SMW FINANCIAL CREDIT UNION

As filed

Subsection

14

Classification

1000

Street

700 APOLLO DR

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS IN THE STATE OF MINNESOTA (EIN 41-6053882). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

• PROVIDED LOW COST FINANCIAL SERVICES TO 4,609 MEMBERS.

• SERVED MEMBERS INTERESTS BY ACCEPTING DEPOSITS, GRANTING LOANS, AND INVESTING EXCESS FUNDS IN A PRUDENT MANNER.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $4,671,554

  Expenses

  $4,248,060

  Contributions

  $0

  Grants paid

  $0

• 2024

  Revenue

  $4,614,239

  Expenses

  $4,406,643

  Contributions

  $0

  Grants paid

  $0

• 2023

  Revenue

  $4,265,492

  Expenses

  $3,820,648

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $3,852,056

  Expenses

  $3,480,894

  Contributions

  $0

  Grants paid

  $2,350

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $3,993,239

  Expenses

  $3,644,964

  Assets (EOY)

  $93,612,043

• 2020 · 990

  Revenue

  $3,622,725

  Expenses

  $3,608,081

  Assets (EOY)

  $88,615,036

• 2019 · 990

  Revenue

  $4,254,811

  Expenses

  $3,964,145

  Assets (EOY)

  $78,549,638

• 2018 · 990

  Revenue

  $4,408,206

  Expenses

  $4,465,384

  Assets (EOY)

  $80,828,674

• 2017 · 990

  Revenue

  $4,185,609

  Expenses

  $4,182,263

  Assets (EOY)

  $78,964,810

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files