COOPERATIVA DE AHORRO Y CREDITO DR M ZENO GANDIA

As filed

Subsection

14

Classification

1000

Street

URB VILLA LOS SANTOS CARR 65 KM 1

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Mission and programs · 2025

• INTEREST INCOME AND OTHER INCOME OF 15,944,411 AND TOTAL EXPENSES OF 12,034,401.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

• 2025

  Revenue

  $15,944,411

  Expenses

  $12,034,401

  Contributions

  $428,333

  Grants paid

  $0

• 2024

  Revenue

  $16,401,971

  Expenses

  $12,276,346

  Contributions

  $952,101

  Grants paid

  $0

• 2023

  Revenue

  $16,104,186

  Expenses

  $10,299,360

  Contributions

  $0

  Grants paid

  $0

• 2022

  Revenue

  $11,452,610

  Expenses

  $8,905,119

  Contributions

  $0

  Grants paid

  $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

• 2021 · 990

  Revenue

  $11,746,637

  Expenses

  $9,353,852

  Assets (EOY)

  $269,257,849

• 2020 · 990

  Revenue

  $10,322,702

  Expenses

  $9,580,820

  Assets (EOY)

  $240,085,334

• 2019 · 990

  Revenue

  $9,294,919

  Expenses

  $7,728,240

  Assets (EOY)

  $205,915,825

• 2012 · 990

  Revenue

  — not reported

  Expenses

  $8,606,830

  Assets (EOY)

  $190,485,323

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all.

Form 990-N e-Postcard, tax year 2013

Tax period

1 January 2013 to 31 December 2013

Principal officer

Show names as filed Efrain DomenechEFRAIN DOMENECH

Mailing address

PO BOX 1865ARECIBO PR 00613

Website

WWW.ZENOGANDIA.COOP

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files