CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
EIN 84-0470451 COLORADO SPRINGS, CO
- Revenue 2023
- $534,822,373
- Expenses 2023
- $474,438,526
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 11550 ENT PARKWAY
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN COLORADO (EIN 84-6000457). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2023
Mission
THE MISSION OF ENT CREDIT UNION IS TO IMPROVE MEMBERS' FINANCIAL QUALITY OF LIFE.
Activities or mission (Part I)
THE MISSION OF ENT CREDIT UNION IS TO HELP MEMBERS IMPROVE THEIR FINANCIAL QUALITY OF LIFE.
-
ENT CREDIT UNION SERVES 21 COUNTIES THROUGHOUT COLORADO, ALONG THE FRONT RANGE. THE CREDIT UNION IMPROVES OUR MEMBERS' FINANCIAL QUALITY OF LIFE BY OFFERING A FULL ARRAY OF PRODUCTS AND SERVICES, INCLUDING DEPOSITORY AND LOAN PRODUCTS, ATM/DEBIT PROGRAM, FINANCIAL EDUCATION, INSURANCE, AND INVESTMENT SALES. WE ENDED THE YEAR WITH 533,480 MEMBERS. THERE WERE 73,078 LOANS GRANTED TOTALING $2,832,511,967. ENT CREDIT UNION CURRENTLY OFFERS 55 BRANCH LOCATIONS WITH A WIDE ARRAY OF REMOTE OPTIONS THROUGH OUR COOPERATION WITH THE COOP ATM NETWORK, SHARED BRANCH NETWORK, AND ONLINE MOBILE BANKING SOLUTIONS.
As filed on the 2023 return.
Officers and directors · 2023
As listed in Part VII of the 2023 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Ayen WilliamAYEN WILLIAM
CHAIRMAN
- Total calculated
- $68,875
- From this org
- $68,875
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Chandler DebbieCHANDLER DEBBIE
TREASURER
- Total calculated
- $39,250
- From this org
- $39,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Nicholson PamNICHOLSON PAM
VICE CHAIRMAN
- Total calculated
- $65,764
- From this org
- $65,764
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Vadala ChrisVADALA CHRIS
SECRETARY
- Total calculated
- $61,000
- From this org
- $61,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Drummer TimDRUMMER TIM
DIRECTOR
- Total calculated
- $57,458
- From this org
- $57,458
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Glover WalterGLOVER WALTER
DIRECTOR
- Total calculated
- $56,638
- From this org
- $56,638
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Henz KayHENZ KAY
DIRECTOR
- Total calculated
- $55,000
- From this org
- $55,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Kalletta RichardKALLETTA RICHARD
DIRECTOR
- Total calculated
- $30,500
- From this org
- $30,500
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Martinez RonMARTINEZ RON
DIRECTOR
- Total calculated
- $58,000
- From this org
- $58,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Galgano JeffreyGALGANO JEFFREY
DIRECTOR
- Total calculated
- $34,200
- From this org
- $34,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Graves Chad MGRAVES CHAD M
PRESIDENT/CEO
- Total calculated
- $3,427,572
- From this org
- $2,894,314
- From related orgs
- $0
- Other
- $533,258
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $900,000
- Bonus
- $494,935
- Other
- $1,499,379
- Deferred
- $514,700
- Nontaxable benefits
- $18,558
- Filer's total
- $3,427,572
-
Coon Mary JCOON MARY J
CHIEF FINANCIAL OFFICER - PART YEAR
- Total calculated
- $304,000
- From this org
- $278,719
- From related orgs
- $0
- Other
- $25,281
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $11,493
- Bonus
- $0
- Other
- $267,226
