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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1582963 MOUNT CLEMENS, MI

Browse the largest nonprofits in Michigan

Revenue 2024
$18,583,911
Expenses 2024
$17,078,451

As filed

Subsection
14
Classification
1000
Street
PO BOX 2800

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

TO POSITIVELY IMPACT THE LIVES OF OUR MEMBERS, TEAM MEMBERS, AND COMMUNITY THROUGH MEANINGFUL CONNECTIONS AND PROGRESSIVE FINANCIAL SOLUTIONS.

Activities or mission (Part I)

TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.

  • PROMOTED THRIFT TO APPROXIMATELY 22,300 MEMBERS BY OFFERING LOANS, DEPOSITS, AND OTHER FINANCIAL INSTRUMENTS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Raymond W White Jr

    BOARD CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Charles Larsen

    BOARD VICE CHAIRPERSON

    Total calculated
    $0
    Hours/week
    2
  • Catherine Patyi

    BOARD TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Jeffrey Bruss

    BOARD SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Marc Alexander

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Ashley Ciamillo

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Gail Mazzone

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Brian Eisbrenner

    ASSOCIATE BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Drema Isaac

    PRESIDENT/CEO

    Total calculated
    $568,176
    From this org
    $401,463
    From related orgs
    $0
    Other
    $166,713
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $357,115
    Bonus
    $43,244
    Other
    $1,104
    Deferred
    $144,000
    Nontaxable benefits
    $22,713
    Filer's total
    $568,176
  • Abigail Ward

    CFO

    Total calculated
    $50,626
    From this org
    $44,301
    From related orgs
    $0
    Other
    $6,325
    Hours/week
    40
  • Jennifer Martines

    CHIEF GROWTH OFFICER

    Total calculated
    $205,758
    From this org
    $195,456
    From related orgs
    $0
    Other
    $10,302
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,616
    Bonus
    $7,600
    Other
    $240
    Deferred
    $10,302
    Nontaxable benefits
    $0
    Filer's total
    $205,758
  • Timothy Strenk

    CHIEF INFORMATION OFFICER

    Total calculated
    $192,899
    From this org
    $163,431
    From related orgs
    $0
    Other
    $29,468
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,652
    Bonus
    $5,466
    Other
    $313
    Deferred
    $9,049
    Nontaxable benefits
    $20,419
    Filer's total
    $192,899
  • Anne Lester

    VP BRANCH OPERATIONS

    Total calculated
    $153,574
    From this org
    $138,840
    From related orgs
    $0
    Other
    $14,734
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $133,570
    Bonus
    $4,993
    Other
    $277
    Deferred
    $8,268
    Nontaxable benefits
    $6,466
    Filer's total
    $153,574
  • Victoria McIntosh

    VP OF COMMUITY AFFAIRS

    Total calculated
    $128,747
    From this org
    $115,579
    From related orgs
    $0
    Other
    $13,168
    Hours/week
    40
  • Beverly Murrell

    AVP OF REPAYMENT SOLUTIONS

    Total calculated
    $128,511
    From this org
    $101,602
    From related orgs
    $0
    Other
    $26,909
    Hours/week
    40

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $18,583,911
    Expenses
    $17,078,451
    Contributions
    $0
    Grants paid
    $4,000
  • 2023
    Revenue
    $17,137,740
    Expenses
    $16,064,822
    Contributions
    $0
    Grants paid
    $4,600
  • 2022
    Revenue
    $14,580,200
    Expenses
    $13,465,711
    Contributions
    $0
    Grants paid
    $18,026

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $12,991,219
    Expenses
    $11,110,399
    Assets (EOY)
    $281,204,430
  • 2020 · 990

    Revenue
    $12,870,443
    Expenses
    $11,839,422
    Assets (EOY)
    $259,711,613
  • 2019 · 990

    Revenue
    $13,306,773
    Expenses
    $12,537,874
    Assets (EOY)
    $226,526,437
  • 2018 · 990

    Revenue
    $12,614,025
    Expenses
    $11,220,366
    Assets (EOY)
    $215,929,887
  • 2017 · 990

    Revenue
    $11,758,049
    Expenses
    $10,140,761
    Assets (EOY)
    $207,913,005
  • 2016 · 990

    Revenue
    $10,064,757
    Expenses
    $9,133,864
    Assets (EOY)
    $192,604,824
  • 2014 · 990

    Revenue
    $8,136,318
    Expenses
    $6,736,878
    Assets (EOY)
    $175,588,735
  • 2013 · 990

    Revenue
    $8,309,244
    Expenses
    $6,759,706
    Assets (EOY)
    $164,498,280
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $6,484,835
    Assets (EOY)
    $156,093,439
  • 2011 · 990

    Revenue
    not reported
    Expenses
    $7,616,692
    Assets (EOY)
    $148,244,695

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • MIT CUSO LLC

    IT SERVICES · MI · income $0 · assets $48,700

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.