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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1629407 GRAND RAPIDS, MI

Largest nonprofits in Michigan

Revenue 2025
$9,172,724
Expenses 2025
$7,880,830

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
2410 GAYNOR AVE NW

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS.

  • THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2025 WAS 15,172.

  • THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2025 WAS 5,914.

  • OFFER AUTOMATED TELLER MACHINES, SAFE DEPOSIT BOXES, DEBIT CARD, TRAVELERS CHECKS, MONEY ORDERS, OVERDRAFT PRIVILEGE, BILL PAY, FINANCIAL EDUCATION & COUNSELING, IN-SCHOOL BRANCHES AND VARIOUS INSURANCE PROGRAMS TO ALL ELIGIBLE MEMBERS.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Matthew Yanoschik

    President & CEO

    Total calculated
    $256,656
    From this org
    $221,121
    From related orgs
    $0
    Other
    $35,535
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $179,183
    Bonus
    $39,496
    Other
    $2,442
    Deferred
    $20,081
    Nontaxable benefits
    $15,454
    Filer's total
    $256,656
  • Jordan Kowalkowski

    Vice President

    Total calculated
    $171,331
    From this org
    $152,954
    From related orgs
    $0
    Other
    $18,377
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $125,269
    Bonus
    $27,504
    Other
    $181
    Deferred
    $9,340
    Nontaxable benefits
    $9,037
    Filer's total
    $171,331
  • Angela Patterson

    Vice President

    Total calculated
    $159,358
    From this org
    $142,171
    From related orgs
    $0
    Other
    $17,187
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $114,969
    Bonus
    $26,751
    Other
    $451
    Deferred
    $8,751
    Nontaxable benefits
    $8,436
    Filer's total
    $159,358
  • Sandy Siedlecki

    COO

    Total calculated
    $122,177
    From this org
    $106,833
    From related orgs
    $0
    Other
    $15,344
    Hours/week
    40
  • Charlene Rodgers

    CFO

    Total calculated
    $61,967
    From this org
    $58,167
    From related orgs
    $0
    Other
    $3,800
    Hours/week
    40
  • Tom Riddle

    Chairman

    Total calculated
    $0
    Hours/week
    1
  • Sheila Marshall

    Secretary

    Total calculated
    $0
    Hours/week
    1
  • Jenn Abramowski

    Treasurer

    Total calculated
    $0
    Hours/week
    1
  • Jackie Adams

    Director

    Total calculated
    $0
    Hours/week
    1
  • Philip Keibler

    Director

    Total calculated
    $0
    Hours/week
    1
  • Bryan Richards

    Director

    Total calculated
    $0
    Hours/week
    1
  • Nicole Kidd

    Director

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $9,172,724
    Expenses
    $7,880,830
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $7,909,380
    Expenses
    $7,106,370
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $6,376,544
    Expenses
    $5,579,569
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $5,162,845
    Expenses
    $4,755,278
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,155,144
    Expenses
    $4,490,017
    Assets (EOY)
    $89,560,448
  • 2020 · 990

    Revenue
    $5,095,617
    Expenses
    $4,730,086
    Assets (EOY)
    $81,569,624
  • 2019 · 990

    Revenue
    $5,443,624
    Expenses
    $5,091,944
    Assets (EOY)
    $67,322,316
  • 2018 · 990

    Revenue
    $5,187,194
    Expenses
    $5,403,050
    Assets (EOY)
    $64,514,003
  • 2017 · 990

    Revenue
    $4,570,210
    Expenses
    $4,227,699
    Assets (EOY)
    $64,218,767
  • 2016 · 990

    Revenue
    $3,880,374
    Expenses
    $3,626,755
    Assets (EOY)
    $60,728,900
  • 2015 · 990

    Revenue
    $3,180,491
    Expenses
    $3,082,286
    Assets (EOY)
    $57,858,332
  • 2014 · 990

    Revenue
    $2,899,467
    Expenses
    $2,816,412
    Assets (EOY)
    $58,186,534
  • 2013 · 990

    Revenue
    $2,827,498
    Expenses
    $2,653,737
    Assets (EOY)
    $55,785,596
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $2,586,107
    Assets (EOY)
    $56,658,971

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.