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JEANNE DARC CREDIT UNION

EIN 04-1231965 LOWELL, MA

Revenue 2024
$106,187,337
Expenses 2024
$101,213,326

As filed

Subsection
14
Classification
1000
Street
1 TREMONT PL

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • JOHN CHEMALY

    VICE CHAIR

    Total calculated
    $6,950
    From this org
    $6,950
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • NAOMI PRENDERGAST

    CHAIRMAN

    Total calculated
    $6,950
    From this org
    $6,950
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • SUSAN GREEN

    DIRECTOR

    Total calculated
    $7,034
    From this org
    $7,034
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • SOCRATES DE LA CRUZ

    DIRECTOR

    Total calculated
    $6,936
    From this org
    $6,936
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • HENRI MARCHAND

    DIRECTOR

    Total calculated
    $6,950
    From this org
    $6,950
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • WILLIAM SOUCY

    DIRECTOR

    Total calculated
    $6,950
    From this org
    $6,950
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • JOANNE YESTRAMSKI

    CLERK/SECRETARY

    Total calculated
    $6,950
    From this org
    $6,950
    From related orgs
    $0
    Other
    $0
    Hours/week
    1

  • MARK S COCHRAN

    PRESIDENT/CEO/DIR. (ENDED 8/2024)

    Total calculated
    $1,239,899
    From this org
    $1,000,465
    From related orgs
    $0
    Other
    $239,434
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $765,086
    Bonus
    $224,214
    Other
    $11,165
    Deferred
    $230,793
    Nontaxable benefits
    $8,641
    Filer's total
    $1,239,899

  • LARISSA THURSTON

    PRESIDENT/CEO (AS OF 8/2024)

    Total calculated
    $276,125
    From this org
    $276,125
    From related orgs
    $0
    Other
    $0
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $271,984
    Bonus
    $0
    Other
    $4,141
    Deferred
    $0
    Nontaxable benefits
    $0
    Filer's total
    $276,125

  • BRIAN SOUSA

    SVP & CLO

    Total calculated
    $593,197
    From this org
    $494,065
    From related orgs
    $0
    Other
    $99,132
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $393,057
    Bonus
    $89,837
    Other
    $11,171
    Deferred
    $85,407
    Nontaxable benefits
    $13,725
    Filer's total
    $593,197

  • JOSEPH M PRINCI II

    SVP & CFO

    Total calculated
    $676,070
    From this org
    $573,761
    From related orgs
    $0
    Other
    $102,309
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $492,317
    Bonus
    $79,263
    Other
    $2,181
    Deferred
    $80,350
    Nontaxable benefits
    $21,959
    Filer's total
    $676,070

  • MICHAEL P DUBUQUE

    EVP & COO (ENDED 10/2024)

    Total calculated
    $1,042,179
    From this org
    $892,841
    From related orgs
    $0
    Other
    $149,338
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $771,354
    Bonus
    $114,843
    Other
    $6,644
    Deferred
    $131,038
    Nontaxable benefits
    $18,300
    Filer's total
    $1,042,179

  • ROBIN LORENZEN

    SVP & CMO

    Total calculated
    $367,717
    From this org
    $312,610
    From related orgs
    $0
    Other
    $55,107
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $247,692
    Bonus
    $54,440
    Other
    $10,478
    Deferred
    $55,107
    Nontaxable benefits
    $0
    Filer's total
    $367,717

  • GRANT ALOIS

    SVP & CIO (AS OF 1/2024)

    Total calculated
    $307,778
    From this org
    $270,500
    From related orgs
    $0
    Other
    $37,278
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $250,230
    Bonus
    $20,000
    Other
    $270
    Deferred
    $37,278
    Nontaxable benefits
    $0
    Filer's total
    $307,778

  • GERARD L STEVENS

    SENIOR LOAN OFFICER

    Total calculated
    $270,850
    From this org
    $260,451
    From related orgs
    $0
    Other
    $10,399
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $24,258
    Bonus
    $236,193
    Other
    $0
    Deferred
    $10,399
    Nontaxable benefits
    $0
    Filer's total
    $270,850

  • JAMES HIRBOUR

    SENIOR LOAN OFFICER

    Total calculated
    $787,906
    From this org
    $753,367
    From related orgs
    $0
    Other
    $34,539
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $18,234
    Bonus
    $735,133
    Other
    $0
    Deferred
    $12,580
    Nontaxable benefits
    $21,959
    Filer's total
    $787,906

  • KARA DOYLE

    VP COMMERCIAL LENDING

    Total calculated
    $276,020
    From this org
    $245,656
    From related orgs
    $0
    Other
    $30,364
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $212,090
    Bonus
    $31,185
    Other
    $2,381
    Deferred
    $23,462
    Nontaxable benefits
    $6,902
    Filer's total
    $276,020

  • PAUL MCDONALD

    VP RESIDENTIAL & CONSUMER

    Total calculated
    $255,963
    From this org
    $217,328
    From related orgs
    $0
    Other
    $38,635
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $194,770
    Bonus
    $19,580
    Other
    $2,978
    Deferred
    $22,261
    Nontaxable benefits
    $16,374
    Filer's total
    $255,963

  • KEITH M MICAVICH

    SENIOR LOAN OFFICER

    Total calculated
    $276,815
    From this org
    $256,256
    From related orgs
    $0
    Other
    $20,559
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $309
    Bonus
    $255,947
    Other
    $0
    Deferred
    $6,678
    Nontaxable benefits
    $13,881
    Filer's total
    $276,815

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $106,187,337
    Expenses
    $101,213,326
    Contributions
    $0
    Grants paid
    $538,038
  • 2023
    Revenue
    $90,760,931
    Expenses
    $80,898,300
    Contributions
    $1,736,000
    Grants paid
    $566,141
  • 2022
    Revenue
    $66,569,870
    Expenses
    $56,996,665
    Contributions
    $0
    Grants paid
    $301,747

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

The 10 largest by cash amount. The API serves every itemized grant.

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The IRS Business Master File ingested 5 October 2026, which is when the registration facts above were last refreshed for every organization. Returns through tax year 2024, the newest we have parsed for this organization.