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CREDIT UNIONS CHARTERED IN THE STATE OF COLORADO

EIN 84-0146595 GREENWOOD VLG, CO

Largest nonprofits in Colorado

Revenue 2024
$496,693,327
Expenses 2024
$444,339,363

As filed

Subsection
14
Classification
1000
Street
7600 E ORCHARD RD STE 400N

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN COLORADO (EIN 84-6000457). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

Mission

BELLCO IS A PROGRESSIVE, MEMBER-OWNED ORGANIZATION THAT PROVIDES COMPETITIVE FINANCIAL SERVICES TO MEET EVOLVING MEMBER NEEDS. WE WILL SUSTAIN PLANNED GROWTH TO FUND THE FUTURE WHILE MAINTAINING MEMBER CONFIDENCE THROUGH FINANCIAL STABILITY. WE WILL PROVIDE A CHALLENGING AND REWARDING ENVIRONMENT FOR OUR EMPLOYEES AND CONTRIBUTE TO THE SOCIAL AND ECONOMIC WELL BEING OF OUR COMMUNITY.

  • INCOME FROM CREDIT UNION MEMBERSHIP AND FROM INVESTMENT OF MEMBERS' FUNDS PROVIDE THE FOUNDATION FROM WHICH THE ORGANIZATION CAN FUNCTION AND PROVIDE SERVICES TO ITS RESTRICTED MEMBERSHIP.

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Douglas Ferraro

    PRESIDENT/CEO/DIRECTOR

    Total calculated
    $1,651,174
    From this org
    $1,593,843
    From related orgs
    $0
    Other
    $57,331
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $982,519
    Bonus
    $605,847
    Other
    $5,477
    Deferred
    $35,100
    Nontaxable benefits
    $22,231
    Filer's total
    $1,651,174
  • Steven Angelier

    BOD/CHAIRMAN

    Total calculated
    $65,250
    From this org
    $65,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Walker Fleming

    BOD/DIRECTOR

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Mark Goodman

    BOD/DIRECTOR

    Total calculated
    $40,750
    From this org
    $40,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • C David Kikumoto

    BOD/SECRETARY/TREASURER

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Peter Kirchhof

    BOD/DIRECTOR

    Total calculated
    $40,750
    From this org
    $40,750
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Andrew Murray

    BOD/DIRECTOR

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Jane Prancan

    BOD/DIRECTOR

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Josefina Raphael

    BOD/DIRECTOR

    Total calculated
    $9,834
    From this org
    $9,834
    From related orgs
    $0
    Other
    $0
    Hours/week
    4
  • Laura Sonderup

    BOD/VICE CHAIR

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    5
  • Maria Spray

    BOD/DIRECTOR/SUPERVISORY

    Total calculated
    $45,250
    From this org
    $45,250
    From related orgs
    $0
    Other
    $0
    Hours/week
    6
  • Daniel Kampen

    EVP/CFO

    Total calculated
    $1,492,416
    From this org
    $1,153,075
    From related orgs
    $0
    Other
    $339,341
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $709,901
    Bonus
    $435,500
    Other
    $7,674
    Deferred
    $327,600
    Nontaxable benefits
    $11,741
    Filer's total
    $1,492,416
  • John Rivera

    SVP/CRO

    Total calculated
    $731,553
    From this org
    $508,086
    From related orgs
    $0
    Other
    $223,467
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $350,023
    Bonus
    $154,000
    Other
    $4,063
    Deferred
    $203,266
    Nontaxable benefits
    $20,201
    Filer's total
    $731,553
  • Jack Pargeon

    SVP-FINANCE

    Total calculated
    $762,754
    From this org
    $513,319
    From related orgs
    $0
    Other
    $249,435
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $350,985
    Bonus
    $157,000
    Other
    $5,334
    Deferred
    $229,234
    Nontaxable benefits
    $20,201
    Filer's total
    $762,754
  • Juan Carlos Campos

    SVP GENERAL COUNSEL/COMPLIANCE

    Total calculated
    $507,907
    From this org
    $457,169
    From related orgs
    $0
    Other
    $50,738
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $314,338
    Bonus
    $141,025
    Other
    $1,806
    Deferred
    $27,600
    Nontaxable benefits
    $23,138
    Filer's total
    $507,907
  • Wendy Jones

    SVP-CHRO

    Total calculated
    $469,368
    From this org
    $304,153
    From related orgs
    $0
    Other
    $165,215
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $299,523
    Bonus
    $4,000
    Other
    $630
    Deferred
    $135,235
    Nontaxable benefits
    $29,980
    Filer's total
    $469,368
  • Susan Rice

    SVP-COMMERCIAL LENDING

    Total calculated
    $436,188
    From this org
    $385,630
    From related orgs
    $0
    Other
    $50,558
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $264,061
    Bonus
    $119,763
    Other
    $1,806
    Deferred
    $40,878
    Nontaxable benefits
    $9,680
    Filer's total
    $436,188
  • Matthew Kahn

