CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

As filed

Subsection

14

Classification

1000

Street

PO BOX 515

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2024

• PROVIDE 47,873 MEMBERS WITH REGULAR SAVINGS, PREFERRED SAVINGS, MONEY MARKET, SHARE DRAFTS, CHRISTMAS CLUB, VACATION CLUB, IRA, CERTIFICATES OF DEPOSIT, HEALTH SAVINGS AND ESCROW ACCOUNTS WITH AGGREGATE DEPOSIT BALANCES THAT APPROXIMATED $755,411,000 AS OF DECEMBER 31, 2024.

• PROVIDE 32,534 LOANS INCLUDING HOME EQUITY, MORTGAGE, VEHICLE, LINE OF CREDIT, OVERDRAFT PROTECTION, SIGNATURE, CREDIT CARD AND COMMERCIAL LOANS WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $511,818,000 AS OF DECEMBER 31, 2024.

• OFFER AUTOMATED TELLER MACHINES, DEBIT CARDS, SAFE DEPOSIT BOXES, MONEY ORDERS/CASHIER'S CHECKS, OVERDRAFT PRIVILEGE, ONLINE/MOBILE BANKING SERVICES INCLUDING BILL PAY AND REMOTE DEPOSIT, FINANCIAL COUNSELING, IN-SCHOOL BRANCHES AND VARIOUS INSURANCE PROGRAMS TO ALL ELIGIBLE MEMBERS.

As filed on the 2024 return.

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2024

  Revenue

  $50,013,838

  Expenses

  $39,278,359

  Contributions

  $0

  Grants paid

  $25,000

• 2023

  Revenue

  $39,576,447

  Expenses

  $29,713,145

  Contributions

  $0

  Grants paid

  $22,000

• 2022

  Revenue

  $23,924,797

  Expenses

  $17,253,819

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $22,122,560

  Expenses

  $14,331,683

  Assets (EOY)

  $535,801,476

• 2020 · 990

  Revenue

  $21,735,767

  Expenses

  $14,342,033

  Assets (EOY)

  $451,024,745

• 2019 · 990

  Revenue

  $18,761,990

  Expenses

  $13,146,711

  Assets (EOY)

  $371,328,853

• 2018 · 990

  Revenue

  $16,306,949

  Expenses

  $11,920,626

  Assets (EOY)

  $340,740,552

• 2017 · 990

  Revenue

  $14,214,468

  Expenses

  $10,229,381

  Assets (EOY)

  $331,997,647

• 2016 · 990

  Revenue

  $12,862,124

  Expenses

  $9,351,180

  Assets (EOY)

  $328,696,159

• 2015 · 990

  Revenue

  $11,027,322

  Expenses

  $8,830,640

  Assets (EOY)

  $307,679,055

• 2014 · 990

  Revenue

  $9,661,355

  Expenses

  $7,997,976

  Assets (EOY)

  $288,845,336

• 2013 · 990

  Revenue

  $9,492,429

  Expenses

  $8,165,028

  Assets (EOY)

  $278,553,195

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $8,465,896

  Assets (EOY)

  $268,648,070

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2011

Tax period

1 January 2011 to 31 December 2011

Principal officer

Debra S Kruttlin

Mailing address

452 W BaldwinAlpena MI 48707

Doing business as

MEA Retired Region 14A

As filed, from the IRS e-Postcard file of 26 October 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Taxable family

From Schedule R Parts I, III and IV: entities that legally are the filer, and taxable partnerships, corporations and trusts it is related to. These record ownership and control, not shared board members or money.

Other IRS files