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CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN

EIN 38-1395220 BAY CITY, MI

Largest nonprofits in Michigan

Revenue 2025
$8,735,807
Expenses 2025
$7,393,751

Program services were 0.0% of total expenses calculated — Part IX's program-services column over total expenses, both as filed.

As filed

Subsection
14
Classification
1000
Street
1199 S EUCLID AVE

These codes are the IRS's own and are shown exactly as filed. What each one means is in the Business Master File documentation (opens in a new tab).

Group exemption

A subordinate covered by the group exemption of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN (EIN 38-6092097). matched by us

The IRS lists each organization's group exemption number; we match a subordinate to its central organization by that number and the affiliation code the IRS assigns.

Mission and programs · 2025

Mission

TO PROVIDE FINANCIAL SERVICES TO MEMBER OWNERS WITH A COMMON BOND.

  • THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS. THE TOTAL NUMBER OF MEMBERS AT 12/31/25 WAS 8,742 . THE TOTAL NUMBER OF MEMBER ACCOUNTS WAS 19,204.

  • THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS . THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/25 WAS 5,730.

As filed on the 2025 return.

Officers and directors · 2025

As listed in Part VII of the 2025 return, in the order the filer printed them. Each return names its own; this is not a roster the organization keeps with us.

  • Jeremy Coberley

    CEO

    Total calculated
    $309,278
    From this org
    $276,463
    From related orgs
    $0
    Other
    $32,815
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $227,774
    Bonus
    $44,989
    Other
    $3,700
    Deferred
    $18,543
    Nontaxable benefits
    $14,272
    Filer's total
    $309,278
  • Lynne Zanotti

    Vice President

    Total calculated
    $153,891
    From this org
    $131,764
    From related orgs
    $0
    Other
    $22,127
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $119,542
    Bonus
    $11,022
    Other
    $1,200
    Deferred
    $9,632
    Nontaxable benefits
    $12,495
    Filer's total
    $153,891
  • Jim Bierlein

    Vice President

    Total calculated
    $151,121
    From this org
    $130,279
    From related orgs
    $0
    Other
    $20,842
    Hours/week
    45

    Schedule J breakdown matched by us

    Base
    $118,057
    Bonus
    $11,022
    Other
    $1,200
    Deferred
    $9,632
    Nontaxable benefits
    $11,210
    Filer's total
    $151,121
  • Saree Pudvan

    CFO

    Total calculated
    $114,749
    From this org
    $105,628
    From related orgs
    $0
    Other
    $9,121
    Hours/week
    45
  • Cody Armstrong

    Vice President

    Total calculated
    $93,197
    From this org
    $86,954
    From related orgs
    $0
    Other
    $6,243
    Hours/week
    45
  • Megan Taberski

    COO

    Total calculated
    $87,246
    From this org
    $69,291
    From related orgs
    $0
    Other
    $17,955
    Hours/week
    45
  • William Keipert

    Treasurer

    Total calculated
    $0
    Hours/week
    1
  • Jill Beisel

    Director

    Total calculated
    $0
    Hours/week
    1
  • Norma Felker

    Chairman

    Total calculated
    $0
    Hours/week
    1
  • Judy Skornia

    Director

    Total calculated
    $0
    Hours/week
    1
  • Jon Morse

    Director

    Total calculated
    $0
    Hours/week
    1
  • Jennifer Delorge

    Director

    Total calculated
    $0
    Hours/week
    1
  • Robert Pierce Jr

    Director

    Total calculated
    $0
    Hours/week
    1

Compensation is as filed in Part VII: reportable pay from this organization and from related organizations, other compensation, and hours per week. The total, marked calculated, is our sum of the three dollar columns, with a blank column counted as $0; the form itself has no total. On a Form 990-EZ the columns are Part IV's instead, and on a Form 990-PF Part VIII's — compensation, contributions to benefit plans, and expense account — and the total sums those. A Schedule J breakdown is as filed: base pay, bonus, other, deferred compensation and nontaxable benefits from this organization, with any from related organizations beside each, and the filer's own total. It is shown with the Part VII listing of the same name on the same return. The form gives no key between the two, so that pairing is ours, and is marked matched by us. Earlier years are each on their own filing page.

