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STATE CHARTERED CREDIT UNIONS IN FLORIDA

EIN 59-0991497 BLOUNTSTOWN, FL

Revenue 2025
$12,584,994
Expenses 2025
$10,931,570

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
16076 HIGHWAY 71S

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of STATE CHARTER CREDIT UNIONS IN FLORIDA GROUP RETURN (EIN 59-6153337). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

CREDIT UNION - TO PROVIDE SERVIES TO APPROXIMATELY 9,145 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.

Activities or mission (Part I)

CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.

  • NON-INTEREST EXPENSE & PROVISION FOR LOAN LOSS.

    Expenses $8,103,666

  • INTEREST EXPENSE

    Expenses $2,827,904

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Thomas Flowers

    CEO

    Total calculated
    $393,112
    From this org
    $337,417
    From related orgs
    $0
    Other
    $55,695
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $240,210
    Bonus
    $73,707
    Other
    $23,500
    Deferred
    $55,695
    Nontaxable benefits
    not reported
    Filer's total
    $393,112
  • Terri Waldon

    COO

    Total calculated
    $197,839
    From this org
    $165,537
    From related orgs
    $0
    Other
    $32,302
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $145,537
    Bonus
    $20,000
    Other
    not reported
    Deferred
    $32,302
    Nontaxable benefits
    not reported
    Filer's total
    $197,839
  • Shelly Burns

    CLO

    Total calculated
    $149,089
    From this org
    $134,287
    From related orgs
    $0
    Other
    $14,802
    Hours/week
    40
  • Johnny O'Hare

    CFO

    Total calculated
    $138,142
    From this org
    $125,577
    From related orgs
    $0
    Other
    $12,565
    Hours/week
    40
  • Annie Jo Dawson

    BOD CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Justin Ford

    BOD

    Total calculated
    $0
    Hours/week
    1
  • Judy Franklin

    BOD SECRETAR

    Total calculated
    $0
    Hours/week
    1
  • Denny George

    BOD

    Total calculated
    $0
    Hours/week
    1
  • Danny Hassig Jr

    BOD VICE CHA

    Total calculated
    $0
    Hours/week
    1
  • Diane Long

    BOD TREAS/AC

    Total calculated
    $0
    Hours/week
    1
  • Cheryl Rogers

    BOARD

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $12,584,994
    Expenses
    $10,931,570
    Contributions
    $0
    Grants paid
    $0
  • 2025
    Revenue
    $12,584,994
    Expenses
    $10,931,570
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $11,490,747
    Expenses
    $10,280,070
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $7,862,743
    Expenses
    $6,453,998
    Contributions
    $350,000
    Grants paid
    $0
  • 2022
    Revenue
    $5,518,385
    Expenses
    $4,295,862
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $4,607,880
    Expenses
    $3,896,867
    Assets (EOY)
    $86,884,903
  • 2020 · 990

    Revenue
    $3,826,141
    Expenses
    $3,333,449
    Assets (EOY)
    $78,400,640
  • 2019 · 990

    Revenue
    $3,450,769
    Expenses
    $2,969,230
    Assets (EOY)
    $62,408,141
  • 2018 · 990

    Revenue
    $2,703,574
    Expenses
    $2,354,879
    Assets (EOY)
    $59,966,708
  • 2017 · 990

    Revenue
    $2,240,697
    Expenses
    $1,835,732
    Assets (EOY)
    $40,023,769
  • 2016 · 990

    Revenue
    $1,905,841
    Expenses
    $1,702,733
    Assets (EOY)
    $37,392,946
  • 2015 · 990

    Revenue
    $1,520,728
    Expenses
    $1,433,953
    Assets (EOY)
    $32,663,178
  • 2014 · 990

    Revenue
    $1,294,934
    Expenses
    $1,247,495
    Assets (EOY)
    $30,519,019
  • 2013 · 990

    Revenue
    $1,258,912
    Expenses
    $1,405,983
    Assets (EOY)
    $29,727,145
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $1,287,991
    Assets (EOY)
    $28,887,534

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.