- Revenue 2024
- $24,455,256
- Expenses 2024
- $16,921,453
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 290 15TH ST W
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
WCCU EXISTS FOR THE FINANCIAL BENEFIT OF ITS MEMBERS. THE PURPOSE SHALL BE TO MAXIMIZE MEMBER BENEFITS THROUGH COST EFFECTIVE FINANCIAL SERVICES, EDUCATION CONSISTENT WITH COOPERATIVE PRINCIPLES, PRUDENT MANAGEMENT, AND TO MAINTAIN A STRONG PRESENCE IN OUR COMMUNITIES.
Activities or mission (Part I)
WESTERN COOPERATIVE CREDIT UNION EXISTS FOR THE FINANCIAL BENEFIT OF ITS MEMBERS. THE PURPOSE SHALL BE TO MAXIMIZE MEMBER BENEFITS THROUGH COST EFFECTIVE FINANCIAL SERVICES, EDUCATION CONSISTENT WITH COOPERATIVE PRINCIPLES, PRUDENT MANAGEMENT, AND TO MAINTAIN A STRONG PRESENCE IN OUR COMMUNITIES.
-
WESTERN COOPERATIVE CREDIT UNION IS A COMMUNITY-CHARTERED CREDIT UNION. IN ORDER TO QUALIFY FOR MEMBERSHIP, THE INDIVIDUAL OR BUSINESS MUST BE LOCATED WITHIN OUR FIELD OF MEMBERSHIP, WHICH IS:A 75-MILE RADIUS AROUND WILLISTON, ND; ORA 50-MILE RADIUS AROUND DICKINSON, ND; ORA 50-MILE RADIUS AROUND HEBRON, ND; ORA 75-MILE RADIUS AROUND BEACH, ND; ORA 50-MILE RADIUS AROUND GLEN ULLIN, ND; ORA 75-MILE RADIUS AROUND RAY, ND.THOSE BELONGING TO A MEMBER'S FAMILY, INCLUDING: SPOUSES, CHILDREN, STEPCHILDREN, PARENTS, SIBLINGS, GRANDPARENTS, GRANDCHILDREN, STEPPARENTS, STEPSIBLINGS AND ADOPTIVE RELATIONSHIPS.ONCE A PERSON BECOMES A MEMBER, THEIR MEMBERSHIP CONTINUES UNTIL THEY CLOSE THEIR ACCOUNT.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Larry NovakLARRY NOVAK
CHAIRMAN
- Total calculated
- $5,200
- From this org
- $5,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Gina KarskyGINA KARSKY
SECRETARY - TREASURER
- Total calculated
- $5,200
- From this org
- $5,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Larry SchilkeLARRY SCHILKE
VICE CHAIRMAN
- Total calculated
- $5,200
- From this org
- $5,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Heather FeiringHEATHER FEIRING
DIRECTOR
- Total calculated
- $5,200
- From this org
- $5,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Lee MurphyLEE MURPHY
DIRECTOR
- Total calculated
- $4,800
- From this org
- $4,800
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Justin MaddisonJUSTIN MADDISON
CEO/PRESIDENT
- Total calculated
- $459,610
- From this org
- $410,293
- From related orgs
- $0
- Other
- $49,317
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $410,293
- Bonus
- $0
- Other
- $0
- Deferred
- $23,000
- Nontaxable benefits
- $26,317
- Filer's total
- $459,610
-
James MoeJAMES MOE
CHIEF FINANCIAL OFFICER
- Total calculated
- $115,093
- From this org
- $99,845
- From related orgs
- $0
- Other
- $15,248
- Hours/week
- 40
-
Scott SchwindtSCOTT SCHWINDT
CHEIF OPERATIONS OFFICER
- Total calculated
- $175,804
- From this org
- $153,065
- From related orgs
- $0
- Other
- $22,739
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $153,065
- Bonus
- $0
- Other
- $0
- Deferred
- $21,019
- Nontaxable benefits
- $1,720
- Filer's total
- $175,804
-
Nickolas DresslerNICKOLAS DRESSLER
AG/BUSINESS LOAN MANAGER
- Total calculated
- $178,273
- From this org
- $142,949
- From related orgs
- $0
- Other
- $35,324
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $142,949
- Bonus
- $0
- Other
- $0
- Deferred
- $9,007
- Nontaxable benefits
- $26,317
- Filer's total
- $178,273
-
Shailoh KovashSHAILOH KOVASH
REGINAL VICE PRESIDENT/IT
- Total calculated
- $126,265
- From this org
- $117,452
- From related orgs
- $0
- Other
- $8,813
- Hours/week
- 40
-
Jason DelormeJASON DELORME
CONSUMER/MORTGAGE LOAN MAN
- Total calculated
- $153,519
- From this org
- $126,551
- From related orgs
- $0
- Other
- $26,968
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $126,551
- Bonus
- $0
- Other
- $0
- Deferred
- $15,771
- Nontaxable benefits
- $11,197
- Filer's total
- $153,519
-
Tim LindemannTIM LINDEMANN
SENIOR AG LOAN OFFICER
- Total calculated
- $134,781
- From this org
- $116,183
- From related orgs
- $0
- Other
- $18,598
- Hours/week
- 40
-
Melanie StillwellMELANIE STILLWELL
FORMER CEO/PRESIDENT
- Total calculated
- $209,212
- From this org
- $185,714
- From related orgs
- $0
- Other
- $23,498
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $185,714
- Bonus
- $0
- Other
- $0
- Deferred
- $15,400
- Nontaxable benefits
- $8,098
- Filer's total
- $209,212
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $24,455,256
- Expenses
- $16,921,453
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $20,687,023
- Expenses
- $14,639,929
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $16,661,044
- Expenses
- $12,892,014
- Contributions
- $490,000
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $14,078,425
- Expenses
- $12,678,794
- Assets (EOY)
- $421,229,193
-
2020 · 990
- Revenue
- $14,807,052
- Expenses
- $13,229,526
- Assets (EOY)
- $385,602,569
-
2019 · 990
- Revenue
- $15,994,606
- Expenses
- $13,200,773
- Assets (EOY)
- $358,802,224
-
2018 · 990
- Revenue
- $14,713,233
- Expenses
- $12,532,931
- Assets (EOY)
- $341,884,280
-
2017 · 990
- Revenue
- $13,495,962
- Expenses
- $11,658,422
- Assets (EOY)
- $328,055,442
-
2016 · 990
- Revenue
- $12,857,868
- Expenses
- $11,299,293
- Assets (EOY)
- $321,189,051
-
2015 · 990
- Revenue
- $13,233,970
- Expenses
- $11,136,499
- Assets (EOY)
- $332,067,470
-
2014 · 990
- Revenue
- $13,229,821
- Expenses
- $10,349,531
- Assets (EOY)
- $353,474,049
-
2013 · 990
- Revenue
- $13,221,797
- Expenses
- $10,920,486
- Assets (EOY)
- $321,750,379
-
2012 · 990
- Revenue
- not reported
- Expenses
- $9,316,274
- Assets (EOY)
- $310,239,629
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related corporations and trusts on its 2024 return
-
KRABSETH AGENCY INC
C · INSURANCE AGENCY · ND · 100% owned · share of income $150,665 · share of assets $148,722 · controlled entity
-
CREDIT UNION SERVICES INC
C · INSURANCE · ND · 100% owned · share of income $101,135 · share of assets $544,646 · controlled entity
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.