- Deferred
- $24,909
- Nontaxable benefits
- $372
- Filer's total
- $304,000
-
Leclerc Dan NLECLERC DAN N
CHIEF FINANCIAL OFFICER
- Total calculated
- $832,630
- From this org
- $784,372
- From related orgs
- $0
- Other
- $48,258
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $375,000
- Bonus
- $142,609
- Other
- $266,763
- Deferred
- $29,700
- Nontaxable benefits
- $18,558
- Filer's total
- $832,630
-
Gendron Matthew JGENDRON MATTHEW J
CHIEF ENGAGEMENT OFFICER
- Total calculated
- $1,071,387
- From this org
- $1,027,979
- From related orgs
- $0
- Other
- $43,408
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $486,054
- Bonus
- $184,841
- Other
- $357,084
- Deferred
- $29,700
- Nontaxable benefits
- $13,708
- Filer's total
- $1,071,387
-
Scholes Richard ASCHOLES RICHARD A
CHIEF EXPERIENCE OFFICER
- Total calculated
- $1,111,509
- From this org
- $1,021,251
- From related orgs
- $0
- Other
- $90,258
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $486,054
- Bonus
- $184,841
- Other
- $350,356
- Deferred
- $71,700
- Nontaxable benefits
- $18,558
- Filer's total
- $1,111,509
-
Bell Mollie BBELL MOLLIE B
CHIEF DEVELOPMENT OFFICER
- Total calculated
- $953,494
- From this org
- $870,165
- From related orgs
- $0
- Other
- $83,329
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $477,026
- Bonus
- $181,408
- Other
- $211,731
- Deferred
- $69,700
- Nontaxable benefits
- $13,629
- Filer's total
- $953,494
-
Kellner Robert CKELLNER ROBERT C
CHIEF RISK OFFICER - PART YEAR
- Total calculated
- $529,792
- From this org
- $519,666
- From related orgs
- $0
- Other
- $10,126
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $67,314
- Bonus
- $0
- Other
- $452,352
- Deferred
- $7,238
- Nontaxable benefits
- $2,888
- Filer's total
- $529,792
-
Marshall Christopher JMARSHALL CHRISTOPHER J
CHIEF TECHNOLOGY OFFICER
- Total calculated
- $829,297
- From this org
- $789,335
- From related orgs
- $0
- Other
- $39,962
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $392,827
- Bonus
- $149,388
- Other
- $247,120
- Deferred
- $29,700
- Nontaxable benefits
- $10,262
- Filer's total
- $829,297
-
Vogeney William DVOGENEY WILLIAM D
CHIEF REVENUE OFFICER - PART YEAR
- Total calculated
- $1,026,627
- From this org
- $983,219
- From related orgs
- $0
- Other
- $43,408
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $450,393
- Bonus
- $171,242
- Other
- $361,584
- Deferred
- $29,700
- Nontaxable benefits
- $13,708
- Filer's total
- $1,026,627
-
Sussman Jennifer SSUSSMAN JENNIFER S
CHIEF MARKETING OFFICER
- Total calculated
- $923,106
- From this org
- $784,848
- From related orgs
- $0
- Other
- $138,258
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $402,736
- Bonus
- $153,156
- Other
- $228,956
- Deferred
- $119,700
- Nontaxable benefits
- $18,558
- Filer's total
- $923,106
-
Paukovich Jon APAUKOVICH JON A
CHIEF LENDING OFFICER
- Total calculated
- $858,847
- From this org
- $746,589
- From related orgs
- $0
- Other
- $112,258
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $338,974
- Bonus
- $128,908
- Other
- $278,707
- Deferred
- $93,700
- Nontaxable benefits
- $18,558
- Filer's total
- $858,847
-
Allman Gina LALLMAN GINA L
MORT LOAN OFFICER-EXT
- Total calculated
- $349,441
- From this org
- $309,835
- From related orgs
- $0
- Other
- $39,606
