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FIRST CHOICE COMMUNITY CU

EIN 62-0207975 KNOXVILLE, TN

Browse the largest nonprofits in Tennessee

Revenue 2025
$2,678,925
Expenses 2025
$2,373,131

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
100 N 17TH ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF TENNESSEE (EIN 62-6074998). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 3,608 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED.

  • STATE CHARTERED CREDIT UNION MUTUALLY OWNED BY OUR 3,608 MEMBERS, TO PROMOTE THRIFT, ISSUE SHARES AND MAINTAIN ACCOUNTS, AND MAKE LOANS TO OUR MEMBERS. FUNDS NOT NEEDED FOR LIQUIDITY OR FOR LOANS ARE TEMPORARILY INVESTED. ALL OF OUR REVENUES AND EXPENSES ARE RELATED TO THIS PURPOSE.

    Expenses $2,373,131 · Revenue $2,678,925

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Carisa Chitwood

    CEO

    Total calculated
    $145,954
    From this org
    $135,544
    From related orgs
    $0
    Other
    $10,410
    Hours/week
    40
  • John Retinger

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Jason Murrell

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Jason Haggard

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Brenda Depoilly

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1
  • Tim Ford

    BOARD MEMBER

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $2,678,925
    Expenses
    $2,373,131
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $2,484,685
    Expenses
    $1,975,888
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $2,086,607
    Expenses
    $1,738,858
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $2,083,179
    Expenses
    $1,683,245
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,528,915
    Expenses
    $1,597,066
    Assets (EOY)
    $47,507,286
  • 2020 · 990

    Revenue
    $1,656,543
    Expenses
    $1,643,336
    Assets (EOY)
    $43,942,979
  • 2019 · 990

    Revenue
    $1,834,349
    Expenses
    $1,743,639
    Assets (EOY)
    $37,059,488
  • 2018 · 990

    Revenue
    $1,751,745
    Expenses
    $1,669,786
    Assets (EOY)
    $36,221,658
  • 2017 · 990

    Revenue
    $1,640,657
    Expenses
    $1,588,851
    Assets (EOY)
    $37,268,040
  • 2016 · 990

    Revenue
    $1,591,879
    Expenses
    $1,529,166
    Assets (EOY)
    $37,700,609
  • 2015 · 990

    Revenue
    $1,568,370
    Expenses
    $1,487,452
    Assets (EOY)
    $36,802,133
  • 2014 · 990

    Revenue
    $1,640,604
    Expenses
    $1,483,586
    Assets (EOY)
    $36,281,197
  • 2013 · 990

    Revenue
    $1,667,435
    Expenses
    $1,577,507
    Assets (EOY)
    $36,552,223
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $1,685,268
    Assets (EOY)
    $37,815,587

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.