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AMERICAN JOURNEY FINANCIAL LIFE

EIN 23-7131460 INDEPENDENCE, OH

Browse the largest nonprofits in Ohio

Revenue 2025
$21,905,276
Expenses 2025
$18,145,447

Program services were 100.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
08
Classification
1000
Street
6060 ROCKSIDE WOODS BLVD N STE 220

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

Mission

Provide life, accidental death and disability, and annuity policies to members of American Journey Financial Life and workers in the transportation industries.

Activities or mission (Part I)

Fraternal benefit society serving our members with various insurance products and fraternal benefits.

  • Provide life, accidental death and disability, and annuity policies to members of American Journey Financial Life and workers in the transportation industry.

    Expenses $18,145,447 · Grants $268,000 · Revenue $21,905,276

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Kenneth Laugel

    President

    Total calculated
    $388,319
    From this org
    $346,713
    From related orgs
    $0
    Other
    $41,606
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $346,713
    Bonus
    $0
    Other
    $0
    Deferred
    $41,606
    Nontaxable benefits
    $0
    Filer's total
    $388,319
  • Jeffery Becker

    Secretary & Treasurer

    Total calculated
    $275,316
    From this org
    $245,818
    From related orgs
    $0
    Other
    $29,498
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $245,818
    Bonus
    $0
    Other
    $0
    Deferred
    $29,498
    Nontaxable benefits
    $0
    Filer's total
    $275,316
  • David Liddle

    Regional Insurance Manager

    Total calculated
    $232,978
    From this org
    $215,446
    From related orgs
    $0
    Other
    $17,532
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $215,446
    Bonus
    $0
    Other
    $0
    Deferred
    $17,532
    Nontaxable benefits
    $0
    Filer's total
    $232,978
  • Ronald Steiger

    IT Director

    Total calculated
    $175,642
    From this org
    $157,091
    From related orgs
    $0
    Other
    $18,551
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $157,091
    Bonus
    $0
    Other
    $0
    Deferred
    $18,551
    Nontaxable benefits
    $0
    Filer's total
    $175,642
  • Bryan Radecky

    Comptroller

    Total calculated
    $139,717
    From this org
    $124,747
    From related orgs
    $0
    Other
    $14,970
    Hours/week
    40
  • Darrin Tolliver

    Regional Insurance Manager

    Total calculated
    $136,075
    From this org
    $127,190
    From related orgs
    $0
    Other
    $8,885
    Hours/week
    40
  • Stephen Hudak

    Director

    Total calculated
    $49,000
    From this org
    $49,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Stephen J Vamos III

    Director

    Total calculated
    $47,000
    From this org
    $47,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1.5
  • Patrick Sullivan

    Director

    Total calculated
    $40,000
    From this org
    $40,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1
  • Nicholas DiCicco Jr

    Director

    Total calculated
    $19,000
    From this org
    $19,000
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

    Schedule J breakdown matched by us

    Base
    $0
    Bonus
    $0
    Other
    $19,000
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $19,000
  • Jeremy Ferguson

    Chairman of the Board

    Total calculated
    $0
    Hours/week
    1
  • Brent Leonard

    Director

    Total calculated
    $0
    Hours/week
    1
  • Alvy Hughes

    Director

    Total calculated
    $0
    Hours/week
    1
  • Charles Cassity

    Director

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $21,905,276
    Expenses
    $18,145,447
    Contributions
    $0
    Grants paid
    $279,353
  • 2023
    Revenue
    $17,700,217
    Expenses
    $15,348,434
    Contributions
    $0
    Grants paid
    $285,036
  • 2022
    Revenue
    $17,683,785
    Expenses
    $16,138,515
    Contributions
    $0
    Grants paid
    $274,417

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $20,187,973
    Expenses
    $17,877,637
    Assets (EOY)
    $229,446,528
  • 2020 · 990

    Revenue
    $22,189,737
    Expenses
    $20,305,690
    Assets (EOY)
    $229,028,673
  • 2019 · 990

    Revenue
    $21,723,855
    Expenses
    $18,738,686
    Assets (EOY)
    $230,030,347
  • 2018 · 990

    Revenue
    $23,302,070
    Expenses
    $21,734,334
    Assets (EOY)
    $226,555,990
  • 2017 · 990

    Revenue
    $23,193,928
    Expenses
    $22,312,647
    Assets (EOY)
    $226,965,991
  • 2016 · 990

    Revenue
    $23,166,337
    Expenses
    $21,485,398
    Assets (EOY)
    $226,336,516
  • 2015 · 990

    Revenue
    $23,911,165
    Expenses
    $20,995,349
    Assets (EOY)
    $226,807,650
  • 2014 · 990

    Revenue
    $28,170,475
    Expenses
    $23,118,101
    Assets (EOY)
    $227,594,939
  • 2013 · 990

    Revenue
    $27,711,132
    Expenses
    $23,016,721
    Assets (EOY)
    $227,267,692
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $23,288,802
    Assets (EOY)
    $222,897,383

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 11 November 2026, under deductibility EO, LODGE.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.