- Revenue 2024
- $48,578,189
- Expenses 2024
- $61,632,780
As filed
- Subsection
- 14
- Street
- 1320 GRAND AVENUE
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Mission and programs · 2024
Mission
A NOT FOR PROFIT MEMBER OWNED FINANCIAL INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO OUR MEMBERS. OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSITS FOR AND MAKING LOANS TO MEMBERS.
Activities or mission (Part I)
A NON PROFIT MEMBER OWNED FINANCIAL INSTITUTION ORGANIZED TO PROVIDE FINANCIAL SERVICES TO OUR MEMBERS.
-
FINANCIAL SERVICE PROVIDER TO INCLUDE LOANS, DEPOSITS, AND TRANSACTIONAL SERVICES TO ALL MEMBERS.
As filed on the 2024 return.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
William AndersonWILLIAM ANDERSON
BOARD MEMBER
- Total calculated
- $2,400
- From this org
- $2,400
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Mark CasperMARK CASPER
BOARD MEMBER
- Total calculated
- $3,200
- From this org
- $3,200
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Justin FonfaraJUSTIN FONFARA
BOARD MEMBER
- Total calculated
- $0
- Hours/week
- 1
-
Robert FrenchickROBERT FRENCHICK
BOARD MEMBER
- Total calculated
- $3,050
- From this org
- $3,050
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Paul GilbertsonPAUL GILBERTSON
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Charles GlazmanCHARLES GLAZMAN
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
James LarsonJAMES LARSON
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Lisa NaultLISA NAULT
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Gregory Running JrGREGORY RUNNING JR
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Pamela TafelskiPAMELA TAFELSKI
BOARD MEMBER
- Total calculated
- $3,000
- From this org
- $3,000
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Jill UnterbergerJILL UNTERBERGER
BOARD MEMBER
- Total calculated
- $600
- From this org
- $600
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Benjamin AltonenBENJAMIN ALTONEN
SVP OF ACCOUNTING
- Total calculated
- $217,376
- From this org
- $217,376
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $174,664
- Bonus
- $22,942
- Other
- $19,770
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $217,376
-
Shane AsbelSHANE ASBEL
CHIEF OPERATING OFFICER
- Total calculated
- $225,720
- From this org
- $182,628
- From related orgs
- $0
- Other
- $43,092
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $141,784
- Bonus
- $25,000
- Other
- $15,844
- Deferred
- $43,092
- Nontaxable benefits
- $0
- Filer's total
- $225,720
-
Heather DavisHEATHER DAVIS
CHIEF OPERATING OFFICER
- Total calculated
- $192,515
- From this org
- $192,515
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $143,863
- Bonus
- $5,775
- Other
- $42,877
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $192,515
-
Tim FosterTIM FOSTER
CHIEF EXECUTIVE OFFICER
- Total calculated
- $459,098
- From this org
- $436,098
- From related orgs
- $0
- Other
- $23,000
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $415,000
- Bonus
- $150
- Other
- $20,948
- Deferred
- $23,000
- Nontaxable benefits
- $0
- Filer's total
- $459,098
-
Kelli KoehlerKELLI KOEHLER
CHIEF BRAND OFFICER
- Total calculated
- $310,965
- From this org
- $287,965
- From related orgs
- $0
- Other
- $23,000
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $259,399
- Bonus
- $22,500
- Other
- $6,066
- Deferred
- $23,000
- Nontaxable benefits
- $0
- Filer's total
- $310,965
-
Jennifer StramaJENNIFER STRAMA
CHIEF LENDING OFFICER
- Total calculated
- $243,107
- From this org
- $215,107
- From related orgs
- $0
- Other
- $28,000
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $199,039
- Bonus
- $9,375
- Other
- $6,693
- Deferred
- $28,000
- Nontaxable benefits
- $0
- Filer's total
- $243,107
-
Eric AndersonERIC ANDERSON
VP OF LENDING
- Total calculated
- $123,232
- From this org
- $123,232
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Dawne DavisDAWNE DAVIS
VP OF DIGITAL SOLUTIONS
- Total calculated
- $111,260
- From this org
- $111,260
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Julie LupaJULIE LUPA
VP OF LOAN OPERATIONS
- Total calculated
- $153,408
- From this org
- $153,408
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Schedule J breakdown matched by us
- Base
- $142,877
- Bonus
- $10,000
- Other
- $531
- Deferred
- $0
- Nontaxable benefits
- $0
- Filer's total
- $153,408
-
Tammy MakelaTAMMY MAKELA
VP OF ACCOUNTING
- Total calculated
- $135,307
- From this org
- $135,307
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
-
Katie BedardKATIE BEDARD
MORTGAGE ORIGINATOR
- Total calculated
- $104,005
- From this org
- $104,005
- From related orgs
- $0
- Other
- $0
- Hours/week
- 40
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $48,578,189
- Expenses
- $61,632,780
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $49,260,403
- Expenses
- $56,364,749
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $30,905,234
- Expenses
- $28,681,357
- Contributions
- $0
- Grants paid
- $7,379
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2021 · 990
- Revenue
- $23,422,033
- Expenses
- $21,426,090
- Assets (EOY)
- $601,143,174
-
2020 · 990
- Revenue
- $23,730,133
- Expenses
- $18,638,422
- Assets (EOY)
- $546,658,124
-
2019 · 990
- Revenue
- $26,011,295
- Expenses
- $20,949,551
- Assets (EOY)
- $492,403,882
-
2018 · 990
- Revenue
- $23,676,337
- Expenses
- $17,760,415
- Assets (EOY)
- $474,858,507
-
2017 · 990
- Revenue
- $20,364,754
- Expenses
- $15,455,377
- Assets (EOY)
- $412,256,216
-
2016 · 990
- Revenue
- $18,909,363
- Expenses
- $13,757,664
- Assets (EOY)
- $369,762,995
-
2015 · 990
- Revenue
- $17,054,715
- Expenses
- $12,969,355
- Assets (EOY)
- $330,110,222
-
2014 · 990
- Revenue
- $15,389,737
- Expenses
- $11,462,756
- Assets (EOY)
- $279,062,032
-
2013 · 990
- Revenue
- $14,716,437
- Expenses
- $11,089,345
- Assets (EOY)
- $250,655,171
-
2012 · 990
- Revenue
- not reported
- Expenses
- $9,326,652
- Assets (EOY)
- $227,107,571
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Form 990-N e-Postcard, tax year 2009
- Tax period
- 1 January 2009 to 31 December 2009
- Principal officer
-
VfwVFW
- Mailing address
- PO Box 422Superior WI 548800422
As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.
Grants made
-
2022 FOOD PANTRY
Grants received
-
2023 FOR SUPERIOR STUDENTS, A FINANCIAL LITERACY PROGRAM FOR SCHOOLS IN THE SERVICE AREA
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Not present in the most recent drop.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 13 October 2026 and read 29 October 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.