- Revenue 2024
- $12,167,229
- Expenses 2024
- $11,361,425
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 197 E THORNTON ST
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of OHIO CHARTERED CREDIT UNIONS (EIN 23-7092827). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
SEE SCHEDULE O. TO ENCOURAGE SAVINGS AND MAKING LOANS AT COMPETITIVELY LOW INTEREST RATES. THE CREDIT UNION STRIVES TO PROVIDE THE HIGHEST LEVEL OF PERSONAL SERVICE IN A COURTEOUS AND PROFESSIONAL MANNER AND TO TREAT ALL INDIVIDUALS FAIRLY AND WITH DIGNITY. THE CREDIT UNION HOLDS SAFETY AND SOUNDNESS TO BE OF HIGH IMPORTANCE, PLEDGES TO SAFEGUARD THE ASSETS, PLACES A HIGH IMPORTANCE ON CONSUMER EDUCATION AND LOOKS FOR BETTER WAYS TO REACH OUT TO THE UNDER-SERVED IN THE MEMBERSHIP FIELD. IN ADDITION, THE CREDIT UNION PROMISES TO COMMUNICATE ITS SERVICES TO ITS MEMBERS IN A MEANINGFUL WAY SO THAT THEY WILL UNDERSTAND AND APPRECIATE THE UNIQUE ROLL THAT IT PLAYS IN THEIR LIVES. FINALLY, THE CREDIT UNION PLEDGES TO PRESERVE AND PROTECT THE PRIVACY AND CONFIDENTIALITY OF ALL MEMBER FINANCIAL RECORDS AND TRANSACTIONS AND TO PROVIDE THE MEMBERS WITH COMPLETE AND ACCURATE INFORMATION CONCERNING THEIR RIGHTS AS SAVERS AND BORROWERS.
Activities or mission (Part I)
TO ENCOURAGE SAVINGS AND MAKE LOANS AT COMPETITIVELY LOW INTEREST RATES.
-
MEMBER LOANS - THE CREDIT UNION STRIVES TO PROVIDE ITS MEMBERS WITH FINANCIAL FLEXIBILITY AND ENCOURAGE SAVINGS WITH VARIOUS TYPES OF LOANS.
-
DEPOSITORY ACCOUNTS - THE CREDIT UNION STRIVES TO PROVIDE ITS MEMBERS WITH FINANCIAL FLEXIBILITY AND ENCOURAGE SAVINGS WITH VARIOUS TYPES OF DEPOSITORY ACCOUNTS. THE CREDIT UNION ALSO PROVIDES ITS MEMBERS WITH THE ALLOWANCE OF A DEBIT CARD AND LOGGED THOUSANDS OF TRANSACTIONS DURING THE YEAR. MEMBER SERVICES, INCLUDING INTERNET BANKING AND BILL PAY PROVIDE MEMBERS WITH THE FASTEST AND SAFEST WAYS OF TRANSACTING BUSINESS. THIS INCLUDES OVERDRAFT PROTECTION TO ASSIST MEMBERS WITH SERVICES TO AVOID UNWANTED FEES.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
JAMES HARTMAN
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
DAVID NERO
PRESIDENT
- Total calculated
- $0
- Hours/week
- 2
-
JOHN WEAVER
TREASURER
- Total calculated
- $0
- Hours/week
- 2
-
MIKE WILLIAMS
VICE PRESIDENT
- Total calculated
- $0
- Hours/week
- 2
-
MICHAEL ABERNATHY
CEO
- Total calculated
- $300,483
- From this org
- $281,686
- From related orgs
- $0
- Other
- $18,797
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $281,686
- Bonus
- $0
- Other
- $0
- Deferred
- $12,502
- Nontaxable benefits
- $6,295
- Filer's total
- $300,483
-
CAROLE ANTHONY
SECRETARY
- Total calculated
- $0
- Hours/week
- 2
-
WALTER SIMMONS
DIRECTOR
- Total calculated
- $0
- Hours/week
- 2
-
DEANA ALLEN
COO
- Total calculated
- $163,681
- From this org
- $156,450
- From related orgs
- $0
- Other
- $7,231
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $156,450
- Bonus
- $0
- Other
- $0
- Deferred
- $6,800
- Nontaxable benefits
- $431
- Filer's total
- $163,681
-
BRAD RILEY
CFO
- Total calculated
- $136,263
- From this org
- $129,508
- From related orgs
- $0
- Other
- $6,755
- Hours/week
- 40
-
DAN PERRY
CSO
- Total calculated
- $139,359
- From this org
- $127,315
- From related orgs
- $0
- Other
- $12,044
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $12,167,229
- Expenses
- $11,361,425
- Contributions
- $784,206
- Grants paid
- $0
-
2023
- Revenue
- $11,803,550
- Expenses
- $10,446,572
- Contributions
- $1,200,920
- Grants paid
- $0
-
2022
- Revenue
- $10,887,397
- Expenses
- $9,389,132
- Contributions
- $1,199,074
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $8,727,303
- Expenses
- $7,625,573
- Assets (EOY)
- $103,090,579
-
2020 · 990
- Revenue
- $7,858,479
- Expenses
- $6,509,774
- Assets (EOY)
- $91,903,250
-
2019 · 990
- Revenue
- $6,906,797
- Expenses
- $5,840,807
- Assets (EOY)
- $75,193,397
-
2018 · 990
- Revenue
- $6,268,530
- Expenses
- $5,174,778
- Assets (EOY)
- $74,971,779
-
2017 · 990
- Revenue
- $6,508,851
- Expenses
- $5,653,820
- Assets (EOY)
- $75,038,927
-
2016 · 990
- Revenue
- $5,221,178
- Expenses
- $6,521,147
- Assets (EOY)
- $83,814,834
-
2015 · 990
- Revenue
- $4,622,765
- Expenses
- $5,276,499
- Assets (EOY)
- $88,352,863
-
2014 · 990
- Revenue
- $4,431,371
- Expenses
- $5,517,609
- Assets (EOY)
- $81,174,476
-
2013 · 990
- Revenue
- $4,550,304
- Expenses
- $4,533,812
- Assets (EOY)
- $84,771,364
-
2012 · 990
- Revenue
- not reported
- Expenses
- $4,796,950
- Assets (EOY)
- $82,270,057
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.