- Revenue 2024
- $6,237,222
- Expenses 2024
- $6,337,585
Program services were 87.8% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.
As filed
- Subsection
- 03
- NTEE code
- P51
- Classification
- 2000
- Street
- 5750 MAJOR BLVD STE 300
These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).
Other organizations at this address
1 other organization in the IRS Business Master File lists the same street address. matched by us
This address is a suite or unit (STE 300). Organizations that share one are often clients of the same office-services firm, accountant or registered agent rather than related to each other.
We match the street line and ZIP code as the IRS gives them, ignoring case and outer spaces and nothing else, so "AVE" and "AVENUE" count as different streets and this list can miss some. A shared address can mean related organizations or a shared office, but it can also be a registered agent, a mail drop or a service provider holding mail for unrelated clients. It is not, by itself, evidence that two organizations are connected.
-
INCHARGE FINANCIAL SOLUTIONS
EIN 33-0770440
Mission and programs · 2024
Mission
THE FOUNDATION OPERATES FOR THE BENEFIT OF INCHARGE DEBT SOLUTIONS ("IDS") BY PROVIDING FINANCIAL EDUCATION PROGRAMS AND MATERIALS TO INDIVIDUALS PARTICIPATING IN CREDIT, BANKRUPTCY AND HOUSING COUNSELING PROGRAMS, AS WELL AS MARKETING AND IT SUPPORT FOR IDS PROGRAMS. THE FOUNDATION ALSO PROVIDES EDUCATIONAL PRODUCTS AND SERVICES TO THE GENERAL PUBLIC AND CONDUCTS NUMEROUS OUTREACH SEMINARS WITH IDS WHICH ARE AIMED AT IMPROVING THE FINANCIAL LITERACY OF ATTENDEES.
-
EDUCATIONAL PROGRAM DEVELOPMENT/SUPPORT AND OUTREACH - THE FOUNDATION SUPPORTS IDS' MISSION OF PROVIDING EDUCATION FOR IDS FINANCIALLY DISTRESSED INDIVIDUALS AND FAMILIES. THE FOUNDATION FULFILLS THIS MISSION BY PUBLISHING WEBSITE ARTICLES, NEWSLETTERS, ONLINE COURSES, INTERACTIVE TOOLS, AND WORKSHOPS THAT PROVIDE INFORMATION ABOUT MONEY MANAGEMENT, PERSONAL FINANCE AND THE RESPONSIBLE USE OF CREDIT. THE FOUNDATION, IN CONJUNCTION WITH IDS, ALSO CONDUCTS FREE FINANCIAL LITERACY WORKSHOPS AND HOMEBUYER EDUCATION CLASSES FOR THE GENERAL PUBLIC. DURING 2024, 2,023 INDIVIDUALS ATTENDED EDUCATIONAL WORKSHOPS AND CLASSES. MILITARY MONEY, A FINANCIAL LITERACY OUTREACH INITIATIVE, PROVIDES FREE FINANCIAL EDUCATION AND TOOLS SUCH AS ONLINE ARTICLES, EBOOKS AND RADIO CLIPS TO SERVICE MEMBERS, VETERANS AND THEIR FAMILIES. MILITARY MONEY RESOURCES CAN BE FOUND AT INCHARGE.ORG/MILITARY-MONEY AND MILITARYMONEY.COM, AND INCLUDE INFORMATION, INSPIRATION AND TOOLS TO HELP SERVICE MEMBERS MAXIMIZE THEIR PERSONAL FINANCIAL POTENTIAL. MILITARY WEBSITE ARTICLES WERE ATTRACTED OVER 254,000 VISITORS. "MILITARY MONEY MINUTES" ARE RADIO CLIPS OFFERING TIMELY ONE-MINUTE FINANCIAL TIPS. THE TIPS ARE BROADCAST SIX TIMES PER DAY ON THE ARMED FORCES RADIO NETWORK AND HAVE A REACH OF A QUARTER MILLION SERVICE MEMBERS. "MILITARY MONEY MINUTES" ARE ALSO MADE AVAILABLE AS PODCASTS ON ITUNES AND OTHER WEBSITES. IN ADDITION, THE FOUNDATION PROVIDES I.T. AND MARKETING SUPPORT FOR THE CREDIT, BANKRUPTCY AND HOUSING COUNSELING PROGRAMS CONDUCTED BY IDS. I.T. SUPPORT CONSISTS OF HARDWARE INFRASTRUCTURE/MAINTENANCE, TELEPHONY SERVICES, SECURITY COMPLIANCE AND SOFTWARE DEVELOPMENT AND RELATED MAINTENANCE. MARKETING SUPPORT INCLUDES WEBSITE DEVELOPMENT AND SUPPORT SERVICES AND ESTABLISHMENT AND MAINTENANCE OF COMMUNICATION CHANNELS DESIGNED TO REACH CONSUMERS WHO CAN MOST BENEFIT FROM THE COUNSELING PROGRAMS CONDUCTED BY IDS. TO HELP ACCOMPLISH ITS MISSION, THE FOUNDATION CONTINUALLY SEEKS PARTNERSHIPS WITH OTHER ORGANIZATIONS.
