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BOULDER DAM CREDIT UNION

EIN 88-0059939 BOULDER CITY, NV

Largest nonprofits in Nevada

Revenue 2024
$38,822,882
Expenses 2024
$28,934,079

As filed

Subsection
14
Classification
1000
Street
PO BOX 61530

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of FINANCIAL INSTITUTIONS DIVISION (EIN 94-2675413). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

OUR MISSION IS TO MEET THE FINANCIAL NEEDS OF OUR MEMBERS BY PROVIDING EXCEPTIONAL SERVICE, INSTITUTIONAL INTEGRITY AND FINANCIAL STABILITY. WE ARE COMMITTED TO DELIVERING COMPETITIVE PRODUCTS, INNOVATIVE SERVICES AND TIMELY EDUCATION WHILE OFFERING OUR EMPLOYEES A PROFESSIONAL, CHALLENGING AND REWARDING CAREER.

Activities or mission (Part I)

WE ARE PEOPLE HELPING PEOPLE BUILD THEIR FUTURES AND REALIZE THEIR DREAMS BY PROVIDING SHARE AND LOAN ACCOUNTS AND OTHER FINANCIAL SERVICES.

  • ONE OF BOULDER DAM CREDIT UNION'S (THE CREDIT UNION) TWO PRIMARY PURPOSES IS TO PROVIDE CREDIT TO ITS MEMBERS AT A COMPETITIVE RATE. THE CREDIT UNION PROVIDES REAL ESTATE, AUTO, BOAT, RV, AND SIGNATURE AND VISA LOANS TO ELIGIBLE MEMBERS. AS OF 12/31/2024, THE CREDIT UNION HAD 3,430 LOANS WITH A TOTAL BALANCE OF APPROXIMATELY $316.6 MILLION AND 2,211 VISA CARDS WITH A BALANCE OF APPROXIMATELY $1.92 MILLION.

  • THE SECOND MAIN SERVICE THAT BOULDER DAM CREDIT UNION (THE CREDIT UNION) OFFERS IS DEPOSIT SERVICES TO ELIGIBLE MEMBERS. THE CREDIT UNION OFFERS SAVINGS ACCOUNTS, CHECKING ACCOUNTS, AND INDIVIDUAL RETIREMENT ACCOUNTS TO ALL MEMBERS. IN ORDER TO MAINTAIN A SHARE ACCOUNT AN INDIVIDUAL MUST BE ELIGIBLE FOR MEMBERSHIP. ELIGIBILITY REQUIRES THAT A PERSON LIVE OR WORK IN BOULDER CITY, NEVADA. DUE TO THE EXCEPTIONAL SERVICE LEVEL PROVIDED BY THE CREDIT UNION, APPROXIMATELY 90% OF ELIGIBLE MEMBERS ARE MEMBERS OF THE CREDIT UNION. ONCE AGAIN, THE CREDIT UNION DOES NOT CHARGE FEES FOR DEPOSIT ACCOUNTS; OTHER THAN PUNITIVE FEES FOR OVERDRAFTS AND INSUFFICIENT FUND ITEMS. AT 12/31/2024, THE CREDIT UNION HAD 20,103 MEMBERS TOTALING $729,259,899 IN SHARE DEPOSITS.

  • AN ANCILLARY PRODUCT OFFERED BY BOULDER DAM CREDIT UNION (THE CREDIT UNION) IS THE ELECTRONIC DELIVERY OF SERVICES. THE CREDIT UNION OFFERS DEBIT CARDS, VISA CREDIT CARDS, ATM ACCESS, MOBILE APP ACCESS, ZELLE, PHONE ACCOUNT ACCESS AND INTERNET ACCOUNT ACCESS. ALL SERVICES ARE OFFERED AT NO COST TO ELIGIBLE MEMBERS. ADDITIONALLY, THE CREDIT UNION BELONGS TO THE CO-OP ATM NETWORK, WHICH ENABLES MEMBER TO USE NETWORK RELATED ATMS NATIONWIDE WITH NO SURCHARGE. APPROXIMATELY 60% OF OUR MEMBERS UTILIZE SOME TYPE OF ELECTRONIC DELIVERY SERVICE.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Cyndy Anderson

