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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1445060 AUBURN HILLS, MI

Largest nonprofits in Michigan

Revenue 2024
$323,477,408
Expenses 2024
$237,165,517

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
2100 EXECUTIVE HILLS DR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

To promote thrift to 272,934 credit union members by providing financial services including various loan products, deposit accounts, such as checking, savings, IRAs and certificates of deposit; electronic services including mobile banking, online banking, e-statements, ATM and debit cards; and financial education programs and services

Activities or mission (Part I)

Served 283,364 credit union members by providing financial services including various loan products as well as deposit products such as checking, savings, IRA and certificates.

  • Provided financial services to 283,364 credit union members during 2024. These included various loan products, deposit account products, electronic services, including mobile and online banking, e-statements, ATM, debit and credit cards and financial education programs and services

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jacqueline Buchanan

    President CEO

    Total calculated
    $3,360,187
    From this org
    $3,323,813
    From related orgs
    $0
    Other
    $36,374
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $1,598,068
    Bonus
    $1,685,000
    Other
    $40,745
    Deferred
    $27,600
    Nontaxable benefits
    $8,773
    Filer's total
    $3,360,186
  • Nathan Davidson

    Chief Financial Officer

    Total calculated
    $551,097
    From this org
    $480,720
    From related orgs
    $0
    Other
    $70,377
    Hours/week
    60

    Schedule J breakdown matched by us

    Base
    $346,681
    Bonus
    $127,000
    Other
    $7,038
    Deferred
    $52,555
    Nontaxable benefits
    $17,822
    Filer's total
    $551,096
  • Allen Mitchell

    Business Loan

    Total calculated
    $507,322
    From this org
    $478,226
    From related orgs
    $0
    Other
    $29,096
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $85,006
    Bonus
    $388,332
    Other
    $4,888
    Deferred
    $26,108
    Nontaxable benefits
    $2,988
    Filer's total
    $507,322
  • Donald White

    Mortgage officer

    Total calculated
    $449,926
    From this org
    $410,338
    From related orgs
    $0
    Other
    $39,588
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $24,003
    Bonus
    $385,781
    Other
    $554
    Deferred
    $27,600
    Nontaxable benefits
    $11,987
    Filer's total
    $449,925
  • Lynn Dillon

    Mortgage Consultant

    Total calculated
    $352,474
    From this org
    $312,271
    From related orgs
    $0
    Other
    $40,203
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $24,003
    Bonus
    $288,268
    Other
    $0
    Deferred
    $25,256
    Nontaxable benefits
    $14,947
    Filer's total
    $352,474
  • Matt Chapman

    Chief Information Officer

    Total calculated
    $349,846
    From this org
    $312,679
    From related orgs
    $0
    Other
    $37,167
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $250,534
    Bonus
    $57,500
    Other
    $4,644
    Deferred
    $20,292
    Nontaxable benefits
    $16,875
    Filer's total
    $349,845
  • Michelle Mattson

    SVP Remote Delivery Channels

    Total calculated
    $333,066
    From this org
    $274,994
    From related orgs
    $0
    Other
    $58,072
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $214,685
    Bonus
    $55,635
    Other
    $4,674
    Deferred
    $43,409
    Nontaxable benefits
    $14,664
    Filer's total
    $333,067
  • Andria George

    VP Human Resources

    Total calculated
    $304,276
    From this org
    $279,890
    From related orgs
    $0
    Other
    $24,386
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $219,169
    Bonus
    $55,707
    Other
    $5,014
    Deferred
    $17,152
    Nontaxable benefits
    $7,234
    Filer's total
    $304,276
  • Jessica Buck

    VP of Lending

    Total calculated
    $283,524
    From this org
    $258,818
    From related orgs
    $0
    Other
    $24,706
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $204,816
    Bonus
    $54,002
    Other
    $0
    Deferred
    $16,449
    Nontaxable benefits
    $8,258
    Filer's total
    $283,525
  • Heather Pizzala

    VP of Marketing

    Total calculated
    $265,986
    From this org
    $246,283
    From related orgs
    $0
    Other
    $19,703
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $191,220
    Bonus
    $50,974
    Other
    $4,089
    Deferred
    $15,255
    Nontaxable benefits
    $4,448
    Filer's total
    $265,986
  • Brian Dowgiallo