Expenses $5,564,925 · Revenue $5,536,664
As filed on the 2024 return. The filer continues this part on Schedule O, which is not shown here.
Officers and directors · 2024
As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.
-
James HarrisJAMES HARRIS
TRUSTEE
- Total calculated
- $750
- From this org
- $750
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Tim BlytheTIM BLYTHE
TRUSTEE
- Total calculated
- $700
- From this org
- $700
- From related orgs
- $0
- Other
- $0
- Hours/week
- 1
-
Monika WilczakMONIKA WILCZAK
TRUSTEE AS OF DEC.
- Total calculated
- $700
- From this org
- $0
- From related orgs
- $700
- Other
- $0
- Hours/week
- 1 + 1 related
-
Robert RuizROBERT RUIZ
TRUSTEE AS OF MARCH
- Total calculated
- $700
- From this org
- $0
- From related orgs
- $700
- Other
- $0
- Hours/week
- 1 + 1 related
-
Robert GallROBERT GALL
TRUSTEE UNTIL FEB.
- Total calculated
- $0
- Hours/week
- 1 + 1 related
-
Shawn WalshSHAWN WALSH
VP OF RELATIONSHIP UNTIL AUGUST
- Total calculated
- $166,496
- From this org
- $147,640
- From related orgs
- $0
- Other
- $18,856
- Hours/week
- 14 + 32 related
Schedule J breakdown matched by us
- Base
- $80,177
- Bonus
- $0
- Other
- $67,463
- Deferred
- $4,615
- Nontaxable benefits
- $14,241
- Filer's total
- $166,496
-
Seiji ShiraishiSEIJI SHIRAISHI
DIR. OF ACCOUNTING AND FINANCE
- Total calculated
- $204,943
- From this org
- $174,751
- From related orgs
- $0
- Other
- $30,192
- Hours/week
- 1 + 45 related
Schedule J breakdown matched by us
- Base
- $161,251
- Bonus
- $7,500
- Other
- $6,000
- Deferred
- $8,750
- Nontaxable benefits
- $21,442
- Filer's total
- $204,943
-
Loretta RoneyLORETTA RONEY
CEO
- Total calculated
- $414,755
- From this org
- $0
- From related orgs
- $388,723
- Other
- $26,032
- Hours/week
- 2 + 49 related
Schedule J breakdown matched by us
- Base
- $0 + $347,723 related
- Bonus
- $0 + $35,000 related
- Other
- $0 + $6,000 related
- Deferred
- $0 + $15,481 related
- Nontaxable benefits
- $0 + $10,551 related
- Filer's total
- $0 + $414,755 related
-
Karen CarlsonKAREN CARLSON
PRESIDENT
- Total calculated
- $227,026
- From this org
- $197,878
- From related orgs
- $0
- Other
- $29,148
- Hours/week
- 9 + 36 related
Schedule J breakdown matched by us
- Base
- $171,878
- Bonus
- $20,000
- Other
- $6,000
- Deferred
- $7,769
- Nontaxable benefits
- $21,379
- Filer's total
- $227,026
-
Mirian NaccarattoMIRIAN NACCARATTO
DIRECTOR OF HUMAN RESOURCES
- Total calculated
- $174,486
- From this org
- $168,394
- From related orgs
- $0
- Other
- $6,092
- Hours/week
- 5 + 41 related
Schedule J breakdown matched by us
- Base
- $154,894
- Bonus
- $7,500
- Other
- $6,000
- Deferred
- $3,219
- Nontaxable benefits
- $2,873
- Filer's total
- $174,486
-
Ahmed MoyeenAHMED MOYEEN
SR. SOFTWARE ENGINEER
- Total calculated
- $138,120
- From this org
- $123,012
- From related orgs
- $0
- Other
- $15,108
- Hours/week
- 1 + 45 related
-
Billy SextonBILLY SEXTON
DIRECTOR OF IT INFRASTRUCTURE
