- Revenue 2025
- $31,032,323
- Expenses 2025
- $28,442,335
Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 14
- Street
- PO BOX 876
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2025
Mission
TO PROVIDE FINANCIAL SERVICES SUCH AS LOANS SAVINGS AND ACCOUNTS MAINLY TO LOW-INCOME SECTOR OF PEOPLE IN PUERTO RICO. ALSO THE CREDIT UNION HAS A SOCIAL RESPONSIBILITY TOWARDS THE COMMUNITY.
-
INTEREST INCOME AND OTHER INCOME OF 31,032,323 WHICH INCLUDES 718,258 FROM FEDERAL FUNDS TO CDFI. TOTAL EXPENSES OF 28,442,335.
As filed on the 2025 return.
Officers and directors · 2025
As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
William Mendez PaganWILLIAM MENDEZ PAGAN
EXECUTIVE PRESIDENT
- Total calculated
- $325,168
- From this org
- $313,929
- From related orgs
- $0
- Other
- $11,239
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $285,749
- Bonus
- $0
- Other
- $0
- Deferred
- $16,500
- Nontaxable benefits
- $0
- Filer's total
- $302,249
-
Idelfonso RodriguezIDELFONSO RODRIGUEZ
VP FINANCE
- Total calculated
- $302,249
- From this org
- $285,749
- From related orgs
- $0
- Other
- $16,500
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $313,929
- Bonus
- $0
- Other
- $0
- Deferred
- $11,239
- Nontaxable benefits
- $0
- Filer's total
- $325,168
-
Amaryllis Ayala HernaizAMARYLLIS AYALA HERNAIZ
VP OPERATION
- Total calculated
- $139,324
- From this org
- $128,515
- From related orgs
- $0
- Other
- $10,809
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $128,515
- Bonus
- $0
- Other
- $0
- Deferred
- $10,809
- Nontaxable benefits
- $0
- Filer's total
- $139,324
-
Mayra Medina RiveraMAYRA MEDINA RIVERA
VP OF CREDIT
- Total calculated
- $119,373
- From this org
- $109,768
- From related orgs
- $0
- Other
- $9,605
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $109,768
- Bonus
- $0
- Other
- $0
- Deferred
- $9,605
- Nontaxable benefits
- $0
- Filer's total
- $119,373
-
Israel Quinonez DiazISRAEL QUINONEZ DIAZ
PRESIDENT OF BOARD
- Total calculated
- $0
- Hours/week
- 10
-
Wanda G Diaz DiazWANDA G DIAZ DIAZ
VP OF BOARD
- Total calculated
- $0
- Hours/week
- 10
-
Alma M Tirado PenaALMA M TIRADO PENA
SECRETARY
- Total calculated
- $0
- Hours/week
- 10
-
Jaime Ruiz AguirreJAIME RUIZ AGUIRRE
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
-
Francisco Moroles BurgosFRANCISCO MOROLES BURGOS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
-
Juan Merced MateoJUAN MERCED MATEO
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
-
Isabel Velazquez PenaISABEL VELAZQUEZ PENA
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
-
Felix Baez NerizFELIX BAEZ NERIZ
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
-
Pedro Cintron HernandezPEDRO CINTRON HERNANDEZ
DIRECTOR
- Total calculated
- $0
- Hours/week
- 10
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2025
- Revenue
- $31,032,323
- Expenses
- $28,442,335
- Contributions
- $0
- Grants paid
- $0
-
2024
- Revenue
- $29,776,281
- Expenses
- $27,688,353
- Contributions
- $718,258
- Grants paid
- $0
-
2023
- Revenue
- $30,373,984
- Expenses
- $25,096,010
- Contributions
- $3,000,000
- Grants paid
- $0
-
2022
- Revenue
- $26,088,612
- Expenses
- $22,181,401
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $23,460,952
- Expenses
- $18,014,642
- Assets (EOY)
- $433,041,205
-
2020 · 990
- Revenue
- $20,349,509
- Expenses
- $16,692,794
- Assets (EOY)
- $365,046,485
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.