CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO
EIN 84-0146595 GREENWOOD VLG, CO
- Revenue 2024
- $496,693,327
- Expenses 2024
- $444,339,363
As filed
- Subsection
- 14
- Classification
- 1000
- Street
- 7600 E ORCHARD RD STE 400N
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Group exemption
A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN COLORADO (EIN 84-6000457). matched by us
The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.
Mission and programs · 2024
Mission
BELLCO IS A PROGRESSIVE, MEMBER-OWNED ORGANIZATION THAT PROVIDES COMPETITIVE FINANCIAL SERVICES TO MEET EVOLVING MEMBER NEEDS. WE WILL SUSTAIN PLANNED GROWTH TO FUND THE FUTURE WHILE MAINTAINING MEMBER CONFIDENCE THROUGH FINANCIAL STABILITY. WE WILL PROVIDE A CHALLENGING AND REWARDING ENVIRONMENT FOR OUR EMPLOYEES AND CONTRIBUTE TO THE SOCIAL AND ECONOMIC WELL BEING OF OUR COMMUNITY.
-
INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
Douglas FerraroDOUGLAS FERRARO
PRESIDENT/CEO/DIRECTOR
- Total calculated
- $1,651,174
- From this org
- $1,593,843
- From related orgs
- $0
- Other
- $57,331
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $982,519
- Bonus
- $605,847
- Other
- $5,477
- Deferred
- $35,100
- Nontaxable benefits
- $22,231
- Filer's total
- $1,651,174
-
Steven AngelierSTEVEN ANGELIER
BOD/CHAIRMAN
- Total calculated
- $65,250
- From this org
- $65,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 5
-
Walker FlemingWALKER FLEMING
BOD/DIRECTOR
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
Mark GoodmanMARK GOODMAN
BOD/DIRECTOR
- Total calculated
- $40,750
- From this org
- $40,750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
C David KikumotoC DAVID KIKUMOTO
BOD/SECRETARY/TREASURER
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 5
-
Peter KirchhofPETER KIRCHHOF
BOD/DIRECTOR
- Total calculated
- $40,750
- From this org
- $40,750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
Andrew MurrayANDREW MURRAY
BOD/DIRECTOR
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
Jane PrancanJANE PRANCAN
BOD/DIRECTOR
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
Josefina RaphaelJOSEFINA RAPHAEL
BOD/DIRECTOR
- Total calculated
- $9,834
- From this org
- $9,834
- From related orgs
- $0
- Other
- $0
- Hours/week
- 4
-
Laura SonderupLAURA SONDERUP
BOD/VICE CHAIR
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 5
-
Maria SprayMARIA SPRAY
BOD/DIRECTOR/SUPERVISORY
- Total calculated
- $45,250
- From this org
- $45,250
- From related orgs
- $0
- Other
- $0
- Hours/week
- 6
-
Daniel KampenDANIEL KAMPEN
EVP/CFO
- Total calculated
- $1,492,416
- From this org
- $1,153,075
- From related orgs
- $0
- Other
- $339,341
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $709,901
- Bonus
- $435,500
- Other
- $7,674
- Deferred
- $327,600
- Nontaxable benefits
- $11,741
- Filer's total
- $1,492,416
-
John RiveraJOHN RIVERA
SVP/CRO
- Total calculated
- $731,553
- From this org
- $508,086
- From related orgs
- $0
- Other
- $223,467
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $350,023
- Bonus
- $154,000
- Other
- $4,063
- Deferred
- $203,266
- Nontaxable benefits
- $20,201
- Filer's total
- $731,553
-
Jack PargeonJACK PARGEON
SVP-FINANCE
- Total calculated
- $762,754
- From this org
- $513,319
- From related orgs
- $0
- Other
- $249,435
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $350,985
- Bonus
- $157,000
- Other
- $5,334
- Deferred
- $229,234
- Nontaxable benefits
- $20,201
- Filer's total
- $762,754
-
Juan Carlos CamposJUAN CARLOS CAMPOS
SVP GENERAL COUNSEL/COMPLIANCE
- Total calculated
- $507,907
- From this org
- $457,169
- From related orgs
- $0
- Other
- $50,738
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $314,338
- Bonus
- $141,025
- Other
- $1,806
- Deferred
- $27,600
- Nontaxable benefits
- $23,138
- Filer's total
- $507,907
-
Wendy JonesWENDY JONES
SVP-CHRO
- Total calculated
- $469,368
- From this org
- $304,153
- From related orgs
- $0
- Other
- $165,215
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $299,523
- Bonus
- $4,000
- Other
- $630
- Deferred
- $135,235
- Nontaxable benefits
- $29,980
- Filer's total
- $469,368
-
Susan RiceSUSAN RICE
SVP-COMMERCIAL LENDING
- Total calculated
- $436,188
- From this org
- $385,630
- From related orgs
- $0
- Other
- $50,558
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $264,061
- Bonus
- $119,763
- Other
- $1,806
- Deferred
- $40,878
- Nontaxable benefits
- $9,680