- Total calculated
- $166,691
- From this org
- $149,443
- From related orgs
- $0
- Other
- $17,248
- Hours/week
- 1 + 45 related
Schedule J breakdown matched by us
- Base
- $148,443
- Bonus
- $1,000
- Other
- $0
- Deferred
- $7,543
- Nontaxable benefits
- $9,705
- Filer's total
- $166,691
-
Sherana BakhshSHERANA BAKHSH
PMO/QUALITY ASSURANCE MANAGER
- Total calculated
- $124,279
- From this org
- $116,181
- From related orgs
- $0
- Other
- $8,098
- Hours/week
- 1 + 45 related
-
Monette P MudieMONETTE P MUDIE
SR. SOFTWARE ENGINEER
- Total calculated
- $133,536
- From this org
- $114,302
- From related orgs
- $0
- Other
- $19,234
- Hours/week
- 1 + 45 related
-
Jeff RohrerJEFF ROHRER
LEAD SENIOR FINANCIAL DATA ANALYST
- Total calculated
- $115,316
- From this org
- $114,118
- From related orgs
- $0
- Other
- $1,198
- Hours/week
- 1 + 45 related
Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.
Filings
-
2024
- Revenue
- $6,237,222
- Expenses
- $6,337,585
- Contributions
- $0
- Grants paid
- $0
-
2023
- Revenue
- $7,406,036
- Expenses
- $6,015,204
- Contributions
- $0
- Grants paid
- $0
-
2022
- Revenue
- $5,191,200
- Expenses
- $5,221,635
- Contributions
- $0
- Grants paid
- $0
The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.
Other returns filed
-
2024 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2023 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2022 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2021 · 990
- Revenue
- $4,772,648
- Expenses
- $4,966,259
- Assets (EOY)
- $6,139,493
-
2021 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2020 · 990
- Revenue
- $4,105,406
- Expenses
- $4,134,139
- Assets (EOY)
- $6,605,610
-
2020 · 990-T
- Revenue
- not reported
- Expenses
- not reported
- Assets (EOY)
- not reported
-
2019 · 990
- Revenue
- $1,484,488
- Expenses
- $832,086
- Assets (EOY)
- $6,078,239
-
2018 · 990
- Revenue
- $1,778,603
- Expenses
- $856,123
- Assets (EOY)
- $5,160,224
-
2017 · 990
- Revenue
- $734,441
- Expenses
- $824,817
- Assets (EOY)
- $4,563,414
Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.
Grants made
No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.
Grants received
No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.
Related organizations
From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.
Declared on its 2024 return
-
501(C)(3) · FINANCIAL COUNSELING · NV
Declared as related by
-
On its 2024 return
-
INCHARGE INSTITUTE OF AMERICA INC
On its 2023 return
Other IRS files
Auto-Revocation List
Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.
Publication 78
Listed as of 13 October 2026, under deductibility SOUNK.
These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.
What this page reflects
The registration facts above come from the IRS Business Master File published 9 November 2026 and read 9 November 2026, for every organization at once. Returns through tax year 2024, the newest we have parsed for this organization.