    VP Risk Management

    Total calculated
    $264,635
    From this org
    $232,842
    From related orgs
    $0
    Other
    $31,793
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $176,750
    Bonus
    $53,600
    Other
    $2,492
    Deferred
    $14,410
    Nontaxable benefits
    $17,383
    Filer's total
    $264,635
  • Sharon Nichols

    VP Sales and Service

    Total calculated
    $264,194
    From this org
    $234,942
    From related orgs
    $0
    Other
    $29,252
    Hours/week
    45
  • Lance Smith

    VP of Real Estate Lending

    Total calculated
    $251,241
    From this org
    $232,270
    From related orgs
    $0
    Other
    $18,971
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $183,075
    Bonus
    $47,907
    Other
    $3,960
    Deferred
    $14,790
    Nontaxable benefits
    $14,462
    Filer's total
    $264,194

    Schedule J breakdown matched by us

    Base
    $183,159
    Bonus
    $45,384
    Other
    $3,728
    Deferred
    $14,596
    Nontaxable benefits
    $4,375
    Filer's total
    $251,242
  • Frank Klimczak

    Information Security Manager

    Total calculated
    $248,730
    From this org
    $217,131
    From related orgs
    $0
    Other
    $31,599
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,390
    Bonus
    $25,599
    Other
    $4,142
    Deferred
    $15,024
    Nontaxable benefits
    $16,575
    Filer's total
    $248,730
  • Stacie Petrusha

    Mortgage Consultant

    Total calculated
    $246,926
    From this org
    $215,346
    From related orgs
    $0
    Other
    $31,580
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $24,003
    Bonus
    $191,343
    Other
    $0
    Deferred
    $17,420
    Nontaxable benefits
    $14,160
    Filer's total
    $246,926
  • Brian Zabowski

    Board Chairperson

    Total calculated
    $0
    Hours/week
    7
  • David Stolk

    Supervisory Committee Member

    Total calculated
    $0
    Hours/week
    7
  • John Schulte

    Board Member

    Total calculated
    $0
    Hours/week
    7
  • Peter Devita

    Board Member

    Total calculated
    $0
    Hours/week
    7
  • Barbara Pasciolla

    Supervisory Committee Member

    Total calculated
    $0
    Hours/week
    7
  • James Campbell

    Board Vice Chairperson

    Total calculated
    $0
    Hours/week
    7
  • Greg Melega

    Board Secretary / Treasurer

    Total calculated
    $0
    Hours/week
    7
  • Thomas Healy

    Board Member

    Total calculated
    $0
    Hours/week
    7
  • Jennifer Rogers

    Board Member

    Total calculated
    $0
    Hours/week
    7
  • Lisa Christenson

    Supervisory Committee Member

    Total calculated
    $0
    Hours/week
    7

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $323,477,408
    Expenses
    $237,165,517
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $255,140,144
    Expenses
    $173,568,778
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $200,960,128
    Expenses
    $114,302,483
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $172,897,608
    Expenses
    $90,163,505
    Assets (EOY)
    $4,033,381,478
  • 2020 · 990

    Revenue
    $166,438,700
    Expenses
    $111,605,322
    Assets (EOY)
    $3,559,945,081
  • 2019 · 990

    Revenue
    $152,232,387
    Expenses
    $96,299,551
    Assets (EOY)
    $2,849,302,664
  • 2018 · 990

    Revenue
    $129,267,326
    Expenses
    $82,130,686
    Assets (EOY)
    $2,578,620,099
  • 2017 · 990

    Revenue
    $108,985,423
    Expenses
    $68,730,351
    Assets (EOY)
    $2,351,629,474
  • 2016 · 990

    Revenue
    $99,695,215
    Expenses
    $67,069,452
    Assets (EOY)
    $2,206,874,286
  • 2015 · 990

    Revenue
    $91,967,134
    Expenses
    $59,042,711
    Assets (EOY)
    $2,004,776,842
  • 2014 · 990

    Revenue
    $80,470,564
    Expenses
    $53,526,822
    Assets (EOY)
    $1,661,133,743
  • 2013 · 990

    Revenue
    $74,700,509
    Expenses
    $51,177,028
    Assets (EOY)
    $1,545,390,243
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $50,616,260
    Assets (EOY)
    $1,485,184,501

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related corporations and trusts on its 2024 return

  • MEMBERS ASSET PLANNING

    C · FINANCIAL PLANNING · MI · 100% owned

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.