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FIRST MEDICAL INSURANCE COMPANT A RISK RETENTION GROUP

EIN 01-0719207 COLCHESTER, VT

Revenue 2024
$26,542,371
Expenses 2024
$21,158,206

Program services were 97.7% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
03
NTEE code
Y200
Classification
1000
Street
463 MOUNTAIN VIEW DR STE 301

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Officers and directors · 2024

As listed in Part VII of the 2024 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • THOMAS HAYDEN

    SECRETARY

    Total calculated
    $513,446
    From this org
    $0
    From related orgs
    $465,688
    Other
    $47,758
    Hours/week
    1 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $333,417 related
    Bonus
    $0 + $115,176 related
    Other
    $0 + $17,095 related
    Deferred
    $0 + $23,550 related
    Nontaxable benefits
    $0 + $24,208 related
    Filer's total
    $0 + $513,446 related

  • MARLENA FERGUSON

    PRESIDENT,& TREASURER

    Total calculated
    $465,480
    From this org
    $0
    From related orgs
    $414,670
    Other
    $50,810
    Hours/week
    1 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $290,511 related
    Bonus
    $0 + $99,242 related
    Other
    $0 + $24,917 related
    Deferred
    $0 + $26,629 related
    Nontaxable benefits
    $0 + $24,181 related
    Filer's total
    $0 + $465,480 related

  • JAMES AVINGTON

    SECRETARY

    Total calculated
    $386,767
    From this org
    $0
    From related orgs
    $327,432
    Other
    $59,335
    Hours/week
    1 + 45 related

    Schedule J breakdown matched by us

    Base
    $0 + $260,964 related
    Bonus
    $0 + $63,369 related
    Other
    $0 + $3,099 related
    Deferred
    $0 + $21,151 related
    Nontaxable benefits
    $0 + $38,184 related
    Filer's total
    $0 + $386,767 related

  • MICHAEL CORBO

    FORMER PRESIDENT & TREASURER

    Total calculated
    $135,481
    From this org
    $0
    From related orgs
    $132,698
    Other
    $2,783
    Hours/week
    0

    Schedule J breakdown matched by us

    Base
    $0 + $62,752 related
    Bonus
    $0 + $10,000 related
    Other
    $0 + $59,946 related
    Deferred
    $0 + $2,200 related
    Nontaxable benefits
    $0 + $583 related
    Filer's total
    $0 + $135,481 related

  • AARON CIULLO

    ASSISTANT TREASURER

    Total calculated
    $0
    Hours/week
    1 + 45 related

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2024
    Revenue
    $26,542,371
    Expenses
    $21,158,206
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $21,164,705
    Expenses
    $12,649,099
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $18,702,381
    Expenses
    $14,078,595
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Related organizations

From Schedule R Part II, where a filer lists the tax-exempt organizations it is related to by control. It does not record shared board members or money.

Declared on its 2024 return

Declared as related by

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Listed as of 10 September 2026, under deductibility SOUNK.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.