CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
EIN 38-1628275 FARMINGTN HLS, MI
- Revenue 2024
- $43,620,845
- Expenses 2024
- $33,378,835
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 28800 ORCHARD LAKE RD
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
TO PROVIDE TRUSTED FINANCIAL SERVICES, INSPIRED BY CATHOLIC VALUES AND TRADITIONS, TO ENHANCE THE FINANCIAL WELL-BEING OF OUR CATHOLIC COMMUNITY AND THE NEIGHBORS WE SERVE.
Activities or mission (Part I)
TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.
-
PROVIDE 32,501 MEMBERS WITH REGULAR SHARES, CHRISTMAS CLUB, CHECKING, MONEY MARKET, CERTIFICATES OF DEPOSIT, AND IRAS WITH AGGREGATE DEPOSIT BALANCES THAT APPROXIMATED $553,147,000 AS OF DECEMBER 31, 2024.
-
PROVIDE 15,314 LOANS INCLUDING NEW AND USED VEHICLES, REVOLVING CREDIT, TUITION, OVERDRAFT, COMMERCIAL, MORTGAGES, CREDIT CARDS AND STUDENTS LOANS WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $328,624,000 AS OF DECEMBER 31, 2024.
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OFFER ATM/DEBIT CARDS, WIRE TRANSAFERS, MONEY ORDERS, COURTESY PAY, GIFT CARDS, BILL PAY, SAFE DEPOSIT BOX RENTALS, CHECK CASHING, COIN COUNTING, SHARED BRANCHING, MOBILE BANKING AND VARIOUS INSURANCE PRODUCTS TO ALL ELIGIBLE MEMBERS.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Joe ValenticJOE VALENTIC
CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Kurt GodfreyKURT GODFREY
VICE CHAIRPERSON
- Total calculated
- $0
- Hours/week
- 1
-
Richard SaadRICHARD SAAD
SECRETARY
- Total calculated
- $0
- Hours/week
- 1
-
Phillip MoreyPHILLIP MOREY
TREASURER
- Total calculated
- $0
- Hours/week
- 1
-
Mark ValeriusMARK VALERIUS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Mike OpatikMIKE OPATIK
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Veronica NorthVERONICA NORTH
DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Michelle LemieuxMICHELLE LEMIEUX
ASSOCIATE DIRECTOR
- Total calculated
- $0
- Hours/week
- 1
-
Robert GrechROBERT GRECH
PRESIDENT/CEO
- Total calculated
- $651,266
- From this org
- $446,760
- From related orgs
- $0
- Other
- $204,506
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $414,761
- Bonus
- $31,122
- Other
- $877
- Deferred
- $175,315
- Nontaxable benefits
- $29,191
- Filer's total
- $651,266
-
Daniel DavidsonDANIEL DAVIDSON
EVP/COO
- Total calculated
- $506,383
- From this org
- $373,806
- From related orgs
- $0
- Other
- $132,577
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $356,387
- Bonus
- $17,113
- Other
- $306
- Deferred
- $112,076
- Nontaxable benefits
- $20,501
- Filer's total
- $506,383
-
Randall RichmondRANDALL RICHMOND
CLO
- Total calculated
- $382,469
- From this org
- $215,483
- From related orgs
- $0
- Other
- $166,986
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $202,574
- Bonus
- $11,563
- Other
- $1,346
- Deferred
- $144,089
- Nontaxable benefits
- $22,897
- Filer's total
- $382,469
-
Cheryl MallardCHERYL MALLARD
CTO
- Total calculated
- $328,224
- From this org
- $206,173
- From related orgs
- $0
- Other
- $122,051
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $192,941
- Bonus
- $11,886
- Other
- $1,346
- Deferred
- $99,133
- Nontaxable benefits
- $22,918
- Filer's total
- $328,224
-
Cheryl AllmacherCHERYL ALLMACHER
VP DIGITAL TRANSFORMATION
- Total calculated
- $172,745
- From this org
- $143,799
