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ACHIEVE CREDIT UNION INC

EIN 34-0894661 ELYRIA, OH

Largest nonprofits in Ohio

Revenue 2024
$9,343,801
Expenses 2024
$8,168,309

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
340 GRISWOLD RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

It is the mission of Achieve Credit Union, Inc. to exceed expectations with superior service and products that will promote members' financial success, while operating in a financially sound, ethical manner.

Activities or mission (Part I)

The credit union provides financial services to qualified members.

  • Dividends and interest paid to members on approximately 20,880 deposit accounts held by approximately 11,040 members.

  • Direct labor and employee benefit costs incurred providing savings deposit services, originating new loans and servicing the loan portfolio for members.

  • Loan services and data processing costs incurred recording member account activity and providing access to members to their accounts via home banking, ATM networks and in person at the credit union offices.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Bret J Fisher

    CEO

    Total calculated
    $183,332
    From this org
    $144,661
    From related orgs
    $0
    Other
    $38,671
    Hours/week
    40 + 0.25 related

    Schedule J breakdown matched by us

    Base
    $134,373
    Bonus
    $10,000
    Other
    $288
    Deferred
    $10,294
    Nontaxable benefits
    $28,377
    Filer's total
    $183,332
  • Karen S Akers

    CFO

    Total calculated
    $154,821
    From this org
    $136,765
    From related orgs
    $0
    Other
    $18,056
    Hours/week
    40 + 0.25 related

    Schedule J breakdown matched by us

    Base
    $128,640
    Bonus
    $6,509
    Other
    $1,616
    Deferred
    $10,854
    Nontaxable benefits
    $7,202
    Filer's total
    $154,821
  • Henry Harsar

    Chair of Board

    Total calculated
    $0
    Hours/week
    2
  • Henry Patterson

    Director/Vice Chair of Board

    Total calculated
    $0
    Hours/week
    2
  • Andrew Lingler

    Director

    Total calculated
    $0
    Hours/week
    2 + 0.25 related
  • Leo Citro

    Director

    Total calculated
    $0
    Hours/week
    2 + 0.25 related
  • Karen Norton

    Director/Secretary of Board

    Total calculated
    $0
    Hours/week
    2
  • Deborah Conner

    Director

    Total calculated
    $0
    Hours/week
    2
  • Jessica Wolfram

    Director/Treasurer

    Total calculated
    $0
    Hours/week
    2

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $9,343,801
    Expenses
    $8,168,309
    Contributions
    $0
    Grants paid
    $8,006
  • 2023
    Revenue
    $7,921,774
    Expenses
    $6,599,545
    Contributions
    $0
    Grants paid
    $6,677
  • 2022
    Revenue
    $6,076,908
    Expenses
    $5,541,739
    Contributions
    $0
    Grants paid
    $7,008

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,650,758
    Expenses
    $5,234,482
    Assets (EOY)
    $183,623,838
  • 2020 · 990

    Revenue
    $5,316,007
    Expenses
    $5,722,026
    Assets (EOY)
    $179,467,172
  • 2019 · 990

    Revenue
    $6,439,402
    Expenses
    $6,033,811
    Assets (EOY)
    $156,795,908
  • 2018 · 990

    Revenue
    $5,992,618
    Expenses
    $5,141,691
    Assets (EOY)
    $149,558,521
  • 2017 · 990

    Revenue
    $5,514,378
    Expenses
    $4,852,888
    Assets (EOY)
    $149,307,660
  • 2016 · 990

    Revenue
    $4,973,447
    Expenses
    $4,773,975
    Assets (EOY)
    $154,278,863
  • 2015 · 990

    Revenue
    $4,951,488
    Expenses
    $4,893,643
    Assets (EOY)
    $155,546,835
  • 2014 · 990

    Revenue
    $5,120,388
    Expenses
    $4,799,323
    Assets (EOY)
    $154,239,535
  • 2013 · 990

    Revenue
    $4,824,248
    Expenses
    $4,598,871
    Assets (EOY)
    $140,883,342
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $4,847,092
    Assets (EOY)
    $138,977,687

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2016

Tax period
1 January 2016 to 31 December 2016
Principal officer
Cathy Cunningham
Mailing address
357 Oakdale CircleElyria OH 44035

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • Achieve Wealth Management Inc

    C · Financial Investment Services · OH · 100% owned · share of income $23,695 · share of assets $141,436 · controlled entity

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.