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CREDIT UNIONS IN THE STATE OF WASHINGTON

EIN 91-0176216 FIRCREST, WA

Browse the largest nonprofits in Washington

Revenue 2025
$42,381,586
Expenses 2025
$35,150,569

Program services were 29.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
6312 19TH ST W

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF WASHINGTON (EIN 91-6055937). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

WE ARE A FINANCIAL COOPERATIVE COMMITTED TO IMPROVING LIVES BY PARTNERING WITH FAMILIES TO REACH THEIR GOALS AND IMPACTING OUR COMMUNITY BY HELPING INDIVIDUALS REALIZE THEIR FULL POTENTIAL. WE VALUE TRUST AND UNDERSTANDING AND RESPECT FOR OURSELVES AND OTHERS.

  • Provides financial products and services to over 31,599 members including more than 21,400 consumer real estate and business loans and over 59,000 deposit accounts. Services offered include online and mobile banking with bill pay and remote deposit branches ATMs safe deposit boxes shared branching ACH and wires.

    Expenses $10,453,367 · Revenue $7,251,262

  • TAPCO has been a part of the Tacoma-Pierce County community for 92 years. We continue to focus on our tagline Rooted in South Sound, which embodies our vision mission and values emphasizing our commitment to the credit union philosophy of people helping people. In 2025 our staff board supervisory committee members and membership dedicated their time and money to support local community programs and events. Through these events over 133,737 was donated and 25,000 was granted in scholarships.

  • We continued to increase member loans significantly. TAPCOs loan portfolio is distributed across many loan types including over 176 million in mortgages and equity loans over 249 million in auto loans and over 102 million in commercial loans. TAPCO Peak Member Rewards Program recognizes members financial relationship with TAPCO and offers better rates and free services. Reward benefits may apply to all family members living in the same household by linking family memberships your high school and college student or other family. We continued to look for ways to better serve our members near where they live and work.

    Revenue $31,553,377

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Justin Martin

    CEO

    Total calculated
    $689,359
    From this org
    $658,164
    From related orgs
    $0
    Other
    $31,195
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $482,916
    Bonus
    $144,240
    Other
    $31,008
    Deferred
    $17,599
    Nontaxable benefits
    $13,596
    Filer's total
    $689,359
  • William Peters

    CXO

    Total calculated
    $333,721
    From this org
    $320,844
    From related orgs
    $0
    Other
    $12,877
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $281,751
    Bonus
    $18,041
    Other
    $9,052
    Deferred
    $24,877
    Nontaxable benefits
    $0
    Filer's total
    $333,721
  • Sarah Gray

    CPIO

    Total calculated
    $290,347
    From this org
    $273,808
    From related orgs
    $0
    Other
    $16,539
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $241,727
    Bonus
    $13,590
    Other
    $14,891
    Deferred
    $20,139
    Nontaxable benefits
    $0
    Filer's total
    $290,347
  • Kathleen Scholes

    CFO

    Total calculated
    $282,639
    From this org
    $265,261
    From related orgs
    $0
    Other
    $17,378
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,444
    Bonus
    $14,297
    Other
    $15,395
    Deferred
    $29,503
    Nontaxable benefits
    $0
    Filer's total
    $282,639
  • Jason Allen

    CIO

    Total calculated
    $272,309
    From this org
    $252,426
    From related orgs
    $0
    Other
    $19,883
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $221,022
    Bonus
    $16,711
    Other
    $14,693
    Deferred
    $16,711
    Nontaxable benefits
    $3,172
    Filer's total
    $272,309
  • Jeremy Mandery

    CRLO

    Total calculated
    $258,996
    From this org
    $242,316
    From related orgs
    $0
    Other
    $16,680
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $222,944
    Bonus
    $4,679
    Other
    $14,693
    Deferred
    $16,558
    Nontaxable benefits
    $122
    Filer's total
    $258,996
  • Mitch Jackson

    VPCL

    Total calculated
    $162,888
    From this org
    $155,811
    From related orgs
    $0
    Other
    $7,077
    Hours/week
    40
  • Richard Stirgus