Filings

  • 2025
    Revenue
    $8,735,807
    Expenses
    $7,393,751
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $8,413,154
    Expenses
    $6,884,738
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $8,413,154
    Expenses
    $6,884,738
    Contributions
    $0
    Grants paid
    $0
  • 2024
    Revenue
    $8,413,154
    Expenses
    $6,884,738
    Contributions
    $0
    Grants paid
    $0
  • 2023
    Revenue
    $7,300,435
    Expenses
    $5,820,502
    Contributions
    $0
    Grants paid
    $0
  • 2022
    Revenue
    $5,984,878
    Expenses
    $4,951,544
    Contributions
    $0
    Grants paid
    $0

The four totals the IRS asks for on Part I of the Form 990, as filed. A dash means the figure was not present on the return — not that it was zero.

Other returns filed

  • 2021 · 990

    Revenue
    $5,494,085
    Expenses
    $4,659,142
    Assets (EOY)
    $128,580,564
  • 2020 · 990

    Revenue
    $5,267,118
    Expenses
    $4,706,489
    Assets (EOY)
    $113,296,296
  • 2019 · 990

    Revenue
    $5,396,101
    Expenses
    $4,601,905
    Assets (EOY)
    $95,014,818
  • 2018 · 990

    Revenue
    $5,305,834
    Expenses
    $4,615,760
    Assets (EOY)
    $90,933,155
  • 2017 · 990

    Revenue
    $5,048,841
    Expenses
    $4,385,157
    Assets (EOY)
    $92,466,467
  • 2016 · 990

    Revenue
    $4,799,588
    Expenses
    $4,378,229
    Assets (EOY)
    $88,727,949
  • 2015 · 990

    Revenue
    $4,627,118
    Expenses
    $4,526,690
    Assets (EOY)
    $86,292,876
  • 2014 · 990

    Revenue
    $4,670,284
    Expenses
    $4,419,613
    Assets (EOY)
    $81,942,095
  • 2013 · 990

    Revenue
    $4,548,362
    Expenses
    $4,304,498
    Assets (EOY)
    $79,191,993
  • 2012 · 990

    Revenue
    not reported
    Expenses
    $4,309,765
    Assets (EOY)
    $77,744,912

Nonprofiteer parses Forms 990, 990-EZ and 990-PF, in a window of recent tax years. These returns are recorded from the IRS e-file index, so their figures were extracted by that index rather than read from the return here — treat them as a different source from the filings above, not as more of the same record. A dash means the index carries no figure; Form 990-T listings carry none at all. Showing the 10 most recent; the API carries the rest.

Form 990-N e-Postcard, tax year 2010

Tax period
1 January 2010 to 31 December 2010
Principal officer
Rebecca Isaacs
Mailing address
PO Box 45750Tinker AFB OK 731450750
Website
www.nyib.org
Doing business as
National Youth Involvement Board

As filed, from the IRS e-Postcard file of 2 November 2026. The IRS publishes only each organization's most recent postcard, so earlier years are not shown. A 990-N carries no financial detail. The postcard also gives the principal officer's address, which is not shown here.

Grants made

No itemized grants to organizations. Schedule I is filed only by organizations that granted more than $5,000 to a recipient, so most filers have none.

Grants received

No itemized grant names this organization as a recipient. Only grants over $5,000 are itemized, and only by filers of the full Form 990.

Other IRS files

Auto-Revocation List

Not listed. The IRS publishes this list for organizations whose exemption was automatically revoked for failing to file for three consecutive years.

Publication 78

Not present in the most recent drop.

These are two separate IRS files on two separate schedules, shown as published and not reconciled with each other. Neither is a statement about whether a contribution is deductible today: 19,245 organizations appear in Publication 78 while the IRS's own revocation file lists them as currently revoked, more than half of those revoked before 2019. Absence from Publication 78 is evidence of nothing, and presence is not evidence either. Verify current status with the IRS before relying on it.

What this page reflects

The registration facts above come from the IRS Business Master File published 13 October 2026 and read 1 November 2026, for every organization at once. Returns through tax year 2025, the newest we have parsed for this organization.