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RAILWAY EMPLOYEES CREDIT UNION

EIN 63-0362060 MUSCLE SHOALS, AL

Browse the largest nonprofits in Alabama

Revenue 2025
$851,849
Expenses 2025
$667,407

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
1604 GUSMUS AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 1,366 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.

Activities or mission (Part I)

CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.

  • THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.

    Expenses $562,145

  • THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.

    Expenses $105,262

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Mary Leigh Matthews

    MANAGER

    Total calculated
    $133,920
    From this org
    $111,000
    From related orgs
    $0
    Other
    $22,920
    Hours/week
    40
  • James Fuller

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Luther Grisham

    BOD VICE PRE

    Total calculated
    $0
    Hours/week
    1
  • James Hamilton

    BOD SEC/TRES

    Total calculated
    $0
    Hours/week
    1
  • David Meeks

    BOD PRESIDEN

    Total calculated
    $0
    Hours/week
    1
  • Gary Utley

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Audrey Bailey

    SC MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Roy E Clement

    SC MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Charles Rickard

    CREIT COMMIT

    Total calculated
    $0
    Hours/week
    1
  • Jeremy Utley

    CREDIT COMMI

    Total calculated
    $0
    Hours/week
    1
  • Danny Weeks

    CREDIT COMMI

    Total calculated
    $0
    Hours/week
    1
  • Phillip Wright

    SC CHAIR

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $851,849
    Expenses
    $667,407
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $658,972
    Expenses
    $548,414
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $558,613
    Expenses
    $475,760
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $477,429
    Expenses
    $470,528
    Assets (EOY)
    $20,714,368
  • 2020 · 990

    Revenue
    $557,723
    Expenses
    $565,346
    Assets (EOY)
    $18,977,543
  • 2019 · 990

    Revenue
    $629,317
    Expenses
    $713,854
    Assets (EOY)
    $17,405,670
  • 2018 · 990

    Revenue
    $606,801
    Expenses
    $634,957
    Assets (EOY)
    $17,982,103
  • 2017 · 990

    Revenue
    $598,343
    Expenses
    $595,539
    Assets (EOY)
    $18,283,005
  • 2016 · 990

    Revenue
    $619,184
    Expenses
    $576,091
    Assets (EOY)
    $17,756,268
  • 2015 · 990

    Revenue
    $618,498
    Expenses
    $597,414
    Assets (EOY)
    $17,326,501
  • 2014 · 990

    Revenue
    $629,881
    Expenses
    $564,123
    Assets (EOY)
    $16,897,893
  • 2013 · 990

    Revenue
    $578,914
    Expenses
    $564,879
    Assets (EOY)
    $17,177,098
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $631,545
    Assets (EOY)
    $16,525,072

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.