    VPCR

    Total calculated
    $155,669
    From this org
    $136,351
    From related orgs
    $0
    Other
    $19,318
    Hours/week
    40
  • Dawn Foutz

    BODGL

    Total calculated
    $134,144
    From this org
    $123,242
    From related orgs
    $0
    Other
    $10,902
    Hours/week
    40
  • Terri LaCoy

    DOF

    Total calculated
    $130,333
    From this org
    $122,074
    From related orgs
    $0
    Other
    $8,259
    Hours/week
    40
  • John Gaythorpe

    DIRITOI

    Total calculated
    $129,441
    From this org
    $121,276
    From related orgs
    $0
    Other
    $8,165
    Hours/week
    40
  • Heather Fate

    VPME

    Total calculated
    $121,669
    From this org
    $116,780
    From related orgs
    $0
    Other
    $4,889
    Hours/week
    40
  • Bruce Baurichter

    Board V-Chair

    Total calculated
    $3,481
    From this org
    $3,481
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • Pat McElligot

    Board Secretary

    Total calculated
    $2,396
    From this org
    $2,396
    From related orgs
    $0
    Other
    $0
    Hours/week
    2
  • John O'Laughlin

    Supervisory Committee

    Total calculated
    $1,437
    From this org
    $1,437
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Brent Bomkamp

    Supervisory Committee

    Total calculated
    $1,274
    From this org
    $1,274
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Julie Williams

    Supervisory Committee

    Total calculated
    $1,243
    From this org
    $1,243
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • John Sinclair

    Supervisory Committee

    Total calculated
    $1,148
    From this org
    $1,148
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Lindsey Wade

    Board Member

    Total calculated
    $992
    From this org
    $992
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Gene Miller

    Board Member

    Total calculated
    $797
    From this org
    $797
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Alex Wilsie

    Board Member

    Total calculated
    $460
    From this org
    $460
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Dawn Masko

    Board Member

    Total calculated
    $0
    Hours/week
    1
  • Clara Nelson

    Board Chair

    Total calculated
    $0
    Hours/week
    2
  • Patricia Bosmans

    Board Member

    Total calculated
    $0
    Hours/week
    1
  • Louis Cooper Jr

    Board Member

    Total calculated
    $0
    Hours/week
    1

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $42,381,586
    Expenses
    $35,150,569
    Contributions
    $0
    Grants paid
    $25,000
  • 2024
    Revenue
    $37,771,029
    Expenses
    $34,370,784
    Contributions
    $0
    Grants paid
    $25,000
  • 2023
    Revenue
    $32,250,371
    Expenses
    $27,949,874
    Contributions
    $0
    Grants paid
    $22,500
  • 2022
    Revenue
    $26,389,919
    Expenses
    $19,727,776
    Contributions
    $0
    Grants paid
    $15,125

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $20,285,695
    Expenses
    $17,256,490
    Assets (EOY)
    $574,292,386
  • 2020 · 990

    Revenue
    $19,089,269
    Expenses
    $16,619,257
    Assets (EOY)
    $496,515,001
  • 2019 · 990

    Revenue
    $19,621,065
    Expenses
    $15,846,289
    Assets (EOY)
    $394,852,832
  • 2018 · 990

    Revenue
    $19,064,995
    Expenses
    $15,481,875
    Assets (EOY)
    $374,229,032
  • 2017 · 990

    Revenue
    $16,577,703
    Expenses
    $14,576,547
    Assets (EOY)
    $358,294,240
  • 2016 · 990

    Revenue
    $15,757,202
    Expenses
    $13,502,524
    Assets (EOY)
    $342,453,484
  • 2015 · 990

    Revenue
    $13,940,022
    Expenses
    $11,813,868
    Assets (EOY)
    $323,203,756
  • 2014 · 990

    Revenue
    $12,594,830
    Expenses
    $11,015,085
    Assets (EOY)
    $301,528,300
  • 2013 · 990

    Revenue
    $11,929,578
    Expenses
    $10,639,665
    Assets (EOY)
    $289,162,988
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $9,905,438
    Assets (EOY)
    $269,727,817

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.