BRAINERD B N CREDIT UNION

As filed

Subsection

14

Classification

1000

Street

804 LAUREL STREET

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

• DIVIDENDS ON SAVINGS DEPOSITS PAID TO OUR MEMBERS ON A QUARTERLY BASIS

  Expenses $2,250,123

• DEBIT CARD EXPENSES. EXPENSES RELATED TO PROVIDING DEBIT CARDS FOR MEMBERS. 6,688 MEMBERS HAVE THIS SERVICE AVAILABLE TO THEM AS OF DECEMBER 31, 2025.

  Expenses $249,628

• LIFE INSURANCE FOR MEMBERS ON SHARE ACCOUNTS. THE LIFE INSURANCE PREMIUMS ARE PAID FOR BY THE CREDIT UNION. 6,688 MEMBERS HAD THIS SERVICE AVAILABLE TO THEM AS OF DECEMBER 31, 2025.

  Expenses $23,896

• - LOAN SERVICING (EXPENSES 55,593) EXPENSES RELATED TO PROVIDING LOANS TO MEMBERS. - CORPORATE CREDIT UNION EXPENSES (EXPENSES 18,211) EXPENSES RELATED TO PROVIDING FINANCIAL SERVICE TO MEMBERS SUCH AS WIRING FUNDS, CASHING CHECKS, AND ACH TRANSACTIONS. - ANNUAL MEETING (EXPENSES 8,888) EXPENSES RELATED TO ANNUAL MEETING TO VOTE FOR BOARD OF DIRECTORS AND COMMITTEE MEMBERS AND PRESENT THE PRIOR YEAR FINANCIAL RESULTS TO MEMBERS.

  Expenses $82,692

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $5,938,765

  Expenses

  $5,103,976

  Contributions

  $0

  Grants paid

  $0

• 2024

  Revenue

  $5,627,154

  Expenses

  $4,758,672

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $4,499,777

  Expenses

  $3,517,290

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $2,826,059

  Expenses

  $2,327,280

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $2,872,699

  Expenses

  $2,192,654

  Assets (EOY)

  $95,654,277

• 2020 · 990

  Revenue

  $2,855,252

  Expenses

  $2,557,073

  Assets (EOY)

  $88,532,681

• 2019 · 990

  Revenue

  $3,030,553

  Expenses

  $2,654,407

  Assets (EOY)

  $80,108,144

• 2018 · 990

  Revenue

  $2,745,241

  Expenses

  $2,302,573

  Assets (EOY)

  $74,758,804

• 2017 · 990

  Revenue

  $2,406,161

  Expenses

  $2,070,108

  Assets (EOY)

  $73,963,841

• 2016 · 990

  Revenue

  $2,340,208

  Expenses

  $2,088,574

  Assets (EOY)

  $73,182,717

• 2015 · 990

  Revenue

  $2,185,343

  Expenses

  $1,977,700

  Assets (EOY)

  $69,247,310

• 2014 · 990

  Revenue

  $2,153,096

  Expenses

  $1,916,727

  Assets (EOY)

  $64,593,027

• 2013 · 990

  Revenue

  $2,152,206

  Expenses

  $1,994,094

  Assets (EOY)

  $63,160,597

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $2,044,455

  Assets (EOY)

  $62,016,236

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files