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $50,000
- Bonus
- $255,364
- Other
- $4,471
- Deferred
- $21,888
- Nontaxable benefits
- $17,718
- Filer's total
- $349,441
-
Bechtel ThomasBECHTEL THOMAS
MORT LOAN OFFICER-EXT
- Total calculated
- $314,594
- From this org
- $289,140
- From related orgs
- $0
- Other
- $25,454
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $50,000
- Bonus
- $234,597
- Other
- $4,543
- Deferred
- $17,239
- Nontaxable benefits
- $8,215
- Filer's total
- $314,594
-
Dombrowski Stephanie SDOMBROWSKI STEPHANIE S
MORT LOAN OFFICER-EXT
- Total calculated
- $897,205
- From this org
- $849,787
- From related orgs
- $0
- Other
- $47,418
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $50,000
- Bonus
- $795,122
- Other
- $4,665
- Deferred
- $29,700
- Nontaxable benefits
- $17,718
- Filer's total
- $897,205
-
Serrano-Rojas Kevin ASERRANO-ROJAS KEVIN A
MORT LOAN OFFICER-EXT
- Total calculated
- $370,531
- From this org
- $332,968
- From related orgs
- $0
- Other
- $37,563
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $55,000
- Bonus
- $273,516
- Other
- $4,452
- Deferred
- $29,700
- Nontaxable benefits
- $7,863
- Filer's total
- $370,531
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2023
- Revenue
- $534,822,373
- Expenses
- $474,438,526
- Contributions
- $0
- Grants paid
- $1,999,219
-
2022
- Revenue
- $406,110,668
- Expenses
- $334,117,318
- Contributions
- $0
- Grants paid
- $2,098,550
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $326,625,920
- Expenses
- $273,872,799
- Assets (EOY)
- $8,749,547,485
-
2020 · 990
- Revenue
- $285,590,472
- Expenses
- $253,933,673
- Assets (EOY)
- $7,489,436,406
-
2019 · 990
- Revenue
- $285,571,543
- Expenses
- $216,153,465
- Assets (EOY)
- $6,685,914,011
-
2018 · 990
- Revenue
- $244,756,615
- Expenses
- $186,430,088
- Assets (EOY)
- $5,567,859,600
-
2017 · 990
- Revenue
- $210,276,767
- Expenses
- $155,397,543
- Assets (EOY)
- $5,053,221,792
-
2016 · 990
- Revenue
- $185,714,412
- Expenses
- $129,303,917
- Assets (EOY)
- $4,739,287,724
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.
Form 990-N e-Postcard, tax year 2023
- Tax period
- 1 January 2023 to 31 December 2023
- Principal officer
-
Ernesto L Montoya
- Mailing address
- 1021 N Market Plaza Ste 107Pueblo West CO 81007
As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
-
2022 PARTNERSHIP AGREEMENT
-
$170,010
2022 ANNUAL GIVE CAMPAIGN, 2-1-1 PROGRAM, CORNERSTONE PROGRAM
-
2022 ANNUAL SCHOLARSHIP PROGRAM
-
$105,300
2022 HOPE SPONSORSHIP, SEND HUNGER PACKING, EMPLOYER MATCHING GENERAL CONTRIBUTIONS
-
$100,500
2022 CHILDREN'S ADVOCACY CENTER
-
2022 PROGRAM AND SCHOLARSHIP FUND SUPPORT
-
$100,000
2022 GUEST HOUSE SUPPORT
-
2022 LEGISLATIVE SUPPORT, GALA SPONSOR
-
2022 BUILD THE CHANGE SPONSORSHIP
-
$25,100
2022 BLOOM HOUSE RESIDENTIAL TREATMENT CENTER
The 10 largest by cash amount. The API serves every itemized grant.
Grants received
-
$5,000
2022 SERVICES
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Disregarded entities on its 2023 return
-
ENTERPRISE FIRST FINANCIAL SERVICES LLC
INSURANCE PRODUCTS · CO · income $0 · assets $50,000
-
ENT AUTO RECEIVABLES LLC
SPECIAL PURPOSE SUBSIDIARY FOR SECURITIZATION ISSUANCE · DE · income $0 · assets $0
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2023, the newest we have parsed for this organization.