    Deferred
    $0 + $32,970 related
    Nontaxable benefits
    $0 + $23,185 related
    Filer's total
    $0 + $1,240,442 related

  • Edward J Merrens MD

    BOARD PRESIDENT

    Total calculated
    $1,097,619
    From this org
    $0
    From related orgs
    $1,051,727
    Other
    $45,892
    Hours/week
    1 + 40 related

    Schedule J breakdown matched by us

    Base
    $0 + $796,803 related
    Bonus
    $0 + $165,000 related
    Other
    $0 + $89,924 related
    Deferred
    $0 + $32,970 related
    Nontaxable benefits
    $0 + $12,922 related
    Filer's total
    $0 + $1,097,619 related

  • John Kacavas

    BOARD SECRETARY

    Total calculated
    $828,656
    From this org
    $0
    From related orgs
    $792,086
    Other
    $36,570
    Hours/week
    1 + 42 related

    Schedule J breakdown matched by us

    Base
    $0 + $752,457 related
    Bonus
    $0 + $38,400 related
    Other
    $0 + $1,229 related
    Deferred
    $0 + $20,700 related
    Nontaxable benefits
    $0 + $15,870 related
    Filer's total
    $0 + $828,656 related

  • Lawrence Dacey MD

    BOARD CHAIRMAN

    Total calculated
    $0
    Hours/week
    1 + 0.5 related

  • Wendy Fielding

    TREASURER

    Total calculated
    $591,137
    From this org
    $0
    From related orgs
    $537,524
    Other
    $53,613
    Hours/week
    1 + 40.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $434,374 related
    Bonus
    $0 + $47,500 related
    Other
    $0 + $55,650 related
    Deferred
    $0 + $32,970 related
    Nontaxable benefits
    $0 + $20,643 related
    Filer's total
    $0 + $591,137 related

  • ROBERT GAGLIARDI

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • RANDALL WACHSMANN

    BOARD ASSISTANT SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • George T Blike MD MHCDS

    FORMER BOARD VICE PRESIDENT

    Total calculated
    $101,650
    From this org
    $0
    From related orgs
    $95,000
    Other
    $6,650
    Hours/week
    1 + 20.5 related

    Schedule J breakdown matched by us

    Base
    $0 + $95,000 related
    Bonus
    $0
    Other
    $0
    Deferred
    $0 + $6,650 related
    Nontaxable benefits
    $0
    Filer's total
    $0 + $101,650 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $958,672
    Expenses
    $1,009,626
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $990,212
    Expenses
    $911,023
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $963,318
    Expenses
    $950,249
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $951,070
    Expenses
    $775,053
    Assets (EOY)
    $76,466,314

  • 2020 · 990

    Revenue
    $734,522
    Expenses
    $675,753
    Assets (EOY)
    $76,237,478

  • 2019 · 990

    Revenue
    $653,883
    Expenses
    $652,075
    Assets (EOY)
    $91,867,891

  • 2018 · 990

    Revenue
    $566,413
    Expenses
    $526,343
    Assets (EOY)
    $64,239,179

  • 2015 · 990

    Revenue
    $590,276
    Expenses
    $494,633
    Assets (EOY)
    $94,887,313

  • 2014 · 990

    Revenue
    $635,604
    Expenses
    $598,242
    Assets (EOY)
    $88,377,638

  • 2011 · 990

    Revenue
    not reported
    Expenses
    $350,173
    Assets (EOY)
    $79,442,369

  • 2010 · 990

    Revenue
    not reported
    Expenses
    $364,974
    Assets (EOY)
    $78,067,960

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility SOUNK.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 26 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.