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CREDIT UNIONS IN THE STATE OF CALIFORNIA

EIN 94-6069237 SUNNYVALE, CA

Browse the largest nonprofits in California

Revenue 2024
$409,807,996
Expenses 2024
$376,148,161

As filed

Subsection
14
Classification
1000
Street
1306 BORDEAUX DR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF CALIFORNIA (EIN 94-6123880). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS, CREATING A SOURCE OF CREDIT FOR THEM AT RATES OF INTEREST SET BY THE BOARD OF DIRECTORS, AND PROVIDING AN OPPORTUNITY FOR THEM TO USE AND CONTROL THEIR OWN MONEY ON A DEMOCRATIC BASIS IN ORDER TO IMPROVE THEIR ECONOMIC AND SOCIAL CONDITIONS. AS A COOPERATIVE, STAR ONE CREDIT UNION CONDUCTS ITS BUSINESS FOR THE MUTUAL BENEFIT AND GENERAL WELFARE OF ITS MEMBERS WITH THE EARNINGS, SAVINGS, BENEFITS, OR SERVICES OF THE CREDIT UNION BEING DISTRIBUTED TO ITS MEMBERS AS PATRONS.

Activities or mission (Part I)

A COOPERATIVE, ORGANIZED FOR THE PURPOSE OF PROMOTING THRIFT AND SAVINGS AMONG ITS MEMBERS.

  • STAR ONE CREDIT UNION PROVIDED SERVICES TO 129,085 MEMBERS WITH SAVINGS AND LOAN ACCOUNTS.

  • STAR ONE CREDIT UNION PROVIDED 8,253 LOANS TOTALING $1,394,090,749 IN 2024.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Melissa Henck

    CHAIR

    Total calculated
    $6,208
    From this org
    $6,208
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Jeff Gaut

    1ST VICE CHAIR & TREASURER

    Total calculated
    $701
    From this org
    $701
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Richard Aochi

    2ND VICE CHAIR & ASSISTANT

    Total calculated
    $1,868
    From this org
    $1,868
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Christina Goeas

    ASSISTANT TREASURER

    Total calculated
    $1,554
    From this org
    $1,554
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Triny Lee

    SECRETARY

    Total calculated
    $1,319
    From this org
    $1,319
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • David Daggett

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • James Barnhart

    DIRECTOR

    Total calculated
    $1,034
    From this org
    $1,034
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Patricia Humecke

    DIRECTOR

    Total calculated
    $2,267
    From this org
    $2,267
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Cyrus Tabari

    DIRECTOR

    Total calculated
    $2,356
    From this org
    $2,356
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Brian Lawler

    SUPERVISORY COMMITTEE CHAIR

    Total calculated
    $0
    Hours/week
    1

  • Madelaine Kolda

    SUPERVISORY COMMITTEE

    Total calculated
    $2,055
    From this org
    $2,055
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Ponprom Flynn

    SUPERVISORY COMMITTEE

    Total calculated
    $1,433
    From this org
    $1,433
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Tyler Martin

    SUPERVISORY COMMITTEE

    Total calculated
    $0
    Hours/week
    1

  • Kristen Mank

    SUPERVISORY COMMITTEE

    Total calculated
    $4,079
    From this org
    $4,079
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • Gary Rodrigues

    PRESIDENT/CEO

    Total calculated
    $2,891,776
    From this org
    $1,968,703
    From related orgs
    $0
    Other
    $923,073
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $1,074,839
    Bonus
    $865,142
    Other
    $28,722
    Deferred
    $876,028
    Nontaxable benefits
    $47,045
    Filer's total
    $2,891,776

  • M Mucker

    EXECUTIVE VP - OPS

    Total calculated
    $1,547,442
    From this org
    $1,528,384
    From related orgs
    $0
    Other
    $19,058
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $145,180
    Bonus
    $310,949
    Other
    $1,072,255
    Deferred
    $13,139
    Nontaxable benefits
    $5,919
    Filer's total
    $1,547,442

  • B Ross

    EXECUTIVE VP - FINANCE & A

    Total calculated
    $1,653,632
    From this org
    $1,016,494
    From related orgs
    $0
    Other
    $637,138
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $519,903
    Bonus
    $233,027
    Other
    $263,564
    Deferred
    $588,366
    Nontaxable benefits
    $48,772
    Filer's total
    $1,653,632

  • M Gupta

    EXECUTIVE VP - OPERATIONS

    Total calculated
    $2,424,023
    From this org
    $882,236
    From related orgs
    $0
    Other
    $1,541,787
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $472,701
    Bonus
    $199,200
    Other
    $210,335
    Deferred
    $1,496,743
    Nontaxable benefits
    $45,044
    Filer's total
    $2,424,023

  • V Brosas

    VP - DEPOSIT SERVICES

    Total calculated
    $1,732,071
    From this org
    $705,490
    From related orgs
    $0
    Other
    $1,026,581
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $353,947
    Bonus
    $144,219
    Other
    $207,324
    Deferred
    $993,572
    Nontaxable benefits
    $33,009
    Filer's total
    $1,732,071

  • V Tabler

    VP - REAL ESTATE LENDING

    Total calculated
    $1,517,523
    From this org
    $620,360
    From related orgs
    $0
    Other
    $897,163
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $435,620
    Bonus
    $183,084
    Other
    $1,656
    Deferred
    $860,210
    Nontaxable benefits
    $36,953
    Filer's total
    $1,517,523

