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DELAWARE COMMUNITY REINVESTMENT ACTION COUNCIL INC

EIN 51-0329119 WILMINGTON, DE

Browse the largest nonprofits in Delaware

Revenue 2024
$900,419
Expenses 2024
$1,719,427

Program services were 95.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
S20Z
Classification
1000
Street
600 S HARRISON ST

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2024

Mission

FOUNDED TO REALIZE THE PROMISE OF A COMMUNITY-CENTRIC FINANCIAL SYSTEM, DCRAC PROVIDES LOW- AND NO-COST SERVICES THAT ENABLE DELAWAREANS TO UNTANGLE AND TAKE CHARGE OF THEIR FINANCIAL LIVES.WE INTEGRATE LEGAL AND FINANCIAL SERVICES WITH COMMUNITY EDUCATION AND ADVOCACY SO THAT LOW- TO MODEST-WEALTH CLIENTS CAN SECURE THEIR OWN FINANCIAL FUTURES AND THRIVE WITHIN MAINSTREAM BANKING AND LEGAL SYSTEMS. WE PROUDLY WORK WITH COMMUNITY MEMBERS TO SERVE THEIR NEEDS, ENSURING EVERYONE WHO WALKS THROUGH OUR DOORS HAS THE NECESSARY SERVICES, RESOURCES, AND KNOWLEDGE TO ACCESS CREDIT, CAPITAL, AND LEGAL SUPPORT. IN DELAWARE, WE'RE ALSO THE ONLY GROUP MAKING SURE THAT BANKS AROUND WHICH OUR STATE ECONOMY IS BUILT GIVE BACK TO THE COMMUNITYAND WE'VE BEEN DOING THAT SINCE 1987.ALL OUR WORK TRANSFORMS THE FINANCIAL LIVES OF OUR CLIENTS THROUGH TARGETED OUTREACH, CUSTOMIZED EDUCATION, TAILORED PRODUCTS, AND STRATEGIC LEGAL CARE TO PRESERVE THE WEALTH WE HELP OUR FAMILIES CREATE.

Activities or mission (Part I)

DCRAC TRANSFORMS FINANCIAL LIVES BY ADVOCATING FOR FAIR CONSUMER FINANCE AND BANKING PRACTICES, AND PROVIDING HIGH QUALITY LEGAL SERVICES AND FINANCIAL EDUCATION FOR LOW OR NO COST TO ITS CLIENTS.

  • DCRAC LAW: TAX PRACTICE AKA LOW INCOME TAXPAYER CLINIC (LITC) IS A FREE LEGAL SERVICE TO SUPPORT TAXPAYERS IN DEALING WITH THE IRS ENSURING THAT LOW- AND MODERATE-INCOME HOUSEHOLDS HAVE A FAIR CHANGE IN RESOLVING TAX ISSUES AND ACCESSING CREDITS TO WHICH THEY ARE ENTITLED.

    Expenses $156,647

  • STEPPTING STONES COMMUNITY FEDERAL CREDIT UNION: FOUND BY DCRAC IN 2011, STEPING STONES IS NOW A FULLY INDEPENDENT CREDIT UNION THAT PROVIDES ACCESS TO SAFE, AFFORDABLE FINANCIAL PRODUCTS TO ALL COMERS.

    Expenses $1,161,526 · Grants $1,000,000

  • DCRAC LAW: ESTATE PRACTICE: AFFORDALE LEGAL SERVCIES TO PROTECT HOMEOWNERSHIPAND PRESERVE GENERATIONAL WEALTH, WE PROVIDE WILLIS, PROBATE, AND TITLE-CLEARING SERVICES SO FAMILIES CAN STAY IN THEIR HOMES, PREVENT TANGLED TITLES, AND TRANSFER ASETS SECURELY AND EFFICIENTLY.

    Expenses $176,555 · Revenue $61,441

  • THE MONEY SCHOOL: MOST ADULTS NEED TO MANAGE FINANCIAL MATTERS BETTER, BUT NOT EVERYONE GETS THE SAME EDUCATION GROWING UP. WITH FREE CLASSES TAUGHT BY VOLUNTEER PROFESSIONALS, WE EQUIP DELAWAREANS WITH THE SKILLS TO BUDGET, SAVE AND INVEST, SO THEY CAN ACHIEVE FINANCIAL STABILITY.

