Skip to content
Nonprofiteer
← All organizations

TRUE COMMUNITY CREDIT UNION

EIN 38-1453620 JACKSON, MI

Revenue 2024
$67,574,993
Expenses 2024
$64,395,175

As filed

Subsection
14
Classification
1000
Street
1100 CLINTON RD

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • JOSHUA BURGETT

    BOARD CHAIRPERSON

    Total calculated
    $2,021
    From this org
    $2,021
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • CHELSEA PAGE

    BOARD VICECHAIRPERSON

    Total calculated
    $1,382
    From this org
    $1,382
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • TIMOTHY DENTON

    BOARD TREASURER

    Total calculated
    $2,430
    From this org
    $2,430
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • REGINA PINNEY

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • KAREN RICHARD

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • TOM BUTMAN

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • JACOB INOCENCIO

    BOARD DIRECTOR

    Total calculated
    $865
    From this org
    $865
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • BRITGITTEE FAWAZ-ANOUTI

    BOARD DIRECTOR

    Total calculated
    $0
    Hours/week
    1

  • DORIS GRAHAM

    BOARD DIRECTOR

    Total calculated
    $3,692
    From this org
    $3,692
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • MICHAEL RAWSON

    BOARD DIRECTOR

    Total calculated
    $1,174
    From this org
    $1,174
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • WILLIAM SACKETT

    BOARD DIRECTOR

    Total calculated
    $2,631
    From this org
    $2,631
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • RICHARD POKERWINSKI

    BOARD DIRECTOR/EMERITUS

    Total calculated
    $0
    Hours/week
    1

  • STU KAIL

    BOARD DIRECTOR/ASSOCIATE

    Total calculated
    $0
    Hours/week
    1

  • CHELSEA EISELE

    BOARD DIRECTOR/ASSOCIATE

    Total calculated
    $0
    Hours/week
    1

  • YVETTE WILKIE

    BOARD DIRECTOR/ASSOCIATE

    Total calculated
    $0
    Hours/week
    1

  • CHRISTINA SIDERS

    PRESIDENT/CEO

    Total calculated
    $572,610
    From this org
    $541,110
    From related orgs
    $0
    Other
    $31,500
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $479,460
    Bonus
    $49,380
    Other
    $12,270
    Deferred
    $12,102
    Nontaxable benefits
    $19,398
    Filer's total
    $572,610

  • LANCE SCHNITKEY

    CHIEF FINANCIAL OFFICER

    Total calculated
    $266,073
    From this org
    $246,915
    From related orgs
    $0
    Other
    $19,158
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $206,722
    Bonus
    $23,115
    Other
    $17,078
    Deferred
    $17,880
    Nontaxable benefits
    $1,278
    Filer's total
    $266,073

  • JANET THOMPSON

    EVP/CHIEF INTEGRATION OFFICER

    Total calculated
    $348,248
    From this org
    $311,615
    From related orgs
    $0
    Other
    $36,633
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $310,361
    Bonus
    $35
    Other
    $1,219
    Deferred
    $29,706
    Nontaxable benefits
    $6,927
    Filer's total
    $348,248

  • JASON MATLEY

    EVP/CHIEF STRATEGY OFFICER

    Total calculated
    $306,914
    From this org
    $286,227
    From related orgs
    $0
    Other
    $20,687
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $243,798
    Bonus
    $30,341
    Other
    $12,088
    Deferred
    $13,946
    Nontaxable benefits
    $6,741
    Filer's total
    $306,914

  • VALERIE MOSKAL

    CHIEF GROWTH & LENDING OFFICER

    Total calculated
    $317,016
    From this org
    $279,553
    From related orgs
    $0
    Other
    $37,463
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $243,355
    Bonus
    $29,904
    Other
    $6,294
    Deferred
    $19,796
    Nontaxable benefits
    $17,667
    Filer's total
    $317,016

  • SARAH ERMATINGER

    CHIEF COMMUNITY IMPACT OFFICER

    Total calculated
    $245,863
    From this org
    $222,601
    From related orgs
    $0
    Other
    $23,262
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $190,241
    Bonus
    $24,883
    Other
    $7,477
    Deferred
    $21,998
    Nontaxable benefits
    $1,264
    Filer's total
    $245,863

  • HEATHER HARBACK

    CHIEF PEOPLE OFFICER

    Total calculated
    $234,704
    From this org
    $203,107
    From related orgs
    $0
    Other
    $31,597
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $173,677
    Bonus
    $20,503
    Other
    $8,927
    Deferred
    $12,760
    Nontaxable benefits
    $18,837
    Filer's total
    $234,704

  • BRANDI COLE

    CHIEF RISK OFFICER

    Total calculated
    $217,745
    From this org
    $185,691
    From related orgs
    $0
    Other
    $32,054
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $156,455
    Bonus
    $17,460
    Other
    $11,776
    Deferred
    $14,450
    Nontaxable benefits
    $17,604
    Filer's total
    $217,745

  • TERRY FRENCH

    INVESTMENT ADVISOR

    Total calculated
    $272,905
    From this org
    $258,297
    From related orgs
    $0
    Other
    $14,608
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $240,935
    Bonus
    $13,038
    Other
    $4,324
    Deferred
    $14,221
    Nontaxable benefits
    $387
    Filer's total
    $272,905

  • JONATHAN BEARD

    VP OF DIGITAL TRANSFORMATI

    Total calculated
    $233,762
    From this org
    $205,555
    From related orgs
    $0
    Other
    $28,207
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $187,405
    Bonus
    $17,880
    Other
    $270
    Deferred
    $11,039
    Nontaxable benefits
    $17,168
    Filer's total
    $233,762

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $67,574,993
    Expenses
    $64,395,175
    Contributions
    $5,000
    Grants paid
    $429,402
  • 2023
    Revenue
    $42,926,246
    Expenses
    $38,572,848
    Contributions
    $0
    Grants paid
    $332,034
  • 2022
    Revenue
    $35,270,035
    Expenses
    $31,553,892
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.