CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

As filed

Subsection

14

Classification

1000

Street

PO BOX 2848

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

• LAKE MICHIGAN CREDIT UNION OFFERS NUMEROUS LOAN PRODUCTS TO MEET ITS MEMBERS' NEEDS. AS OF DECEMBER 31, 2025, THE CREDIT UNION HAD APPROXIMATELY 290,500 OUTSTANDING LOANS TO MEMBERS THAT AGGREGATED APPROXIMATELY $13,178,913,000. LOAN PRODUCTS INCLUDE AUTOMOBILE, RESIDENTIAL MORTGAGE, COMMERCIAL MORTGAGE, CREDIT CARD AND PERSONAL LOANS.

• LAKE MICHIGAN CREDIT UNION HAS OVER 1,362,000 DEPOSIT ACCOUNTS THAT AGGREGATED APPROXIMATELY $13,562,854,000 AS OF DECEMBER 31, 2025. DEPOSIT PRODUCTS INCLUDE SAVINGS, CHECKING, MONEY MARKET, INDIVIDUAL RETIREMENT ACCOUNTS AND CERTIFICATES.

• LAKE MICHIGAN CREDIT UNION OFFERS A WIDE VARIETY OF SERVICES TO ITS MORE THAN 523,000 MEMBERS INCLUDING, BUT NOT LIMITED TO, ONLINE BANKING, MOBILE BANKING, WIRE SERVICES, OVERDRAFT PROTECTION AND DIGITAL WALLET.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $918,222,007

  Expenses

  $710,071,392

  Contributions

  $0

  Grants paid

  $1,346,517

• 2024

  Revenue

  $829,413,442

  Expenses

  $680,152,586

  Contributions

  $0

  Grants paid

  $289,000

• 2023

  Revenue

  $692,047,277

  Expenses

  $519,826,803

  Contributions

  $0

  Grants paid

  $160,000

• 2022

  Revenue

  $520,341,837

  Expenses

  $350,744,589

  Contributions

  $0

  Grants paid

  $150,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $490,221,594

  Expenses

  $333,217,740

  Assets (EOY)

  $11,670,748,024

• 2020 · 990

  Revenue

  $495,848,275

  Expenses

  $331,329,406

  Assets (EOY)

  $9,236,003,182

• 2016 · 990

  Revenue

  $267,512,162

  Expenses

  $182,548,373

  Assets (EOY)

  $4,824,480,024

• 2015 · 990

  Revenue

  $229,781,201

  Expenses

  $156,900,788

  Assets (EOY)

  $4,088,223,054

• 2014 · 990

  Revenue

  $188,642,653

  Expenses

  $132,233,939

  Assets (EOY)

  $3,539,495,204

• 2013 · 990

  Revenue

  $173,694,408

  Expenses

  $119,683,007

  Assets (EOY)

  $3,041,411,625

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $115,173,959

  Assets (EOY)

  $2,730,966,240

• 2011 · 990

  Revenue

  — not reported

  Expenses

  $101,004,995

  Assets (EOY)

  $2,434,626,440

• 2010 · 990

  Revenue

  — not reported

  Expenses

  $98,054,944

  Assets (EOY)

  $2,175,970,597

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Form 990-N e-Postcard, tax year 2013

Tax period

1 January 2013 to 31 December 2013

Principal officer

Amy Robinson

Mailing address

143 Bostwick Ave NEGrand Rapids MI 49503

Doing business as

GRCC ESP Grand Rapids Community College ESP

As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

• FAIR HOUSING CENTER OF WEST MICHIGAN

  $250,000

  2025 · SUPPORT OF HOUSING INITIATIVES

• GRAND ACTION FOUNDATION 20

  $100,000

  2025 · CAPITAL CAMPAIGN CONTRIBUTION

• ICCF

  $50,000

  2024 · CHARITABLE CONTRIBUTION

• CREDIT UNION HOUSE LLC

  $50,000

  2025 · CAPITAL CAMPAIGN CONTRIBUTION

• MARY FREE BED FOUNDATION

  $50,000

  2025 · CAPITAL CAMPAIGN CONTRIBUTION

• URBAN LEAGUE OF WEST MICHIGAN

  $50,000

  2025 · CDFI FUND/GENERAL OPERATING SUPPORT

• ICCF

  $42,000

  2025 · MULTIPLE GRANTS AWARDED - HOUSING CONTRIBUTION/CAPITAL CAMPAIGN

• YMCA OF GREATER GRAND RAPIDS YMCA OF GREATER GRAND RAPIDS

  $40,000

  2022 · PLAYGROUND EQUIPMENT

• BOYS AND GIRLS CLUB OF LEE COUNTY

  $35,000

  2025 · CAPITAL CAMPAIGN CONTRIBUTION

• STOREHOUSE OF COMMUNITY RESOURCES

  $30,000

  2025 · EDUCATOR SUPPLIES AND GENERAL OPERATING SUPPORT

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files