- Filer's total
- $436,188
-
Matthew KahnMATTHEW KAHN
SVP-CONSUMER LENDING
- Total calculated
- $488,808
- From this org
- $416,776
- From related orgs
- $0
- Other
- $72,032
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $286,146
- Bonus
- $130,000
- Other
- $630
- Deferred
- $42,052
- Nontaxable benefits
- $29,980
- Filer's total
- $488,808
-
Tim BillingsTIM BILLINGS
SVP TREASURY & ANALYTICS
- Total calculated
- $431,981
- From this org
- $400,648
- From related orgs
- $0
- Other
- $31,333
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $273,342
- Bonus
- $125,500
- Other
- $1,806
- Deferred
- $21,653
- Nontaxable benefits
- $9,680
- Filer's total
- $431,981
-
Rebecca StembelREBECCA STEMBEL
SVP-CMEO
- Total calculated
- $609,542
- From this org
- $436,363
- From related orgs
- $0
- Other
- $173,179
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $306,733
- Bonus
- $129,000
- Other
- $630
- Deferred
- $143,049
- Nontaxable benefits
- $30,130
- Filer's total
- $609,542
-
Alvin McCarthyALVIN MCCARTHY
COMMERCIAL BUSINESS OFFICER
- Total calculated
- $903,288
- From this org
- $860,679
- From related orgs
- $0
- Other
- $42,609
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $136,258
- Bonus
- $720,596
- Other
- $3,825
- Deferred
- $28,712
- Nontaxable benefits
- $13,897
- Filer's total
- $903,288
-
Gregory LundstromGREGORY LUNDSTROM
COMMERCIAL BUSINESS OFFICER
- Total calculated
- $692,508
- From this org
- $649,688
- From related orgs
- $0
- Other
- $42,820
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $131,925
- Bonus
- $517,070
- Other
- $693
- Deferred
- $27,600
- Nontaxable benefits
- $15,220
- Filer's total
- $692,508
-
Jenna McFarlaneJENNA MCFARLANE
VP-MARKETING
- Total calculated
- $297,464
- From this org
- $269,075
- From related orgs
- $0
- Other
- $28,389
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $224,345
- Bonus
- $44,100
- Other
- $630
- Deferred
- $18,709
- Nontaxable benefits
- $9,680
- Filer's total
- $297,464
-
Stacie ZidanSTACIE ZIDAN
VP-RETAIL DELIVERY
- Total calculated
- $281,735
- From this org
- $246,984
- From related orgs
- $0
- Other
- $34,751
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $202,359
- Bonus
- $44,000
- Other
- $625
- Deferred
- $17,616
- Nontaxable benefits
- $17,135
- Filer's total
- $281,735
-
Sharon VaughnSHARON VAUGHN
VP-OPERATIONS
- Total calculated
- $263,994
- From this org
- $244,151
- From related orgs
- $0
- Other
- $19,843
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $199,391
- Bonus
- $43,000
- Other
- $1,760
- Deferred
- $19,418
- Nontaxable benefits
- $425
- Filer's total
- $263,994
The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $496,693,327
- Expenses
- $444,339,363
- Contributions
- $0
- Grants paid
- $478,240
-
2023
- Revenue
- $411,740,872
- Expenses
- $368,123,468
- Contributions
- $0
- Grants paid
- $465,029
-
2022
- Revenue
- $286,970,201
- Expenses
- $200,344,282
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $233,085,363
- Expenses
- $168,668,224
- Assets (EOY)
- $6,160,459,649
-
2020 · 990
- Revenue
- $242,568,862
- Expenses
- $230,744,095
- Assets (EOY)
- $5,518,860,512
-
2019 · 990
- Revenue
- $254,737,778
- Expenses
- $208,593,949
- Assets (EOY)
- $5,171,032,513
-
2018 · 990
- Revenue
- $223,498,145
- Expenses
- $178,322,437
- Assets (EOY)
- $4,517,595,715
-
2017 · 990
- Revenue
- $192,968,969
- Expenses
- $155,543,432
- Assets (EOY)
- $4,023,046,464
-
2016 · 990
- Revenue
- $172,295,154
- Expenses
- $133,125,420
- Assets (EOY)
- $3,769,852,518
-
2015 · 990
- Revenue
- $150,905,176
- Expenses
- $109,603,314
- Assets (EOY)
- $3,109,279,486
-
2014 · 990
- Revenue
- $135,883,051
- Expenses
- $102,702,369
- Assets (EOY)
- $2,738,746,371
-
2013 · 990
- Revenue
- $130,950,465
- Expenses
- $110,965,681
- Assets (EOY)
- $2,465,882,983
-
2012 · 990
- Revenue
- not reported
- Expenses
- $91,743,521
- Assets (EOY)
- $2,244,374,759
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
-
$478,240
2024 CHARITABLE CONTRIBUTION
-
$465,029
2023 CHARITABLE CONTRIBUTION
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · TO FURTHER BELLCO CREDIT UNION'S CHARITABLE ACTIVITIES · CO · controlled entity
Taxable family
From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.
Related partnerships on its 2024 return
-
OPEN TECHNOLOGY SOLUTIONS
RELATED · IT SERVICES · CO · 33.34% owned · share of assets $9,195,869
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.