  • S Naylor

    VP - INFORMATION SYSTEMS

    Total calculated
    $1,528,921
    From this org
    $545,016
    From related orgs
    $0
    Other
    $983,905
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $381,004
    Bonus
    $162,932
    Other
    $1,080
    Deferred
    $950,152
    Nontaxable benefits
    $33,753
    Filer's total
    $1,528,921

  • S Panicker

    VP - TREASURY

    Total calculated
    $1,372,461
    From this org
    $535,684
    From related orgs
    $0
    Other
    $836,777
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $369,772
    Bonus
    $158,468
    Other
    $7,444
    Deferred
    $797,451
    Nontaxable benefits
    $39,326
    Filer's total
    $1,372,461

  • R Rutledge

    VP - HUMAN RESOURCES

    Total calculated
    $538,595
    From this org
    $480,917
    From related orgs
    $0
    Other
    $57,678
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $336,249
    Bonus
    $138,991
    Other
    $5,677
    Deferred
    $39,216
    Nontaxable benefits
    $18,462
    Filer's total
    $538,595

  • H Ornelas

    VP - CONSUMER LENDING

    Total calculated
    $540,347
    From this org
    $469,561
    From related orgs
    $0
    Other
    $70,786
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $327,947
    Bonus
    $138,518
    Other
    $3,096
    Deferred
    $37,033
    Nontaxable benefits
    $33,753
    Filer's total
    $540,347

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $409,807,996
    Expenses
    $376,148,161
    Contributions
    $0
    Grants paid
    $963,100
  • 2023
    Revenue
    $320,984,139
    Expenses
    $308,798,162
    Contributions
    $0
    Grants paid
    $979,100
  • 2022
    Revenue
    $255,066,926
    Expenses
    $213,389,731
    Contributions
    $0
    Grants paid
    $978,429

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $197,844,755
    Expenses
    $115,547,052
    Assets (EOY)
    $11,067,829,708

  • 2020 · 990

    Revenue
    $234,445,778
    Expenses
    $165,254,466
    Assets (EOY)
    $10,227,549,962

  • 2019 · 990

    Revenue
    $257,132,367
    Expenses
    $211,902,771
    Assets (EOY)
    $9,073,674,668

  • 2018 · 990

    Revenue
    $241,617,549
    Expenses
    $182,105,048
    Assets (EOY)
    $8,568,235,095

  • 2017 · 990

    Revenue
    $217,252,952
    Expenses
    $158,388,205
    Assets (EOY)
    $8,978,930,416

  • 2016 · 990

    Revenue
    $188,355,724
    Expenses
    $126,224,106
    Assets (EOY)
    $8,820,886,843

  • 2015 · 990

    Revenue
    $173,398,990
    Expenses
    $116,370,813
    Assets (EOY)
    $7,857,993,559

  • 2014 · 990

    Revenue
    $161,601,474
    Expenses
    $105,896,349
    Assets (EOY)
    $7,200,519,634

  • 2013 · 990

    Revenue
    $153,383,211
    Expenses
    $99,894,907
    Assets (EOY)
    $6,601,240,754

  • 2012 · 990

    Revenue
    not reported
    Expenses
    $105,088,751
    Assets (EOY)
    $6,304,301,795

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

  • SECOND HARVEST FOOD BANK

    $100,000

    2022 NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES.

  • SECOND HARVEST FOOD BANK

    $71,500

    2023 NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES.

  • SECOND HARVEST FOOD BANK

    $50,000

    2024 NON-PROFIT ORGANIZATION THAT IS DEDICATED TO ENDING LOCAL HUNGER BY PROVIDING FOOD TO NEARLY A QUARTER OF A MILLION PEOPLE EACH MONTH, PROMOTING FEDERAL NUTRITION PROGRAMS AND EDUCATING FAMILIES ON HOW TO MAKE HEALTHIER FOOD CHOICES.

  • CANCER CAREPOINT INC

    $35,000

    2023 NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION.

  • CANCER CAREPOINT INC

    $35,000

    2024 NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION.

  • JACOB'S HEART CHILDREN'S CANCER SUPPORT SVCS

    $32,500

    2022 NON-PROFIT ORGANIZATION THAT PROVIDES FAMILY-CENTERED CARE THAT ADDRESSES THE EMOTIONAL, PRACTICAL AND FINANCIAL STRUGGLES FOR FAMILIES OF CHILDREN AND TEENS DURING TREATMENT, FAMILIES EXPERIENCING ANTICIPATORY GRIEF AND THOSE WHO ARE BEREAVED.

  • THE ALZHEIMER'S ASSOCIATION

    $30,000

    2023 NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH.

  • THE ALZHEIMER'S ASSOCIATION

    $25,000

    2022 NON-PROFIT ORGANIZATION THAT RAISES AWARENESS AND FUNDS FOR ALZHEIMER'S CARE, SUPPORT AND RESEARCH.

  • CANINE COMPANIONS FOR INDEPENDENCE INC

    $25,000

    2022 NON-PROFIT ORGANIZATION THAT ENHANCES THE LIVES OF PEOPLE WITH DISABILITIES BY PROVIDING HIGHLY TRAINED ASSISTANCE DOGS AND ONGOING SUPPORT TO ENSURE QUALITY PARTNERSHIPS.

  • CANCER CAREPOINT INC

    $25,000

    2022 NON-PROFIT ORGANIZATION DEDICATED TO TRANSFORMING SUPPORT FOR CANCER PATIENTS, FAMILIES, & CAREGIVERS IN SILICON VALLEY THROUGH PERSONALIZED ONE-ON-ONE COUNSELING, ASSISTANCE, RESOURCES AND EDUCATION.

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.