- From related orgs
- $0
- Other
- $28,946
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $135,527
- Bonus
- $5,710
- Other
- $2,562
- Deferred
- $18,269
- Nontaxable benefits
- $10,677
- Filer's total
- $172,745
-
Keith BurkeKEITH BURKE
VP-MARKETING
- Total calculated
- $176,243
- From this org
- $142,380
- From related orgs
- $0
- Other
- $33,863
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $134,259
- Bonus
- $5,605
- Other
- $2,516
- Deferred
- $5,578
- Nontaxable benefits
- $28,285
- Filer's total
- $176,243
-
Catherine MoreyCATHERINE MOREY
VP-RISK MANAGEMENT
- Total calculated
- $186,856
- From this org
- $140,497
- From related orgs
- $0
- Other
- $46,359
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $130,967
- Bonus
- $5,477
- Other
- $4,053
- Deferred
- $30,500
- Nontaxable benefits
- $15,859
- Filer's total
- $186,856
-
Thomas C LeducTHOMAS C LEDUC
GENERAL COUNCIL
- Total calculated
- $163,835
- From this org
- $155,367
- From related orgs
- $0
- Other
- $8,468
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $147,123
- Bonus
- $5,114
- Other
- $3,130
- Deferred
- $0
- Nontaxable benefits
- $8,468
- Filer's total
- $163,835
-
Adam TongeADAM TONGE
VP-RETAIL
- Total calculated
- $158,636
- From this org
- $142,071
- From related orgs
- $0
- Other
- $16,565
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $136,222
- Bonus
- $5,477
- Other
- $372
- Deferred
- $8,176
- Nontaxable benefits
- $8,389
- Filer's total
- $158,636
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $43,620,845
- Expenses
- $33,378,835
- Contributions
- $300,000
- Grants paid
- $169,243
-
2023
- Revenue
- $30,608,113
- Expenses
- $30,066,146
- Contributions
- $0
- Grants paid
- $121,172
-
2022
- Revenue
- $23,179,127
- Expenses
- $21,627,756
- Contributions
- $0
- Grants paid
- $128,787
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $23,449,022
- Expenses
- $21,223,319
- Assets (EOY)
- $619,610,585
-
2020 · 990
- Revenue
- $23,532,245
- Expenses
- $20,270,781
- Assets (EOY)
- $559,617,469
-
2019 · 990
- Revenue
- $21,017,827
- Expenses
- $16,795,947
- Assets (EOY)
- $462,063,375
-
2018 · 990
- Revenue
- $19,374,879
- Expenses
- $14,826,207
- Assets (EOY)
- $447,333,121
-
2017 · 990
- Revenue
- $19,610,328
- Expenses
- $14,220,041
- Assets (EOY)
- $439,337,055
-
2016 · 990
- Revenue
- $19,027,343
- Expenses
- $13,981,114
- Assets (EOY)
- $442,686,851
-
2015 · 990
- Revenue
- $18,485,956
- Expenses
- $13,180,967
- Assets (EOY)
- $425,518,021
-
2014 · 990
- Revenue
- $17,586,195
- Expenses
- $13,473,295
- Assets (EOY)
- $410,410,458
-
2013 · 990
- Revenue
- $21,590,782
- Expenses
- $14,867,334
- Assets (EOY)
- $413,364,085
-
2012 · 990
- Revenue
- not reported
- Expenses
- $10,790,190
- Assets (EOY)
- $276,345,280
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
ALLIANCE CATHOLIC FOUNDATION INC
$169,243
2024 CHARITABLE CONTRIBUITON TO SUPPORT FOUNDATION MISSION
-
ALLIANCE CATHOLIC FOUNDATION INC
$128,787
2022 SCHOLARSHIP FUND
-
ALLIANCE CATHOLIC FOUNDATION INC
$121,172
2023 SCHOLARSHIP FUND
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
ALLIANCE CATHOLIC FOUNDATION INC
501(C)(3) · PUBLIC CHARITY · MI · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2024 return
-
MEMBER SECURITY PLUS LLC
HOLDING COMPANY · MI · assets $338,450
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.