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Frank Disanza

    TREASURER

    Total calculated
    $0
    Hours/week
    2
  • Charmaine Ferrari

    SECRETARY

    Total calculated
    $0
    Hours/week
    2
  • Robert Merrell

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Tina Mullis

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Terry Stevens

    DIRECTOR

    Total calculated
    $0
    Hours/week
    2
  • Doug Scheppman

    CHAIR

    Total calculated
    $0
    Hours/week
    2
  • Steele Hendrix

    PRESIDENT / CEO

    Total calculated
    $456,699
    From this org
    $342,043
    From related orgs
    $0
    Other
    $114,656
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $340,332
    Bonus
    $0
    Other
    $1,711
    Deferred
    $67,000
    Nontaxable benefits
    $47,656
    Filer's total
    $456,699
  • Jaron Singleton

    VICE-PRESIDENT / CFO

    Total calculated
    $216,310
    From this org
    $156,329
    From related orgs
    $0
    Other
    $59,981
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,861
    Bonus
    $0
    Other
    $468
    Deferred
    $31,000
    Nontaxable benefits
    $28,981
    Filer's total
    $216,310
  • Kyle Johnson

    VICE-PRESIDENT / RISK MANAGEMENT

    Total calculated
    $225,236
    From this org
    $156,143
    From related orgs
    $0
    Other
    $69,093
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $155,425
    Bonus
    $0
    Other
    $718
    Deferred
    $31,000
    Nontaxable benefits
    $38,093
    Filer's total
    $225,236
  • Mary Beth Clift

    MEMBER SERVICES COORDINATOR

    Total calculated
    $219,151
    From this org
    $170,883
    From related orgs
    $0
    Other
    $48,268
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $168,411
    Bonus
    $0
    Other
    $2,472
    Deferred
    $33,993
    Nontaxable benefits
    $14,275
    Filer's total
    $219,151
  • Teri Simmons

    ASSISTANT OPERATIONS COORDINATOR

    Total calculated
    $171,192
    From this org
    $127,513
    From related orgs
    $0
    Other
    $43,679
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $125,969
    Bonus
    $0
    Other
    $1,544
    Deferred
    $24,875
    Nontaxable benefits
    $18,804
    Filer's total
    $171,192
  • Barbara Bennett

    LOAN COORDINATOR

    Total calculated
    $190,251
    From this org
    $139,414
    From related orgs
    $0
    Other
    $50,837
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $137,350
    Bonus
    $0
    Other
    $2,064
    Deferred
    $28,040
    Nontaxable benefits
    $22,797
    Filer's total
    $190,251
  • Nancy Ward

    FORMER ACCOUNT ADMINISTRATOR

    Total calculated
    $151,926
    From this org
    $139,035
    From related orgs
    $0
    Other
    $12,891
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $139,035
    Bonus
    $0
    Other
    $0
    Deferred
    $9,686
    Nontaxable benefits
    $3,205
    Filer's total
    $151,926
  • Kim Dennett

    ASSISTANT LOAN COORDINATOR

    Total calculated
    $158,168
    From this org
    $115,989
    From related orgs
    $0
    Other
    $42,179
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $113,505
    Bonus
    $0
    Other
    $2,484
    Deferred
    $22,641
    Nontaxable benefits
    $19,538
    Filer's total
    $158,168

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $38,822,882
    Expenses
    $28,934,079
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $35,773,093
    Expenses
    $28,826,427
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $23,391,791
    Expenses
    $15,254,077
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $17,427,262
    Expenses
    $13,796,078
    Assets (EOY)
    $864,129,621
  • 2020 · 990

    Revenue
    $21,917,362
    Expenses
    $18,651,428
    Assets (EOY)
    $772,081,335
  • 2019 · 990

    Revenue
    $24,979,127
    Expenses
    $18,591,486
    Assets (EOY)
    $652,906,191
  • 2018 · 990

    Revenue
    $22,713,811
    Expenses
    $16,282,347
    Assets (EOY)
    $628,904,759
  • 2017 · 990

    Revenue
    $21,386,707
    Expenses
    $15,375,863
    Assets (EOY)
    $603,174,654
  • 2016 · 990

    Revenue
    $20,480,817
    Expenses
    $15,132,883
    Assets (EOY)
    $584,085,516
  • 2015 · 990

    Revenue
    $19,370,367
    Expenses
    $14,891,269
    Assets (EOY)
    $543,819,976
  • 2014 · 990

    Revenue
    $17,015,574
    Expenses
    $9,788,818
    Assets (EOY)
    $508,358,320
  • 2013 · 990

    Revenue
    $14,574,487
    Expenses
    $10,305,826
    Assets (EOY)
    $489,554,292
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $11,771,669
    Assets (EOY)
    $468,874,728

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2008

Tax period
1 January 2008 to 31 December 2008
Principal officer
Carolyn J Murphy
Mailing address
P O BOX 60842BOULDER CITY NV 890060842

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.