Skip to content
Nonprofiteer
← All organizations

TVA COMMUNITY CREDIT UNION

EIN 63-0306291 MUSCLE SHOALS, AL

Browse the largest nonprofits in Alabama

Revenue 2025
$18,525,304
Expenses 2025
$13,475,459

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
1405 S WILSON DAM RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of ALABAMA CREDIT UNION ADMINISTRATION (EIN 63-1091725). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

CREDIT UNION - TO PROVIDE SERVICES FOR APPROXIMATELY 19,939 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.

Activities or mission (Part I)

CREDIT UNION - TO PROVIDE FINANCIAL SERVICES TO MEMBERS.

  • THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.

    Expenses $8,789,927

  • THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.

    Expenses $4,685,531

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Sammy Clements

    CEO

    Total calculated
    $328,361
    From this org
    $243,929
    From related orgs
    $0
    Other
    $84,432
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $196,691
    Bonus
    $47,238
    Other
    not reported
    Deferred
    $84,432
    Nontaxable benefits
    not reported
    Filer's total
    $328,361
  • Sherry Vaughn

    CFO

    Total calculated
    $137,955
    From this org
    $95,233
    From related orgs
    $0
    Other
    $42,722
    Hours/week
    40
  • Amy McCormack

    VP OF OPERAT

    Total calculated
    $168,369
    From this org
    $115,037
    From related orgs
    $0
    Other
    $53,332
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $107,423
    Bonus
    $7,614
    Other
    not reported
    Deferred
    $53,332
    Nontaxable benefits
    not reported
    Filer's total
    $168,369
  • Heather Montgomery

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Timothy Cornelius

    BOARD VICE C

    Total calculated
    $0
    Hours/week
    1
  • Claude Eubanks Jr

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Colandra Nelson

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Lewis Frederick

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Mary J Ligon

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Larry Softley

    BOARD CHAIR

    Total calculated
    $0
    Hours/week
    1
  • James Jim Green

    BOARD MEM

    Total calculated
    $0
    Hours/week
    1
  • Frances Weatherford

    BOD SEC/TREA

    Total calculated
    $0
  • John Soileau

    SUPER COM CH

    Total calculated
    $0
    Hours/week
    1
  • Cameron Kay

    SUPERVISORY

    Total calculated
    $0
    Hours/week
    1
  • Joan Marsh

    SUPERVISORY

    Total calculated
    $0

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $18,525,304
    Expenses
    $13,475,459
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $18,393,055
    Expenses
    $13,298,443
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $15,805,515
    Expenses
    $9,821,796
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $12,113,228
    Expenses
    $8,841,934
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $11,164,700
    Expenses
    $8,585,549
    Assets (EOY)
    $415,375,997
  • 2020 · 990

    Revenue
    $11,970,944
    Expenses
    $9,243,229
    Assets (EOY)
    $378,321,641
  • 2019 · 990

    Revenue
    $12,408,213
    Expenses
    $9,914,014
    Assets (EOY)
    $335,592,570
  • 2018 · 990

    Revenue
    $12,155,272
    Expenses
    $8,760,242
    Assets (EOY)
    $312,333,209
  • 2017 · 990

    Revenue
    $11,071,838
    Expenses
    $8,242,060
    Assets (EOY)
    $310,299,539
  • 2016 · 990

    Revenue
    $10,828,463
    Expenses
    $8,276,880
    Assets (EOY)
    $306,564,181
  • 2015 · 990

    Revenue
    $10,318,610
    Expenses
    $7,809,551
    Assets (EOY)
    $302,611,757
  • 2014 · 990

    Revenue
    $10,403,388
    Expenses
    $7,867,537
    Assets (EOY)
    $298,787,426
  • 2013 · 990

    Revenue
    $10,605,745
    Expenses
    $8,214,052
    Assets (EOY)
    $287,734,928
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $8,572,606
    Assets (EOY)
    $268,398,695

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.