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COMMUNITY FINANCIAL RESOURCES

EIN 20-3788598 OAKLAND, CA

Browse the largest nonprofits in California

Revenue 2024
$785,438
Expenses 2024
$1,294,118

Program services were 83.2% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
W05
Classification
1000
Street
248 3RD ST STE 901-PMB 1007

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

CFR provides pathways to financial well-being and economic justice with safe and reliable financial products for low-wealth communities.

Activities or mission (Part I)

CFR provides research, education, program development and technical assistance for non-profit organizations and their low-income constituents on financial literacy, money management, and accessing and effectively using low-cost financial products and services.

  • Education: Community Financial Resources (CFR) provides pathways to financial well-being and economic justice with safe and reliable financial products for low-wealth communities. CFR continued our efforts in 2024 to achieve the following milestones: empowered 2,803 low-income, low-wealth participants to open bank accounts; over $21 million deposited on more than 8,276 accounts; partnered with 8 Payment Facilitation Programs nationwide, processing over $2.5M to 997 recipients, updated our product portal, both on the backend and frontend, as well as hiring new staff positions.

    Expenses $969,611 · Grants $73,452 · Revenue $221,802

  • Guaranteed Income: CFR partnered with 20 Guaranteed Income programs nationwide, processing over $6.7 million to 1,098 participants, benefiting a diverse array of populations, including first-time moms, high school students, foster youth, artists, refugees escaping domestic violence, black youth, returning citizens, seniors, and families with young children.

    Expenses $107,147 · Revenue $231,648

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Parisa Esmaili

    Executive Dir.

    Total calculated
    $147,559
    From this org
    $142,418
    From related orgs
    $0
    Other
    $5,141
    Hours/week
    40

  • Carol Iascone

    Operations Manager

    Total calculated
    $119,420
    From this org
    $111,760
    From related orgs
    $0
    Other
    $7,660
    Hours/week
    40

  • Cynthini West

    CFO

    Total calculated
    $100,294
    From this org
    $100,294
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

  • Beadsie Woo

    President

    Total calculated
    $0
    Hours/week
    2

  • Kendall Baker

    Sec/Treasurer

    Total calculated
    $0
    Hours/week
    1

  • Lauren Leimbach

    Founder & Board

    Total calculated
    $0
    Hours/week
    1

  • Rebeca Rangel

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • Lydia Bustamante

    Board Member

    Total calculated
    $0
    Hours/week
    1

  • Suwandi Tandjung

    Board Member

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $785,438
    Expenses
    $1,294,118
    Contributions
    $319,569
    Grants paid
    $73,452
  • 2023
    Revenue
    $1,015,485
    Expenses
    $1,026,679
    Contributions
    $645,630
    Grants paid
    $49,500
  • 2022
    Revenue
    $1,083,185
    Expenses
    $651,375
    Contributions
    $742,947
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,081,485
    Expenses
    $610,379
    Assets (EOY)
    $2,244,182

  • 2020 · 990

    Revenue
    $460,531
    Expenses
    $651,668
    Assets (EOY)
    $1,145,298

  • 2019 · 990

    Revenue
    $428,808
    Expenses
    $479,535
    Assets (EOY)
    $951,703

  • 2018 · 990

    Revenue
    $402,918
    Expenses
    $502,718
    Assets (EOY)
    $988,264

  • 2017 · 990

    Revenue
    $425,186
    Expenses
    $552,471
    Assets (EOY)
    $1,083,640

  • 2016 · 990

    Revenue
    $870,452
    Expenses
    $457,573
    Assets (EOY)
    $1,219,298

  • 2015 · 990

    Revenue
    $760,674
    Expenses
    $475,135
    Assets (EOY)
    $813,058

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.