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PARK SIDE FINANCIAL CREDIT UNION

EIN 23-7155544 WHITEFISH, MT

Revenue 2025
$22,410,003
Expenses 2025
$21,537,214

As filed

Subsection
14
Classification
1000
Street
1300 BAKER AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Other organizations at this address

1 other organization in the IRS Business Master File lists the same street address. matched by us

We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.

Mission and programs · 2025

Mission

WE WILL BE THE BEST PLACE FOR THE PEOPLE OF WESTERN MONTANA TO GET A LOAN.

Activities or mission (Part I)

PARK SIDE IS A NOT FOR PROFIT FINANCIAL COOPERATIVE THAT PROVIDES FINANCIAL SERVICES TO ITS MEMBERS.

  • PARK SIDE FINANCIAL CREDIT UNION IS A MEMBER-OWNED CO-OPERATIVE OFFERING A DIVERSE VARIETY OF FINANCIAL SERVICES TO ITS MEMBERS. ITS PRIMARY FINANCIAL SERVICES ARE PROVIDING REAL ESTATE LOANS, CONSUMER LOANS, CHECKING ACCOUNTS, SAVINGS ACCOUNTS, AND TIME DEPOSITS TO ITS MEMBERS.AT DECEMBER 31, 2025 PARK SIDE FINANCIAL CREDIT UNION HAS 911 REAL ESTATE LOANS WITH A VALUE OF $148,409,130AT DECEMBER 31, 2025 PARK SIDE FINANCIAL CREDIT UNION HAS 10,798 CONSUMER LOANS WITH A VALUE OF $119,063,643AT DECEMBER 31, 2025 PARK SIDE FINANCIAL CREDIT UNION HAS 18,328 CHECKING ACCOUNTS WITH A VALUE OF $72,991,670 AT DECEMBER 31, 2025 PARK SIDE FINANCIAL CREDIT UNION HAS 34,558 SAVINGS ACCOUNTS WITH A VALUE OF $144,083,034 AT DECEMBER 31, 2025 PARK SIDE FINANCIAL CREDIT UNION HAS 3,017 TIME DEPOSIT ACCOUNTS WITH A VALUE OF $124,171,866

As filed on the 2025 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Carl Thomas

    CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Scott Roberts

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1
  • Dave Sutherland

    SECRETARY/TREASURER

    Total calculated
    $0
    Hours/week
    1
  • Doug Gilbertson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Ron Jarosch

    DIRECTOR (THRU 5/25)

    Total calculated
    $0
    Hours/week
    1
  • Diana Lamers

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Mitchell Lucas

    DIRECTOR (THRU 12/25)

    Total calculated
    $0
    Hours/week
    1
  • Rich Pederson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Daria Perez

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Terry Thorpe

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1
  • Jeremy Presta

    CEO

    Total calculated
    $372,661
    From this org
    $333,933
    From related orgs
    $0
    Other
    $38,728
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $327,931
    Bonus
    $765
    Other
    $5,237
    Deferred
    $19,751
    Nontaxable benefits
    $18,977
    Filer's total
    $372,661
  • Troy Brackey

    CFO

    Total calculated
    $285,759
    From this org
    $256,906
    From related orgs
    $0
    Other
    $28,853
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $256,138
    Bonus
    $768
    Other
    $0
    Deferred
    $15,377
    Nontaxable benefits
    $13,476
    Filer's total
    $285,759
  • Maureen Bryan

    SENIOR VP OF HR

    Total calculated
    $222,546
    From this org
    $202,211
    From related orgs
    $0
    Other
    $20,335
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $201,271
    Bonus
    $744
    Other
    $196
    Deferred
    $8,652
    Nontaxable benefits
    $11,683
    Filer's total
    $222,546
  • Carol Beniger

    VP OF LENDING

    Total calculated
    $180,484
    From this org
    $151,146
    From related orgs
    $0
    Other
    $29,338
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $141,310
    Bonus
    $9,836
    Other
    $0
    Deferred
    $11,077
    Nontaxable benefits
    $18,261
    Filer's total
    $180,484
  • Josh Kroll

    VP OF MARKETING

    Total calculated
    $169,138
    From this org
    $140,846
    From related orgs
    $0
    Other
    $28,292
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $131,010
    Bonus
    $9,836
    Other
    $0
    Deferred
    $10,235
    Nontaxable benefits
    $18,057
    Filer's total
    $169,138
  • Laura Scoville

    VP OF BACK OFFICE OPERATIONS

    Total calculated
    $162,790
    From this org
    $138,430
    From related orgs
    $0
    Other
    $24,360
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $128,455
    Bonus
    $9,836
    Other
    $139
    Deferred
    $10,211
    Nontaxable benefits
    $14,149
    Filer's total
    $162,790
  • Teresa Short

    VP OF IT

    Total calculated
    $162,740
    From this org
    $142,945
    From related orgs
    $0
    Other
    $19,795
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $133,109
    Bonus
    $9,836
    Other
    $0
    Deferred
    $10,182
    Nontaxable benefits
    $9,613
    Filer's total
    $162,740
  • Alisa McConkey

    VP OF OPERATIONS

    Total calculated
    $167,484
    From this org
    $139,201
    From related orgs
    $0
    Other
    $28,283
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $129,317
    Bonus
    $9,866
    Other
    $18
    Deferred
    $10,226
    Nontaxable benefits
    $18,057
    Filer's total
    $167,484

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $22,410,003
    Expenses
    $21,537,214
    Contributions
    $0
    Grants paid
    $55,955
  • 2024
    Revenue
    $21,188,914
    Expenses
    $21,174,063
    Contributions
    $0
    Grants paid
    $66,834
  • 2023
    Revenue
    $19,753,566
    Expenses
    $19,298,291
    Contributions
    $0
    Grants paid
    $55,569
  • 2022
    Revenue
    $17,656,460
    Expenses
    $15,745,303
    Contributions
    $0
    Grants paid
    $57,413

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $16,119,399
    Expenses
    $13,833,119
    Assets (EOY)
    $381,456,683
  • 2020 · 990

    Revenue
    $14,723,032
    Expenses
    $13,602,352
    Assets (EOY)
    $316,011,994
  • 2019 · 990

    Revenue
    $14,291,663
    Expenses
    $13,216,935
    Assets (EOY)
    $254,229,752
  • 2018 · 990

    Revenue
    $13,546,693
    Expenses
    $12,304,269
    Assets (EOY)
    $236,910,023
  • 2017 · 990

    Revenue
    $12,900,225
    Expenses
    $12,174,770
    Assets (EOY)
    $228,813,027
  • 2016 · 990

    Revenue
    $12,168,575
    Expenses
    $11,491,769
    Assets (EOY)
    $215,530,528
  • 2015 · 990

    Revenue
    $11,053,902
    Expenses
    $10,523,783
    Assets (EOY)
    $203,574,137
  • 2014 · 990

    Revenue
    $9,072,181
    Expenses
    $8,945,056
    Assets (EOY)
    $190,889,307

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.