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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1379433 PORTLAND, MI

Revenue 2024
$48,550,081
Expenses 2024
$43,216,908

As filed

Subsection
14
Classification
1000
Street
9077 CHARLOTTE HWY

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • MICHAEL WARD

    CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1

  • ERIN GORMAN

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • CHAD BURKE

    VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    1

  • ROBERT CARLTON

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • CHRISTINE ROCKEY

    SECRETARY

    Total calculated
    $0
    Hours/week
    1

  • JOHN KUTAS

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • TERRY GREGORICKA

    TRESURER

    Total calculated
    $0
    Hours/week
    1

  • HOLLY RIDENOUR

    BOD MEMBER

    Total calculated
    $0
    Hours/week
    1

  • TAMMY L BENGEL

    CHIEF FINANCIAL OFFICER

    Total calculated
    $250,837
    From this org
    $229,483
    From related orgs
    $0
    Other
    $21,354
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $217,664
    Bonus
    $8,117
    Other
    $3,702
    Deferred
    $19,697
    Nontaxable benefits
    $1,657
    Filer's total
    $250,837

  • MICHELE MAKLEY

    CHIEF EXECUTIVE OFFICER

    Total calculated
    $381,270
    From this org
    $353,192
    From related orgs
    $0
    Other
    $28,078
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $313,577
    Bonus
    $13,451
    Other
    $26,164
    Deferred
    $26,421
    Nontaxable benefits
    $1,657
    Filer's total
    $381,270

  • THERESA BURGESS

    CHIEF MEMBER EXPERIENCE OFFICER

    Total calculated
    $194,350
    From this org
    $162,619
    From related orgs
    $0
    Other
    $31,731
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $153,445
    Bonus
    $6,202
    Other
    $2,972
    Deferred
    $15,846
    Nontaxable benefits
    $15,885
    Filer's total
    $194,350

  • LEANNE HIXSON

    CHIEF LENDING OFFICER

    Total calculated
    $214,057
    From this org
    $176,394
    From related orgs
    $0
    Other
    $37,663
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $164,084
    Bonus
    $6,380
    Other
    $5,930
    Deferred
    $17,377
    Nontaxable benefits
    $20,286
    Filer's total
    $214,057

  • SEAN KREBS

    CHIEF TECHNOLOGY OFFICER

    Total calculated
    $179,189
    From this org
    $151,736
    From related orgs
    $0
    Other
    $27,453
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $139,405
    Bonus
    $5,345
    Other
    $6,986
    Deferred
    $8,780
    Nontaxable benefits
    $18,673
    Filer's total
    $179,189

  • JOSEPH KRIEGER

    EXECUTIVE VICE PRESIDENT

    Total calculated
    $283,235
    From this org
    $240,012
    From related orgs
    $0
    Other
    $43,223
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $223,872
    Bonus
    $8,483
    Other
    $7,657
    Deferred
    $22,937
    Nontaxable benefits
    $20,286
    Filer's total
    $283,235

  • GURSIMRAN VIRK

    CHIEF RISK OFFICER

    Total calculated
    $188,645
    From this org
    $153,779
    From related orgs
    $0
    Other
    $34,866
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $138,077
    Bonus
    $5,345
    Other
    $10,357
    Deferred
    $14,627
    Nontaxable benefits
    $20,239
    Filer's total
    $188,645

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $48,550,081
    Expenses
    $43,216,908
    Contributions
    $0
    Grants paid
    $165,490
  • 2023
    Revenue
    $42,104,836
    Expenses
    $38,372,237
    Contributions
    $0
    Grants paid
    $43,514
  • 2022
    Revenue
    $35,812,251
    Expenses
    $30,020,235
    Contributions
    $0
    Grants paid
    $132,754

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

  • Exemption revoked 15 May 2019.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.