Skip to content
Nonprofiteer
← All organizations

INDEPENDENT ORDER OF FORESTERS GROUP RETURN

EIN 98-1103828 CANADA

Revenue 2024
$2,373,450
Expenses 2024
$2,417,647

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
08
Classification
1000
Street
TORONTO ONTARIO M3C1T9

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of INDEPENDENT ORDER OF FORESTERS (EIN 98-0000680). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

Foresters offer quality life insurance products, unique member benefits and inspiring community activities to fulfill its purpose of improving the overall well-being of its members and their communities. Within the Branch system, the fraternal benefits are delivered at the local level through local involvement programming. In large part, this is done through Foresters Community Grants, which allows members to apply for funds to organize local activities that make a difference in their communities. The main objective of the Granting program is to engage members in Foresters purpose of enhancing the well-being of families and communities by funding local community volunteer and foresters moment activities.

Activities or mission (Part I)

The Independent Order of Foresters (Foresters Financial) is a fraternal benefit society that provides financial services products and unique benefits to its members and their families. Through its member-governed Branch network, Foresters members are provided opportunities to organize and participate in local volunteer activities and fun member events. Within this model of community service, Foresters lives its purpose of enhancing the well-being of its members, their families and their local communities. The Granting program in 2024 saw an increase in the number of member engagement across the entire Membership base, and across all three regions in the U.S. In particular, the 2024 program year granted $2,417,409 to Community volunteer, Foresters Moment activities, Foresters Care and Branch Matching and Fraternal Funding programs. A total of 2,984 activities were held across the U.S., engaging 18,536 members and their families in delivering Foresters purpose.

  • Community Volunteer Activities (CV): Each of the 35 U.S. Branches allocates funds towards local volunteer activities that make a difference in member communities, referred to as Community Volunteer (CV) activities. In 2024, there were a total of 759 CV events across the U.S., receiving $1,409,595 in Branch funding, which engaged thousands of local members in volunteerism and community service. These activities all served a real need in local communities and /or supported charitable organizations such as local schools, shelters and children's hospitals. A few examples of Community Volunteer activities include: building and cleaning playgrounds, creating care kits for shelters, cooking meals at senior residences and running arts and crafts activities for families staying in children's hospitals. The impact of these activities extends beyond our members and exemplifies Foresters commitment to its purpose of serving local communities.

    Expenses $1,409,595 · Grants $1,409,595

  • Foresters Moment Activities (FM): Foresters also gives its members the opportunity to apply for funding through their local Branches to organize or participate in Foresters Moment activities with the goal of creating family time, which is another way Foresters contributes to building stronger families and communities. In 2024, 416 Foresters Moment (FM) activities were held across the US, providing families with the opportunity to spend quality time together at amusement parks, movies, zoos etc. Foresters allocated $654,822 in funding, which resulted in thousands of members engaged in Foresters purpose.

    Expenses $654,822 · Grants $654,822

  • The Foresters Care grant benefit allows members to enjoy the full experience of preparing, organizing, and executing their meaningful volunteering activities to help make a difference in their local communities. Foresters Care leverages the power and potential of social media so members can share their success stories and motivate each other to get involved in Foresters member benefits, helping those in need. In 2024, over 1,728 grants were issued provided over $324,936 in funding to this program in the US. The resulted in thousands of members engaged in the Foresters purpose.

    Expenses $324,936 · Grants $324,936

  • The Branch Matching and Fraternal Funding program was introduced in 2022 with the objective of providing annual funding to Branch Councils allowing them to organize activities to help local communities in need. The objective of the Fraternal Funding Program is to provide annual funding at a Regional level to support the ability to connect and socialize with other members within their Region. In 2024, Foresters allocated $28,056 in funding to the Branch Matching - Fraternal Funding program across the three US regions.

    Expenses $28,056 · Grants $28,056

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Susan Panepinto

    Regional President, Central US Region

    Total calculated
    $0
    Hours/week
    1
  • Philip Kelsey

    Regional President, Eastern US Region

    Total calculated
    $0
    Hours/week
    1
  • Constance Mullen

    Regional Vice President, Eastern US Region

    Total calculated
    $0
    Hours/week
    1
  • Debbie McMillen

    Regional President, Western US Region

    Total calculated
    $0
    Hours/week
    1
  • Gwendolyn Hicks

    Regional Vice President, Western Region

    Total calculated
    $0
    Hours/week
    1
  • Clara Hailey

    Regional Vice President, Central US Region

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $2,373,450
    Expenses
    $2,417,647
    Contributions
    $2,372,149
    Grants paid
    $2,417,409
  • 2023
    Revenue
    $1,351,298
    Expenses
    $1,986,734
    Contributions
    $1,350,000
    Grants paid
    $1,986,644
  • 2022
    Revenue
    $1,786,495
    Expenses
    $1,828,108
    Contributions
    $1,785,200
    Grants paid
    $1,828,108

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,527,472
    Expenses
    $1,271,108
    Assets (EOY)
    $3,903,915
  • 2020 · 990

    Revenue
    $2,208,080
    Expenses
    $1,368,015
    Assets (EOY)
    $3,647,551

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • Foresters Investment Management Company Inc

    C · Holding Company · NY · 100% owned

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.