    Expenses $151,670

As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Albert Griffith

    CHAIR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Eric Smith

    VICE CHAIR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Joel Amin

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Dr Aubrey Blume

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Eric Evans

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Lillian Harrison

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Domenic Pedante

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Luly Santos

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Lisa Spellman

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Vernon Vassallo Esq

    DIRECTOR

    Total calculated
    $0
    Hours/week
    1 + 1 related
  • Rashmi Rangan

    EXECUTIVE DIRECTOR

    Total calculated
    $133,120
    From this org
    $133,120
    From related orgs
    $0
    Other
    $0
    Hours/week
    40 + 20 related
  • Jaclyn Quinn

    DEPUTY DIRECTOR

    Total calculated
    $131,040
    From this org
    $131,040
    From related orgs
    $0
    Other
    $0
    Hours/week
    40 + 1 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $900,419
    Expenses
    $1,719,427
    Contributions
    $799,252
    Grants paid
    $1,000,000
  • 2023
    Revenue
    $1,036,894
    Expenses
    $1,261,935
    Contributions
    $949,475
    Grants paid
    $510,000
  • 2022
    Revenue
    $944,161
    Expenses
    $844,286
    Contributions
    $888,654
    Grants paid
    $105,000

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $1,423,732
    Expenses
    $1,133,277
    Assets (EOY)
    $2,405,248
  • 2020 · 990

    Revenue
    $1,772,114
    Expenses
    $1,629,455
    Assets (EOY)
    $2,134,204
  • 2019 · 990

    Revenue
    $991,623
    Expenses
    $740,760
    Assets (EOY)
    $1,989,815
  • 2018 · 990

    Revenue
    $1,901,812
    Expenses
    $1,048,212
    Assets (EOY)
    $1,723,396
  • 2017 · 990

    Revenue
    $616,386
    Expenses
    $668,397
    Assets (EOY)
    $870,435
  • 2016 · 990

    Revenue
    $712,364
    Expenses
    $615,865
    Assets (EOY)
    $938,215
  • 2015 · 990

    Revenue
    $885,081
    Expenses
    $560,083
    Assets (EOY)
    $889,177
  • 2014 · 990

    Revenue
    $509,104
    Expenses
    $628,651
    Assets (EOY)
    $556,458

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Grants made

  • STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

    $1,000,000

    2024 STEPPING STONES COMMUNITY FEDERAL CREDIT UNION WAS ENVISIONED, CREATED, SPONSORED AND OPERATED BY DCRAC. ALTHOUGH A SEPARATE LEGAL ENTITY, STEPPING STONES SERVES THE LOW-INCOME COMMUNITY IN CONSONANCE WITH AND COMPLEMENTING THE DCRAC MISSION.

  • STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

    $510,000

    2023 STEPPING STONES COMMUNITY FEDERAL CREDIT UNION WAS ENVISIONED, CREATED, SPONSORED AND OPERATED BY DCRAC. ALTHOUGH A SEPARATE LEGAL ENTITY, STEPPING STONES SERVES THE LOW-INCOME COMMUNITY IN CONSONANCE WITH AND COMPLEMENTING THE DCRAC MISSION.

  • STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

    $105,000

    2022 STEPPING STONES COMMUNITY FEDERAL CREDIT UNION WAS ENVISIONED, CREATED, SPONSORED AND OPERATED BY DCRAC. ALTHOUGH A SEPARATE LEGAL ENTITY, STEPPING STONES SERVES THE LOW-INCOME COMMUNITY IN CONSONANCE WITH AND COMPLEMENTING THE DCRAC MISSION.

Where these grants went next →

Grants received

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

  • STEPPING STONES COMMUNITY FEDERAL CREDIT UNION

    501(C)(1) · CREDIT UNION PROVIDING FINANCIAL SERVICES TO UNDERSERVED POPULATIONS. · DE

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Disregarded entities on its 2024 return

  • DCRAC ECONOMIC DEVELOPMENT FUNDLLC

    RECEIVING PROCEEDS FROM DONATED LOANS · DE · income $76,441 · assets $263,445

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 13 October 2026, under deductibility PC.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.