    SVP-CONSUMER LENDING

    Total calculated
    $488,808
    From this org
    $416,776
    From related orgs
    $0
    Other
    $72,032
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $286,146
    Bonus
    $130,000
    Other
    $630
    Deferred
    $42,052
    Nontaxable benefits
    $29,980
    Filer's total
    $488,808
  • Tim Billings

    SVP TREASURY & ANALYTICS

    Total calculated
    $431,981
    From this org
    $400,648
    From related orgs
    $0
    Other
    $31,333
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $273,342
    Bonus
    $125,500
    Other
    $1,806
    Deferred
    $21,653
    Nontaxable benefits
    $9,680
    Filer's total
    $431,981
  • Rebecca Stembel

    SVP-CMEO

    Total calculated
    $609,542
    From this org
    $436,363
    From related orgs
    $0
    Other
    $173,179
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $306,733
    Bonus
    $129,000
    Other
    $630
    Deferred
    $143,049
    Nontaxable benefits
    $30,130
    Filer's total
    $609,542
  • Alvin McCarthy

    COMMERCIAL BUSINESS OFFICER

    Total calculated
    $903,288
    From this org
    $860,679
    From related orgs
    $0
    Other
    $42,609
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $136,258
    Bonus
    $720,596
    Other
    $3,825
    Deferred
    $28,712
    Nontaxable benefits
    $13,897
    Filer's total
    $903,288
  • Gregory Lundstrom

    COMMERCIAL BUSINESS OFFICER

    Total calculated
    $692,508
    From this org
    $649,688
    From related orgs
    $0
    Other
    $42,820
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $131,925
    Bonus
    $517,070
    Other
    $693
    Deferred
    $27,600
    Nontaxable benefits
    $15,220
    Filer's total
    $692,508
  • Jenna McFarlane

    VP-MARKETING

    Total calculated
    $297,464
    From this org
    $269,075
    From related orgs
    $0
    Other
    $28,389
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $224,345
    Bonus
    $44,100
    Other
    $630
    Deferred
    $18,709
    Nontaxable benefits
    $9,680
    Filer's total
    $297,464
  • Stacie Zidan

    VP-RETAIL DELIVERY

    Total calculated
    $281,735
    From this org
    $246,984
    From related orgs
    $0
    Other
    $34,751
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $202,359
    Bonus
    $44,000
    Other
    $625
    Deferred
    $17,616
    Nontaxable benefits
    $17,135
    Filer's total
    $281,735
  • Sharon Vaughn

    VP-OPERATIONS

    Total calculated
    $263,994
    From this org
    $244,151
    From related orgs
    $0
    Other
    $19,843
    Hours/week
    40

    Schedule J breakdown matched by us

    Base
    $199,391
    Bonus
    $43,000
    Other
    $1,760
    Deferred
    $19,418
    Nontaxable benefits
    $425
    Filer's total
    $263,994

The first 25 listed. Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $496,693,327
    Expenses
    $444,339,363
    Contributions
    $0
    Grants paid
    $478,240
  • 2023
    Revenue
    $411,740,872
    Expenses
    $368,123,468
    Contributions
    $0
    Grants paid
    $465,029
  • 2022
    Revenue
    $286,970,201
    Expenses
    $200,344,282
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $233,085,363
    Expenses
    $168,668,224
    Assets (EOY)
    $6,160,459,649
  • 2020 · 990

    Revenue
    $242,568,862
    Expenses
    $230,744,095
    Assets (EOY)
    $5,518,860,512
  • 2019 · 990

    Revenue
    $254,737,778
    Expenses
    $208,593,949
    Assets (EOY)
    $5,171,032,513
  • 2018 · 990

    Revenue
    $223,498,145
    Expenses
    $178,322,437
    Assets (EOY)
    $4,517,595,715
  • 2017 · 990

    Revenue
    $192,968,969
    Expenses
    $155,543,432
    Assets (EOY)
    $4,023,046,464
  • 2016 · 990

    Revenue
    $172,295,154
    Expenses
    $133,125,420
    Assets (EOY)
    $3,769,852,518
  • 2015 · 990

    Revenue
    $150,905,176
    Expenses
    $109,603,314
    Assets (EOY)
    $3,109,279,486
  • 2014 · 990

    Revenue
    $135,883,051
    Expenses
    $102,702,369
    Assets (EOY)
    $2,738,746,371
  • 2013 · 990

    Revenue
    $130,950,465
    Expenses
    $110,965,681
    Assets (EOY)
    $2,465,882,983
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $91,743,521
    Assets (EOY)
    $2,244,374,759

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Grants made

Where these grants went next →

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

  • BELLCO FOUNDATION

    501(C)(3) · TO FURTHER BELLCO CREDIT UNION'S CHARITABLE ACTIVITIES · CO · controlled entity

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Related partnerships on its 2024 return

  • OPEN TECHNOLOGY SOLUTIONS

    RELATED · IT SERVICES · CO · 33.34% owned · share of assets $9,195,869

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.